vs
HERITAGE COMMERCE CORP（HTBK）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是HERITAGE COMMERCE CORP的1.9倍（$100.0M vs $53.6M），HERITAGE COMMERCE CORP净利率更高（28.2% vs -7.0%，领先35.2%），HERITAGE COMMERCE CORP同比增速更快（15.6% vs 14.5%），HERITAGE COMMERCE CORP自由现金流更多（$61.3M vs $14.1M），过去两年HERITAGE COMMERCE CORP的营收复合增速更高（12.8% vs -4.9%）
本文介绍的企业主体信息与内容描述不符，描述内容实际为美国商会，该商会成立于1912年4月23日，是美国规模最大的游说类商业协会 advocacy 团体，成立之初得益于时任总统威廉·霍华德·塔夫脱与劳工商务部长查尔斯·内格尔推动，旨在代表工商界发声。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
HTBK vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.9倍
$53.6M
营收增速更快
HTBK
高出1.1%
14.5%
净利率更高
HTBK
高出35.2%
-7.0%
自由现金流更多
HTBK
多$47.2M
$14.1M
两年增速更快
HTBK
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $53.6M | $100.0M |
| 净利润 | $15.1M | $-7.0M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 41.0% | -10.7% |
| 净利率 | 28.2% | -7.0% |
| 营收同比 | 15.6% | 14.5% |
| 净利润同比 | 42.3% | 76.0% |
| 每股收益（稀释后） | $0.25 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTBKSWIM
| Q4 25 | $53.6M | $100.0M | ||
| Q3 25 | $50.0M | $161.9M | ||
| Q2 25 | $47.8M | $172.6M | ||
| Q1 25 | $46.1M | $111.4M | ||
| Q4 24 | $46.4M | $87.3M | ||
| Q3 24 | $42.2M | $150.5M | ||
| Q2 24 | $41.7M | $160.1M | ||
| Q1 24 | $42.1M | $110.6M |
净利润HTBKSWIM
| Q4 25 | $15.1M | $-7.0M | ||
| Q3 25 | $14.7M | $8.1M | ||
| Q2 25 | $6.4M | $16.0M | ||
| Q1 25 | $11.6M | $-6.0M | ||
| Q4 24 | $10.6M | $-29.2M | ||
| Q3 24 | $10.5M | $5.9M | ||
| Q2 24 | $9.2M | $13.3M | ||
| Q1 24 | $10.2M | $-7.9M |
毛利率HTBKSWIM
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
营业利润率HTBKSWIM
| Q4 25 | 41.0% | -10.7% | ||
| Q3 25 | 41.1% | 13.3% | ||
| Q2 25 | 18.7% | 14.3% | ||
| Q1 25 | 35.4% | -4.4% | ||
| Q4 24 | 31.8% | -14.9% | ||
| Q3 24 | 34.3% | 8.9% | ||
| Q2 24 | 31.3% | 12.5% | ||
| Q1 24 | 34.2% | -1.9% |
净利率HTBKSWIM
| Q4 25 | 28.2% | -7.0% | ||
| Q3 25 | 29.4% | 5.0% | ||
| Q2 25 | 13.4% | 9.3% | ||
| Q1 25 | 25.2% | -5.4% | ||
| Q4 24 | 22.9% | -33.4% | ||
| Q3 24 | 24.9% | 3.9% | ||
| Q2 24 | 22.1% | 8.3% | ||
| Q1 24 | 24.1% | -7.1% |
每股收益（稀释后）HTBKSWIM
| Q4 25 | $0.25 | $-0.06 | ||
| Q3 25 | $0.24 | $0.07 | ||
| Q2 25 | $0.10 | $0.13 | ||
| Q1 25 | $0.19 | $-0.05 | ||
| Q4 24 | $0.17 | $-0.24 | ||
| Q3 24 | $0.17 | $0.05 | ||
| Q2 24 | $0.15 | $0.11 | ||
| Q1 24 | $0.17 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $279.8M |
| 股东权益账面价值 | $708.6M | $405.9M |
