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HERITAGE COMMERCE CORP（HTBK）与Neuronetics, Inc.（STIM）财务数据对比。点击上方公司名可切换其他公司
HERITAGE COMMERCE CORP的季度营收约是Neuronetics, Inc.的1.3倍（$53.6M vs $41.8M），HERITAGE COMMERCE CORP净利率更高（28.2% vs -17.2%，领先45.4%），Neuronetics, Inc.同比增速更快（85.7% vs 15.6%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $692.0K），过去两年Neuronetics, Inc.的营收复合增速更高（54.9% vs 12.8%）
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
Neuronetics, Inc.是一家总部位于宾夕法尼亚州莫尔文的上市公司，2003年4月于特拉华州成立，专注研发神经调节技术相关产品，为传统治疗无效或耐药的精神疾病提供无创治疗方案。
HTBK vs STIM — 直观对比
营收规模更大
HTBK
是对方的1.3倍
$41.8M
营收增速更快
STIM
高出70.1%
15.6%
净利率更高
HTBK
高出45.4%
-17.2%
自由现金流更多
HTBK
多$60.6M
$692.0K
两年增速更快
STIM
近两年复合增速
12.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $41.8M |
| 净利润 | $15.1M | $-7.2M |
| 毛利率 | — | 52.0% |
| 营业利润率 | 41.0% | -12.1% |
| 净利率 | 28.2% | -17.2% |
| 营收同比 | 15.6% | 85.7% |
| 净利润同比 | 42.3% | 43.2% |
| 每股收益（稀释后） | $0.25 | $-0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBKSTIM
| Q4 25 | $53.6M | $41.8M | ||
| Q3 25 | $50.0M | $37.3M | ||
| Q2 25 | $47.8M | $38.1M | ||
| Q1 25 | $46.1M | $32.0M | ||
| Q4 24 | $46.4M | $22.5M | ||
| Q3 24 | $42.2M | $18.5M | ||
| Q2 24 | $41.7M | $16.4M | ||
| Q1 24 | $42.1M | $17.4M |
净利润HTBKSTIM
| Q4 25 | $15.1M | $-7.2M | ||
| Q3 25 | $14.7M | $-9.0M | ||
| Q2 25 | $6.4M | $-10.1M | ||
| Q1 25 | $11.6M | $-12.7M | ||
| Q4 24 | $10.6M | $-12.7M | ||
| Q3 24 | $10.5M | $-13.3M | ||
| Q2 24 | $9.2M | $-9.8M | ||
| Q1 24 | $10.2M | $-7.9M |
毛利率HTBKSTIM
| Q4 25 | — | 52.0% | ||
| Q3 25 | — | 45.9% | ||
| Q2 25 | — | 46.6% | ||
| Q1 25 | — | 49.2% | ||
| Q4 24 | — | 66.2% | ||
| Q3 24 | — | 75.6% | ||
| Q2 24 | — | 74.0% | ||
| Q1 24 | — | 75.1% |
营业利润率HTBKSTIM
| Q4 25 | 41.0% | -12.1% | ||
| Q3 25 | 41.1% | -19.6% | ||
| Q2 25 | 18.7% | -21.1% | ||
| Q1 25 | 35.4% | -34.4% | ||
| Q4 24 | 31.8% | -51.0% | ||
| Q3 24 | 34.3% | -41.7% | ||
| Q2 24 | 31.3% | -51.7% | ||
| Q1 24 | 34.2% | -39.4% |
净利率HTBKSTIM
| Q4 25 | 28.2% | -17.2% | ||
| Q3 25 | 29.4% | -24.3% | ||
| Q2 25 | 13.4% | -26.6% | ||
| Q1 25 | 25.2% | -39.6% | ||
| Q4 24 | 22.9% | -56.4% | ||
| Q3 24 | 24.9% | -72.0% | ||
| Q2 24 | 22.1% | -59.8% | ||
| Q1 24 | 24.1% | -45.2% |
每股收益（稀释后）HTBKSTIM
| Q4 25 | $0.25 | $-0.10 | ||
| Q3 25 | $0.24 | $-0.13 | ||
| Q2 25 | $0.10 | $-0.15 | ||
| Q1 25 | $0.19 | $-0.21 | ||
| Q4 24 | $0.17 | $-0.34 | ||
| Q3 24 | $0.17 | $-0.44 | ||
| Q2 24 | $0.15 | $-0.33 | ||
| Q1 24 | $0.17 | $-0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $28.1M |
| 总债务越低越好 | — | $65.8M |
| 股东权益账面价值 | $708.6M | $22.4M |
| 总资产 | $5.8B | $141.6M |
| 负债/权益比越低杠杆越低 | — | 2.94× |
8季度趋势，按日历期对齐
现金及短期投资HTBKSTIM
