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Heartflow, Inc.（HTFL）与KINGSTONE COMPANIES, INC.（KINS）财务数据对比。点击上方公司名可切换其他公司
KINGSTONE COMPANIES, INC.的季度营收约是Heartflow, Inc.的1.2倍（$56.4M vs $46.3M），KINGSTONE COMPANIES, INC.净利率更高（26.2% vs -109.9%，领先136.1%），KINGSTONE COMPANIES, INC.自由现金流更多（$73.1M vs $-4.2M）
Heartflow是一家专注于非侵入式心血管诊断解决方案的医疗科技企业，核心技术可通过CT扫描数据构建患者冠状动脉3D模型，评估血流状况以识别血管堵塞，辅助临床医生制定个性化心脏病诊疗方案，服务全球医疗机构。
金斯顿公司总部位于纽约金斯顿，核心业务通过旗下金斯顿保险公司开展财产意外保险产品服务，同时旗下持纽约州牌照的保险保费融资公司Payments, Inc.，会与第三方持牌保费融资机构签订合作协议。在2010年专业保险代理人协会的企业绩效调查中，金斯顿保险公司在81家参评保险公司中排名第一。
HTFL vs KINS — 直观对比
营收规模更大
KINS
是对方的1.2倍
$46.3M
净利率更高
KINS
高出136.1%
-109.9%
自由现金流更多
KINS
多$77.2M
$-4.2M
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $46.3M | $56.4M |
| 净利润 | $-50.9M | $14.8M |
| 毛利率 | 76.5% | — |
| 营业利润率 | -32.6% | 32.7% |
| 净利率 | -109.9% | 26.2% |
| 营收同比 | — | 34.0% |
| 净利润同比 | — | 171.4% |
| 每股收益（稀释后） | $-1.04 | $1.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTFLKINS
| Q4 25 | — | $56.4M | ||
| Q3 25 | $46.3M | $55.7M | ||
| Q2 25 | $43.4M | $52.3M | ||
| Q1 25 | — | $50.5M | ||
| Q4 24 | — | $42.1M | ||
| Q3 24 | — | $40.8M | ||
| Q2 24 | — | $36.5M | ||
| Q1 24 | — | $35.8M |
净利润HTFLKINS
| Q4 25 | — | $14.8M | ||
| Q3 25 | $-50.9M | $10.9M | ||
| Q2 25 | $-9.2M | $11.3M | ||
| Q1 25 | — | $3.9M | ||
| Q4 24 | — | $5.4M | ||
| Q3 24 | — | $7.0M | ||
| Q2 24 | — | $4.5M | ||
| Q1 24 | — | $1.4M |
毛利率HTFLKINS
| Q4 25 | — | — | ||
| Q3 25 | 76.5% | — | ||
| Q2 25 | 75.5% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
营业利润率HTFLKINS
| Q4 25 | — | 32.7% | ||
| Q3 25 | -32.6% | 24.6% | ||
| Q2 25 | -31.6% | 27.1% | ||
| Q1 25 | — | 9.3% | ||
| Q4 24 | — | 15.9% | ||
| Q3 24 | — | 22.3% | ||
| Q2 24 | — | 15.7% | ||
| Q1 24 | — | 5.0% |
净利率HTFLKINS
| Q4 25 | — | 26.2% | ||
| Q3 25 | -109.9% | 19.5% | ||
| Q2 25 | -21.2% | 21.5% | ||
| Q1 25 | — | 7.7% | ||
| Q4 24 | — | 12.9% | ||
| Q3 24 | — | 17.1% | ||
| Q2 24 | — | 12.4% | ||
| Q1 24 | — | 4.0% |
每股收益（稀释后）HTFLKINS
| Q4 25 | — | $1.09 | ||
| Q3 25 | $-1.04 | $0.74 | ||
| Q2 25 | $-1.46 | $0.78 | ||
| Q1 25 | — | $0.27 | ||
| Q4 24 | — | $0.44 | ||
| Q3 24 | — | $0.55 | ||
| Q2 24 | — | $0.37 | ||
| Q1 24 | — | $0.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | — |
| 总债务越低越好 | — | $4.4M |
| 股东权益账面价值 | $254.6M | $122.7M |
| 总资产 | $364.4M | $453.4M |
| 负债/权益比越低杠杆越低 | — | 0.04× |
8季度趋势，按日历期对齐
现金及短期投资HTFLKINS
| Q4 25 | — | — | ||
