vs
赫兹（HTZ）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是赫兹的1.1倍（$2.2B vs $2.0B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs -9.6%，领先33.1%），赫兹同比增速更快（-0.6% vs -36.8%），过去两年赫兹的营收复合增速更高（-1.3% vs -11.9%）
赫兹全球控股是美国知名汽车租赁企业，总部位于佛罗里达州埃斯特罗。公司运营赫兹同名核心品牌，同时拥有Dollar、Firefly、Thrifty等多个汽车租赁子品牌，业务覆盖全球广泛市场，为客户提供多元出行租赁解决方案。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
HTZ vs RNR — 直观对比
营收规模更大
RNR
是对方的1.1倍
$2.0B
营收增速更快
HTZ
高出36.2%
-36.8%
净利率更高
RNR
高出33.1%
-9.6%
两年增速更快
HTZ
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $2.2B |
| 净利润 | $-194.0M | $515.8M |
| 毛利率 | — | — |
| 营业利润率 | -11.0% | — |
| 净利率 | -9.6% | 23.5% |
| 营收同比 | -0.6% | -36.8% |
| 净利润同比 | 59.5% | 72.6% |
| 每股收益（稀释后） | $-0.46 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTZRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $2.0B | $3.0B | ||
| Q3 25 | $2.5B | $3.2B | ||
| Q2 25 | $2.2B | $3.2B | ||
| Q1 25 | $1.8B | $3.5B | ||
| Q4 24 | $2.0B | $2.3B | ||
| Q3 24 | $2.6B | $4.0B | ||
| Q2 24 | $2.4B | $2.8B |
净利润HTZRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $-194.0M | $760.5M | ||
| Q3 25 | $184.0M | $916.5M | ||
| Q2 25 | $-294.0M | $835.4M | ||
| Q1 25 | $-443.0M | $170.0M | ||
| Q4 24 | $-479.0M | $-189.7M | ||
| Q3 24 | $-1.3B | $1.2B | ||
| Q2 24 | $-865.0M | $503.9M |
营业利润率HTZRNR
| Q1 26 | — | — | ||
| Q4 25 | -11.0% | 42.5% | ||
| Q3 25 | 9.4% | 46.3% | ||
| Q2 25 | -14.5% | 41.8% | ||
| Q1 25 | -29.0% | -2.0% | ||
| Q4 24 | -27.6% | -3.6% | ||
| Q3 24 | -62.9% | 43.7% | ||
| Q2 24 | -20.1% | 25.0% |
净利率HTZRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | -9.6% | 25.6% | ||
| Q3 25 | 7.4% | 28.7% | ||
| Q2 25 | -13.5% | 26.1% | ||
| Q1 25 | -24.4% | 4.9% | ||
| Q4 24 | -23.5% | -8.3% | ||
| Q3 24 | -51.7% | 29.8% | ||
| Q2 24 | -36.8% | 17.8% |
每股收益（稀释后）HTZRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $-0.46 | $16.16 | ||
| Q3 25 | $0.42 | $19.40 | ||
| Q2 25 | $-0.95 | $17.20 | ||
| Q1 25 | $-1.44 | $3.27 | ||
| Q4 24 | $-1.57 | $-3.76 | ||
| Q3 24 | $-4.34 | $22.62 | ||
| Q2 24 | $-2.82 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $565.0M | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-459.0M | $4.3B |
| 总资产 | $22.3B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HTZRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $565.0M | $1.7B | ||
| Q3 25 | $1.1B | $1.7B | ||
| Q2 25 | $503.0M | $1.4B | ||
| Q1 25 | $626.0M | $1.6B | ||
| Q4 24 | $592.0M | $1.7B | ||
| Q3 24 | $501.0M | $1.6B | ||
| Q2 24 | $568.0M | $1.6B |
总债务HTZRNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | — | $1.9B | ||
| Q3 24 | — | $1.9B | ||
| Q2 24 | — | $2.0B |
股东权益HTZRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $-459.0M | $11.6B | ||
| Q3 25 | $-317.0M | $11.5B | ||
| Q2 25 | $-504.0M | $10.8B | ||
| Q1 25 | $-262.0M | $10.3B | ||
| Q4 24 | $153.0M | $10.6B | ||
| Q3 24 | $681.0M | $11.2B | ||
| Q2 24 | $2.0B | $10.2B |
总资产HTZRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $22.3B | $53.8B | ||
| Q3 25 | $23.0B | $54.5B | ||
| Q2 25 | $23.1B | $54.7B | ||
| Q1 25 | $22.0B | $53.6B | ||
| Q4 24 | $21.8B | $50.7B | ||
| Q3 24 | $23.0B | $52.8B | ||
| Q2 24 | $25.2B | $51.6B |
负债/权益比HTZRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.17× | ||
| Q2 24 | — | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $193.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流HTZRNR
| Q1 26 | — | — | ||
| Q4 25 | $193.0M | $483.0M | ||
| Q3 25 | $835.0M | $1.6B | ||
| Q2 25 | $346.0M | $1.5B | ||
| Q1 25 | $251.0M | $157.8M | ||
| Q4 24 | $414.0M | $778.9M | ||
| Q3 24 | $894.0M | $1.5B | ||
| Q2 24 | $546.0M | $1.2B |
现金转化率HTZRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.64× | ||
| Q3 25 | 4.54× | 1.73× | ||
| Q2 25 | — | 1.76× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | — | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