| Q4 25 | — | $28.1M | ||
| Q3 25 | — | $28.0M | ||
| Q2 25 | — | $11.0M | ||
| Q1 25 | — | $20.2M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | — | $20.9M | ||
| Q2 24 | — | $42.6M | ||
| Q1 24 | — | $47.7M |
总债务HTBKSTIM
| Q4 25 | — | $65.8M | ||
| Q3 25 | — | $65.7M | ||
| Q2 25 | — | $55.5M | ||
| Q1 25 | — | $55.3M | ||
| Q4 24 | — | $55.2M | ||
| Q3 24 | — | $46.0M | ||
| Q2 24 | — | $59.8M | ||
| Q1 24 | — | $59.4M |
股东权益HTBKSTIM
| Q4 25 | $708.6M | $22.4M | ||
| Q3 25 | $700.0M | $27.4M | ||
| Q2 25 | $694.7M | $27.1M | ||
| Q1 25 | $696.2M | $35.5M | ||
| Q4 24 | $689.7M | $27.7M | ||
| Q3 24 | $685.4M | $9.4M | ||
| Q2 24 | $679.2M | $19.4M | ||
| Q1 24 | $676.3M | $27.7M |
总资产HTBKSTIM
| Q4 25 | $5.8B | $141.6M | ||
| Q3 25 | $5.6B | $145.5M | ||
| Q2 25 | $5.5B | $134.7M | ||
| Q1 25 | $5.5B | $142.0M | ||
| Q4 24 | $5.6B | $140.9M | ||
| Q3 24 | $5.6B | — | ||
| Q2 24 | $5.3B | $96.8M | ||
| Q1 24 | $5.3B | $103.8M |
负债/权益比HTBKSTIM
| Q4 25 | — | 2.94× | ||
| Q3 25 | — | 2.40× | ||
| Q2 25 | — | 2.05× | ||
| Q1 25 | — | 1.56× | ||
| Q4 24 | — | 1.99× | ||
| Q3 24 | — | 4.90× | ||
| Q2 24 | — | 3.08× | ||
| Q1 24 | — | 2.15× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.7M | $908.0K |
| 自由现金流经营现金流 - 资本支出 | $61.3M | $692.0K |
| 自由现金流率自由现金流/营收 | 114.3% | 1.7% |
| 资本支出强度资本支出/营收 | 0.7% | 0.5% |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | — | $-21.2M |
8季度趋势，按日历期对齐
经营现金流HTBKSTIM
| Q4 25 | $61.7M | $908.0K | ||
| Q3 25 | $18.9M | $-785.0K | ||
| Q2 25 | $8.0M | $-3.5M | ||
| Q1 25 | $14.8M | $-17.0M | ||
| Q4 24 | $39.0M | $-8.6M | ||
| Q3 24 | $5.3M | $-5.4M | ||
| Q2 24 | $10.5M | $-5.0M | ||
| Q1 24 | $7.3M | $-12.0M |
自由现金流HTBKSTIM
| Q4 25 | $61.3M | $692.0K | ||
| Q3 25 | $18.8M | $-899.0K | ||
| Q2 25 | — | $-3.8M | ||
| Q1 25 | — | $-17.2M | ||
| Q4 24 | $37.3M | $-8.7M | ||
| Q3 24 | $4.9M | $-5.8M | ||
| Q2 24 | $9.9M | $-5.6M | ||
| Q1 24 | $6.9M | $-12.4M |
自由现金流率HTBKSTIM
| Q4 25 | 114.3% | 1.7% | ||
| Q3 25 | 37.7% | -2.4% | ||
| Q2 25 | — | -9.9% | ||
| Q1 25 | — | -53.8% | ||
| Q4 24 | 80.5% | -38.6% | ||
| Q3 24 | 11.6% | -31.3% | ||
| Q2 24 | 23.6% | -34.0% | ||
| Q1 24 | 16.4% | -71.1% |
资本支出强度HTBKSTIM
| Q4 25 | 0.7% | 0.5% | ||
| Q3 25 | 0.1% | 0.3% | ||
| Q2 25 | — | 0.7% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | 3.5% | 0.4% | ||
| Q3 24 | 1.0% | 2.1% | ||
| Q2 24 | 1.6% | 3.7% | ||
| Q1 24 | 1.0% | 2.2% |
现金转化率HTBKSTIM
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.28× | — | ||
| Q2 25 | 1.25× | — | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.67× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 0.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
