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赫兹（HTZ）与HANOVER INSURANCE GROUP, INC.（THG）财务数据对比。点击上方公司名可切换其他公司
赫兹的季度营收约是HANOVER INSURANCE GROUP, INC.的1.2倍（$2.0B vs $1.7B），HANOVER INSURANCE GROUP, INC.净利率更高（11.0% vs -16.6%，领先27.6%），赫兹同比增速更快（11.0% vs 6.1%），过去两年HANOVER INSURANCE GROUP, INC.的营收复合增速更高（5.2% vs -7.7%）
赫兹全球控股是美国知名汽车租赁企业，总部位于佛罗里达州埃斯特罗。公司运营赫兹同名核心品牌，同时拥有Dollar、Firefly、Thrifty等多个汽车租赁子品牌，业务覆盖全球广泛市场，为客户提供多元出行租赁解决方案。
汉诺威保险集团是总部位于美国马萨诸塞州伍斯特市的保险企业，1852年成立时主营财产责任保险，以原名公开上市交易，直至上世纪90年代初更名为Allmerica财产意外伤害保险公司。
HTZ vs THG — 直观对比
营收规模更大
HTZ
是对方的1.2倍
$1.7B
营收增速更快
HTZ
高出4.9%
6.1%
净利率更高
THG
高出27.6%
-16.6%
两年增速更快
THG
近两年复合增速
-7.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $1.7B |
| 净利润 | $-333.0M | $186.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 11.1% |
| 净利率 | -16.6% | 11.0% |
| 营收同比 | 11.0% | 6.1% |
| 净利润同比 | 24.8% | 45.7% |
| 每股收益（稀释后） | $-1.06 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HTZTHG
| Q1 26 | $2.0B | $1.7B | ||
| Q4 25 | $2.0B | $1.7B | ||
| Q3 25 | $2.5B | $1.7B | ||
| Q2 25 | $2.2B | $1.7B | ||
| Q1 25 | $1.8B | $1.6B | ||
| Q4 24 | $2.0B | $1.6B | ||
| Q3 24 | $2.6B | $1.6B | ||
| Q2 24 | $2.4B | $1.5B |
净利润HTZTHG
| Q1 26 | $-333.0M | $186.8M | ||
| Q4 25 | $-194.0M | $198.5M | ||
| Q3 25 | $184.0M | $178.7M | ||
| Q2 25 | $-294.0M | $157.1M | ||
| Q1 25 | $-443.0M | $128.2M | ||
| Q4 24 | $-479.0M | $167.9M | ||
| Q3 24 | $-1.3B | $102.1M | ||
| Q2 24 | $-865.0M | $40.5M |
营业利润率HTZTHG
| Q1 26 | — | 11.1% | ||
| Q4 25 | -11.0% | 17.3% | ||
| Q3 25 | 9.4% | 14.9% | ||
| Q2 25 | -14.5% | 12.7% | ||
| Q1 25 | -29.0% | 11.6% | ||
| Q4 24 | -27.6% | 16.1% | ||
| Q3 24 | -62.9% | 9.6% | ||
| Q2 24 | -20.1% | 6.2% |
净利率HTZTHG
| Q1 26 | -16.6% | 11.0% | ||
| Q4 25 | -9.6% | 11.9% | ||
| Q3 25 | 7.4% | 10.7% | ||
| Q2 25 | -13.5% | 9.5% | ||
| Q1 25 | -24.4% | 8.0% | ||
| Q4 24 | -23.5% | 10.6% | ||
| Q3 24 | -51.7% | 6.5% | ||
| Q2 24 | -36.8% | 2.6% |
每股收益（稀释后）HTZTHG
| Q1 26 | $-1.06 | — | ||
| Q4 25 | $-0.46 | $5.46 | ||
| Q3 25 | $0.42 | $4.90 | ||
| Q2 25 | $-0.95 | $4.30 | ||
| Q1 25 | $-1.44 | $3.50 | ||
| Q4 24 | $-1.57 | $4.60 | ||
| Q3 24 | $-4.34 | $2.80 | ||
| Q2 24 | $-2.82 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $583.0M | $243.5M |
| 总债务越低越好 | — | $843.8M |
| 股东权益账面价值 | — | $3.0B |
| 总资产 | $23.3B | $16.5B |
| 负债/权益比越低杠杆越低 | — | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资HTZTHG
| Q1 26 | $583.0M | $243.5M | ||
| Q4 25 | $565.0M | $1.1B | ||
| Q3 25 | $1.1B | $915.7M | ||
| Q2 25 | $503.0M | $244.1M | ||
| Q1 25 | $626.0M | $315.1M | ||
| Q4 24 | $592.0M | $435.5M | ||
| Q3 24 | $501.0M | $427.1M | ||
| Q2 24 | $568.0M | $337.6M |
总债务HTZTHG
| Q1 26 | — | $843.8M | ||
| Q4 25 | — | $843.3M | ||
| Q3 25 | — | $843.0M | ||
| Q2 25 | — | $347.8M | ||
| Q1 25 | — | $722.5M | ||
| Q4 24 | — | $722.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益HTZTHG
| Q1 26 | — | $3.0B | ||
| Q4 25 | $-459.0M | $3.6B | ||
| Q3 25 | $-317.0M | $3.4B | ||
| Q2 25 | $-504.0M | $3.2B | ||
| Q1 25 | $-262.0M | $3.0B | ||
| Q4 24 | $153.0M | $2.8B | ||
| Q3 24 | $681.0M | $2.9B | ||
| Q2 24 | $2.0B | $2.6B |
总资产HTZTHG
| Q1 26 | $23.3B | $16.5B | ||
| Q4 25 | $22.3B | $16.9B | ||
| Q3 25 | $23.0B | $16.8B | ||
| Q2 25 | $23.1B | $15.7B | ||
| Q1 25 | $22.0B | $15.5B | ||
| Q4 24 | $21.8B | $15.3B | ||
| Q3 24 | $23.0B | $15.4B | ||
| Q2 24 | $25.2B | $14.9B |
负债/权益比HTZTHG
| Q1 26 | — | 0.28× | ||
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HTZ
暂无分部数据
THG
| Premiums earned | $1.6B | 92% |
| Other | $124.6M | 7% |
| Fees and other income | $6.2M | 0% |
