vs
趣店（HTT）与SHF Holdings, Inc.（SHFS）财务数据对比。点击上方公司名可切换其他公司
SHF Holdings, Inc.的季度营收约是趣店的1.9倍（$2.1M vs $1.1M），趣店净利率更高（239.8% vs -28.3%，领先268.0%）
趣店集团是中国本土金融科技服务提供商，核心业务涵盖小额消费信贷解决方案输出、风险管理技术服务及相关数字金融产品供应，主要服务国内广大年轻消费群体，业务布局集中于中国内地市场。
HTT vs SHFS — 直观对比
营收规模更大
SHFS
是对方的1.9倍
$1.1M
净利率更高
HTT
高出268.0%
-28.3%
损益表 — Q3 FY2024 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.1M | $2.1M |
| 净利润 | $2.6M | $-582.6K |
| 毛利率 | 11.1% | — |
| 营业利润率 | -121.7% | -59.1% |
| 净利率 | 239.8% | -28.3% |
| 营收同比 | — | -43.8% |
| 净利润同比 | — | 98.9% |
| 每股收益（稀释后） | $0.01 | $-0.25 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTTSHFS
| Q4 25 | — | $2.1M | ||
| Q3 25 | — | $1.8M | ||
| Q2 25 | — | $1.8M | ||
| Q1 25 | — | $1.9M | ||
| Q4 24 | — | $3.7M | ||
| Q3 24 | $1.1M | $3.5M | ||
| Q2 24 | $1.0M | $4.0M | ||
| Q1 24 | $1.1M | $4.1M |
净利润HTTSHFS
| Q4 25 | — | $-582.6K | ||
| Q3 25 | — | $179.5K | ||
| Q2 25 | — | $-930.7K | ||
| Q1 25 | — | $-827.2K | ||
| Q4 24 | — | $-51.7M | ||
| Q3 24 | $2.6M | $353.8K | ||
| Q2 24 | $1.9M | $941.5K | ||
| Q1 24 | $-1.4M | $2.0M |
毛利率HTTSHFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 11.1% | — | ||
| Q2 24 | 13.3% | — | ||
| Q1 24 | — | — |
营业利润率HTTSHFS
| Q4 25 | — | -59.1% | ||
| Q3 25 | — | -66.4% | ||
| Q2 25 | — | -52.6% | ||
| Q1 25 | — | -103.1% | ||
| Q4 24 | — | -215.0% | ||
| Q3 24 | -121.7% | 5.1% | ||
| Q2 24 | -107.6% | 7.4% | ||
| Q1 24 | -129.9% | 8.0% |
净利率HTTSHFS
| Q4 25 | — | -28.3% | ||
| Q3 25 | — | 9.8% | ||
| Q2 25 | — | -50.4% | ||
| Q1 25 | — | -42.8% | ||
| Q4 24 | — | -1407.1% | ||
| Q3 24 | 239.8% | 10.2% | ||
| Q2 24 | 187.1% | 23.3% | ||
| Q1 24 | -131.8% | 50.6% |
每股收益（稀释后）HTTSHFS
| Q4 25 | — | $-0.25 | ||
| Q3 25 | — | $0.06 | ||
| Q2 25 | — | $-0.33 | ||
| Q1 25 | — | $-0.30 | ||
| Q4 24 | — | $-18.62 | ||
| Q3 24 | $0.01 | $0.13 | ||
| Q2 24 | $0.01 | $0.33 | ||
| Q1 24 | $-0.01 | $0.73 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $104.9M | $6.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $225.2M | $8.2M |
| 总资产 | $246.8M | $17.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTTSHFS
| Q4 25 | — | $6.8M | ||
| Q3 25 | — | $861.7K | ||
| Q2 25 | — | $247.3K | ||
| Q1 25 | — | $931.4K | ||
| Q4 24 | — | $2.3M | ||
| Q3 24 | $104.9M | $5.9M | ||
| Q2 24 | $112.8M | $6.1M | ||
| Q1 24 | $140.6M | $5.6M |
总债务HTTSHFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $54.8M | ||
| Q2 24 | — | $55.0M | ||
| Q1 24 | — | $58.2M |
股东权益HTTSHFS
| Q4 25 | — | $8.2M | ||
| Q3 25 | — | $7.0M | ||
| Q2 25 | — | $-17.9M | ||
| Q1 25 | — | $-16.9M | ||
| Q4 24 | — | $-12.3M | ||
| Q3 24 | $225.2M | $39.4M | ||
| Q2 24 | $217.5M | $38.5M | ||
| Q1 24 | $218.9M | $37.0M |
总资产HTTSHFS
| Q4 25 | — | $17.2M | ||
| Q3 25 | — | $13.7M | ||
| Q2 25 | — | $6.0M | ||
| Q1 25 | — | $6.7M | ||
| Q4 24 | — | $13.2M | ||
| Q3 24 | $246.8M | $66.9M | ||
| Q2 24 | $227.9M | $67.3M | ||
| Q1 24 | $234.9M | $67.7M |
负债/权益比HTTSHFS
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.39× | ||
| Q2 24 | — | 1.43× | ||
| Q1 24 | — | 1.57× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-1.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流HTTSHFS
| Q4 25 | — | $-1.1M | ||
| Q3 25 | — | $-538.0K | ||
| Q2 25 | — | $-674.6K | ||
| Q1 25 | — | $-1.1M | ||
| Q4 24 | — | $-2.8M | ||
| Q3 24 | — | $502.4K | ||
| Q2 24 | — | $1.2M | ||
| Q1 24 | — | $1.5M |
现金转化率HTTSHFS
| Q4 25 | — | — | ||
| Q3 25 | — | -3.00× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.42× | ||
| Q2 24 | — | 1.31× | ||
| Q1 24 | — | 0.72× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTT
暂无分部数据
SHFS
| Investments Income | $1.2M | 56% |
| Other | $906.6K | 44% |