| Q3 25 | $291.2M | — | ||
| Q2 25 | $80.2M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务HTFLKINS
| Q4 25 | — | $4.4M | ||
| Q3 25 | — | $4.8M | ||
| Q2 25 | — | $5.1M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | — | $17.3M | ||
| Q2 24 | — | $25.3M | ||
| Q1 24 | — | $25.3M |
股东权益HTFLKINS
| Q4 25 | — | $122.7M | ||
| Q3 25 | $254.6M | $107.7M | ||
| Q2 25 | $-894.8M | $94.9M | ||
| Q1 25 | — | $82.2M | ||
| Q4 24 | — | $66.7M | ||
| Q3 24 | — | $59.7M | ||
| Q2 24 | — | $40.8M | ||
| Q1 24 | — | $35.7M |
总资产HTFLKINS
| Q4 25 | — | $453.4M | ||
| Q3 25 | $364.4M | $428.6M | ||
| Q2 25 | $159.4M | $393.4M | ||
| Q1 25 | — | $385.4M | ||
| Q4 24 | — | $374.9M | ||
| Q3 24 | — | $347.0M | ||
| Q2 24 | — | $319.8M | ||
| Q1 24 | — | $318.3M |
负债/权益比HTFLKINS
| Q4 25 | — | 0.04× | ||
| Q3 25 | — | 0.04× | ||
| Q2 25 | — | 0.05× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.17× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.62× | ||
| Q1 24 | — | 0.71× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0M | $75.9M |
| 自由现金流经营现金流 - 资本支出 | $-4.2M | $73.1M |
| 自由现金流率自由现金流/营收 | -9.1% | 129.5% |
| 资本支出强度资本支出/营收 | 2.7% | 5.0% |
| 现金转化率经营现金流/净利润 | — | 5.14× |
| 过去12个月自由现金流最近4个季度 | — | $124.0M |
8季度趋势，按日历期对齐
经营现金流HTFLKINS
| Q4 25 | — | $75.9M | ||
| Q3 25 | $-3.0M | $25.9M | ||
| Q2 25 | $-40.5M | $9.3M | ||
| Q1 25 | — | $17.9M | ||
| Q4 24 | — | $57.9M | ||
| Q3 24 | — | $21.7M | ||
| Q2 24 | — | $7.1M | ||
| Q1 24 | — | $6.1M |
自由现金流HTFLKINS
| Q4 25 | — | $73.1M | ||
| Q3 25 | $-4.2M | $25.3M | ||
| Q2 25 | $-42.4M | $8.7M | ||
| Q1 25 | — | $17.0M | ||
| Q4 24 | — | $55.6M | ||
| Q3 24 | — | $21.0M | ||
| Q2 24 | — | $6.6M | ||
| Q1 24 | — | $5.6M |
自由现金流率HTFLKINS
| Q4 25 | — | 129.5% | ||
| Q3 25 | -9.1% | 45.4% | ||
| Q2 25 | -97.6% | 16.6% | ||
| Q1 25 | — | 33.7% | ||
| Q4 24 | — | 132.1% | ||
| Q3 24 | — | 51.6% | ||
| Q2 24 | — | 18.1% | ||
| Q1 24 | — | 15.5% |
资本支出强度HTFLKINS
| Q4 25 | — | 5.0% | ||
| Q3 25 | 2.7% | 1.2% | ||
| Q2 25 | 4.4% | 1.1% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 5.6% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.4% | ||
| Q1 24 | — | 1.5% |
现金转化率HTFLKINS
| Q4 25 | — | 5.14× | ||
| Q3 25 | — | 2.38× | ||
| Q2 25 | — | 0.82× | ||
| Q1 25 | — | 4.60× | ||
| Q4 24 | — | 10.65× | ||
| Q3 24 | — | 3.12× | ||
| Q2 24 | — | 1.58× | ||
| Q1 24 | — | 4.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