| 总资产 | $5.8B | $823.2M |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
总债务HTBKSWIM
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M | ||
| Q1 24 | — | $282.8M |
股东权益HTBKSWIM
| Q4 25 | $708.6M | $405.9M | ||
| Q3 25 | $700.0M | $408.4M | ||
| Q2 25 | $694.7M | $398.4M | ||
| Q1 25 | $696.2M | $381.1M | ||
| Q4 24 | $689.7M | $387.2M | ||
| Q3 24 | $685.4M | $416.6M | ||
| Q2 24 | $679.2M | $408.1M | ||
| Q1 24 | $676.3M | $391.8M |
总资产HTBKSWIM
| Q4 25 | $5.8B | $823.2M | ||
| Q3 25 | $5.6B | $844.4M | ||
| Q2 25 | $5.5B | $822.1M | ||
| Q1 25 | $5.5B | $824.6M | ||
| Q4 24 | $5.6B | $794.2M | ||
| Q3 24 | $5.6B | $853.4M | ||
| Q2 24 | $5.3B | $830.0M | ||
| Q1 24 | $5.3B | $808.6M |
负债/权益比HTBKSWIM
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | — | 0.72× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $61.7M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $61.3M | $14.1M |
| 自由现金流率自由现金流/营收 | 114.3% | 14.1% |
| 资本支出强度资本支出/营收 | 0.7% | 9.2% |
| 现金转化率经营现金流/净利润 | 4.08× | — |
| 过去12个月自由现金流最近4个季度 | — | $38.0M |
8季度趋势，按日历期对齐
经营现金流HTBKSWIM
| Q4 25 | $61.7M | $23.3M | ||
| Q3 25 | $18.9M | $51.0M | ||
| Q2 25 | $8.0M | $36.0M | ||
| Q1 25 | $14.8M | $-46.9M | ||
| Q4 24 | $39.0M | $6.2M | ||
| Q3 24 | $5.3M | $37.2M | ||
| Q2 24 | $10.5M | $52.4M | ||
| Q1 24 | $7.3M | $-34.5M |
自由现金流HTBKSWIM
| Q4 25 | $61.3M | $14.1M | ||
| Q3 25 | $18.8M | $45.2M | ||
| Q2 25 | — | $29.1M | ||
| Q1 25 | — | $-50.3M | ||
| Q4 24 | $37.3M | $-98.0K | ||
| Q3 24 | $4.9M | $33.2M | ||
| Q2 24 | $9.9M | $47.9M | ||
| Q1 24 | $6.9M | $-39.9M |
自由现金流率HTBKSWIM
| Q4 25 | 114.3% | 14.1% | ||
| Q3 25 | 37.7% | 27.9% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | -45.2% | ||
| Q4 24 | 80.5% | -0.1% | ||
| Q3 24 | 11.6% | 22.1% | ||
| Q2 24 | 23.6% | 29.9% | ||
| Q1 24 | 16.4% | -36.0% |
资本支出强度HTBKSWIM
| Q4 25 | 0.7% | 9.2% | ||
| Q3 25 | 0.1% | 3.6% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | 3.5% | 7.2% | ||
| Q3 24 | 1.0% | 2.7% | ||
| Q2 24 | 1.6% | 2.8% | ||
| Q1 24 | 1.0% | 4.8% |
现金转化率HTBKSWIM
| Q4 25 | 4.08× | — | ||
| Q3 25 | 1.28× | 6.29× | ||
| Q2 25 | 1.25× | 2.25× | ||
| Q1 25 | 1.28× | — | ||
| Q4 24 | 3.67× | — | ||
| Q3 24 | 0.50× | 6.32× | ||
| Q2 24 | 1.14× | 3.95× | ||
| Q1 24 | 0.72× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTBK
暂无分部数据
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
