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HERITAGE COMMERCE CORP（HTBK）与Stran & Company, Inc.（SWAG）财务数据对比。点击上方公司名可切换其他公司
HERITAGE COMMERCE CORP的季度营收约是Stran & Company, Inc.的1.9倍（$53.6M vs $28.9M），HERITAGE COMMERCE CORP净利率更高（28.2% vs 0.8%，领先27.4%），HERITAGE COMMERCE CORP同比增速更快（15.6% vs 7.2%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $38.0K），过去两年Stran & Company, Inc.的营收复合增速更高（24.0% vs 12.8%）
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
Stran & Company, Inc.是品牌促销产品、定制周边及一体化营销解决方案供应商，服务覆盖零售、医疗、科技、教育等领域企业客户，助力客户开展品牌宣传、用户运营及员工激励相关工作。
HTBK vs SWAG — 直观对比
营收规模更大
HTBK
是对方的1.9倍
$28.9M
营收增速更快
HTBK
高出8.4%
7.2%
净利率更高
HTBK
高出27.4%
0.8%
自由现金流更多
HTBK
多$61.3M
$38.0K
两年增速更快
SWAG
近两年复合增速
12.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $28.9M |
| 净利润 | $15.1M | $243.0K |
| 毛利率 | — | 30.4% |
| 营业利润率 | 41.0% | -0.1% |
| 净利率 | 28.2% | 0.8% |
| 营收同比 | 15.6% | 7.2% |
| 净利润同比 | 42.3% | 141.5% |
| 每股收益（稀释后） | $0.25 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBKSWAG
| Q4 25 | $53.6M | $28.9M | ||
| Q3 25 | $50.0M | $26.0M | ||
| Q2 25 | $47.8M | $32.6M | ||
| Q1 25 | $46.1M | $28.7M | ||
| Q4 24 | $46.4M | $27.0M | ||
| Q3 24 | $42.2M | $20.1M | ||
| Q2 24 | $41.7M | $16.7M | ||
| Q1 24 | $42.1M | $18.8M |
净利润HTBKSWAG
| Q4 25 | $15.1M | $243.0K | ||
| Q3 25 | $14.7M | $-1.2M | ||
| Q2 25 | $6.4M | $643.0K | ||
| Q1 25 | $11.6M | $-393.0K | ||
| Q4 24 | $10.6M | $-586.0K | ||
| Q3 24 | $10.5M | $-2.0M | ||
| Q2 24 | $9.2M | $-1.0M | ||
| Q1 24 | $10.2M | $-491.0K |
毛利率HTBKSWAG
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.6% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 29.8% |
营业利润率HTBKSWAG
| Q4 25 | 41.0% | -0.1% | ||
| Q3 25 | 41.1% | -6.9% | ||
| Q2 25 | 18.7% | 1.2% | ||
| Q1 25 | 35.4% | -1.9% | ||
| Q4 24 | 31.8% | -3.5% | ||
| Q3 24 | 34.3% | -10.8% | ||
| Q2 24 | 31.3% | -6.6% | ||
| Q1 24 | 34.2% | -3.5% |
净利率HTBKSWAG
| Q4 25 | 28.2% | 0.8% | ||
| Q3 25 | 29.4% | -4.8% | ||
| Q2 25 | 13.4% | 2.0% | ||
| Q1 25 | 25.2% | -1.4% | ||
| Q4 24 | 22.9% | -2.2% | ||
| Q3 24 | 24.9% | -10.1% | ||
| Q2 24 | 22.1% | -6.1% | ||
| Q1 24 | 24.1% | -2.6% |
每股收益（稀释后）HTBKSWAG
| Q4 25 | $0.25 | $0.02 | ||
| Q3 25 | $0.24 | $-0.07 | ||
| Q2 25 | $0.10 | $0.03 | ||
| Q1 25 | $0.19 | $-0.02 | ||
| Q4 24 | $0.17 | $-0.02 | ||
| Q3 24 | $0.17 | $-0.11 | ||
| Q2 24 | $0.15 | $-0.06 | ||
| Q1 24 | $0.17 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $11.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $708.6M | $30.5M |
| 总资产 | $5.8B | $49.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTBKSWAG
| Q4 25 | — | $11.6M | ||
| Q3 25 | — | $11.8M | ||
| Q2 25 | — | $18.1M | ||
| Q1 25 | — | $12.2M | ||
| Q4 24 | — | $18.2M | ||
| Q3 24 | — | $6.9M | ||
| Q2 24 | — | $9.6M | ||
| Q1 24 | — | $10.7M |
股东权益HTBKSWAG
| Q4 25 | $708.6M | $30.5M | ||
| Q3 25 | $700.0M | $30.2M | ||
| Q2 25 | $694.7M | $31.8M | ||
| Q1 25 | $696.2M | $31.3M | ||
| Q4 24 | $689.7M | $31.6M | ||
| Q3 24 | $685.4M | $32.3M | ||
| Q2 24 | $679.2M | $34.3M | ||
| Q1 24 | $676.3M | $35.2M |
总资产HTBKSWAG
| Q4 25 | $5.8B | $49.3M | ||
| Q3 25 | $5.6B | $50.3M | ||
| Q2 25 | $5.5B | $61.2M | ||
| Q1 25 | $5.5B | $52.2M | ||
| Q4 24 | $5.6B | $55.1M | ||
| Q3 24 | $5.6B | $48.8M | ||
| Q2 24 | $5.3B | $46.6M | ||
| Q1 24 | $5.3B | $47.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.7M | $161.0K |
| 自由现金流经营现金流 - 资本支出 | $61.3M | $38.0K |
| 自由现金流率自由现金流/营收 | 114.3% | 0.1% |
| 资本支出强度资本支出/营收 | 0.7% | 0.4% |
| 现金转化率经营现金流/净利润 | 4.08× | 0.66× |
| 过去12个月自由现金流最近4个季度 | — | $-5.5M |
8季度趋势，按日历期对齐
经营现金流HTBKSWAG
| Q4 25 | $61.7M | $161.0K | ||
| Q3 25 | $18.9M | $-5.4M | ||
| Q2 25 | $8.0M | $6.4M | ||
| Q1 25 | $14.8M | $-5.9M | ||
| Q4 24 | $39.0M | $1.3M | ||
| Q3 24 | $5.3M | $-2.7M | ||
| Q2 24 | $10.5M | $2.1M | ||
| Q1 24 | $7.3M | $2.1M |
自由现金流HTBKSWAG
| Q4 25 | $61.3M | $38.0K | ||
| Q3 25 | $18.8M | $-5.9M | ||
| Q2 25 | — | $6.3M | ||
| Q1 25 | — | $-6.0M | ||
| Q4 24 | $37.3M | $1.2M | ||
| Q3 24 | $4.9M | $-2.9M | ||
| Q2 24 | $9.9M | $1.9M | ||
| Q1 24 | $6.9M | $1.9M |
自由现金流率HTBKSWAG
| Q4 25 | 114.3% | 0.1% | ||
| Q3 25 | 37.7% | -22.6% | ||
| Q2 25 | — | 19.5% | ||
| Q1 25 | — | -21.0% | ||
| Q4 24 | 80.5% | 4.6% | ||
| Q3 24 | 11.6% | -14.3% | ||
| Q2 24 | 23.6% | 11.6% | ||
| Q1 24 | 16.4% | 9.9% |
资本支出强度HTBKSWAG
| Q4 25 | 0.7% | 0.4% | ||
| Q3 25 | 0.1% | 1.9% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | 3.5% | 0.3% | ||
| Q3 24 | 1.0% | 0.7% | ||
| Q2 24 | 1.6% | 1.1% | ||
| Q1 24 | 1.0% | 1.0% |
现金转化率HTBKSWAG
| Q4 25 | 4.08× | 0.66× | ||
| Q3 25 | 1.28× | — | ||
| Q2 25 | 1.25× | 9.99× | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.67× | — | ||
| Q3 24 | 0.50× | — | ||
| Q2 24 | 1.14× | — | ||
| Q1 24 | 0.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTBK
暂无分部数据
SWAG
| Promotional Products Dropshipping | $11.2M | 39% |
| Casino Continuity Program | $6.9M | 24% |
| Promotional Products Company Owned Inventory | $4.6M | 16% |
| Promotional Products Bulk Dropshipping | $3.8M | 13% |
| Promotional Products Thirdparty Distributor | $1.8M | 6% |
| Other | $610.0K | 2% |
