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哈贝尔（HUBB）与MERCURY GENERAL CORP（MCY）财务数据对比。点击上方公司名可切换其他公司
MERCURY GENERAL CORP的季度营收约是哈贝尔的1.0倍（$1.5B vs $1.5B），哈贝尔净利率更高（14.6% vs 13.2%，领先1.4%），MERCURY GENERAL CORP同比增速更快（12.4% vs 11.9%），哈贝尔自由现金流更多（$388.8M vs $273.9M），过去两年MERCURY GENERAL CORP的营收复合增速更高（9.8% vs 3.3%）
哈贝尔（Hubbell Incorporated）是总部位于美国康涅狄格州谢尔顿的企业，由哈维·哈贝尔于1888年创立，1905年在康涅狄格州正式注册。公司主营电气及电子产品的设计、生产与销售，产品广泛应用于住宅、非住宅建筑、工业及公用事业等多个领域。
水星通用集团是一家综合性保险机构，业务覆盖个人车险、房主保险、租客保险及商业保险等多个品类，其中车险与房主保险是公司的核心经营板块。
HUBB vs MCY — 直观对比
营收规模更大
MCY
是对方的1.0倍
$1.5B
营收增速更快
MCY
高出0.5%
11.9%
净利率更高
HUBB
高出1.4%
13.2%
自由现金流更多
HUBB
多$114.9M
$273.9M
两年增速更快
MCY
近两年复合增速
3.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.5B | $1.5B |
| 净利润 | $217.7M | $202.5M |
| 毛利率 | 34.6% | 99.7% |
| 营业利润率 | 20.3% | 16.2% |
| 净利率 | 14.6% | 13.2% |
| 营收同比 | 11.9% | 12.4% |
| 净利润同比 | 10.5% | 100.4% |
| 每股收益（稀释后） | $4.06 | $3.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HUBBMCY
| Q4 25 | $1.5B | $1.5B | ||
| Q3 25 | $1.5B | $1.6B | ||
| Q2 25 | $1.5B | $1.5B | ||
| Q1 25 | $1.4B | $1.4B | ||
| Q4 24 | $1.3B | $1.4B | ||
| Q3 24 | $1.4B | $1.5B | ||
| Q2 24 | $1.5B | $1.3B | ||
| Q1 24 | $1.4B | $1.3B |
净利润HUBBMCY
| Q4 25 | $217.7M | $202.5M | ||
| Q3 25 | $255.5M | $280.4M | ||
| Q2 25 | $244.2M | $166.5M | ||
| Q1 25 | $169.7M | $-108.3M | ||
| Q4 24 | $197.0M | $101.1M | ||
| Q3 24 | $219.4M | $230.9M | ||
| Q2 24 | $213.6M | $62.6M | ||
| Q1 24 | $147.8M | $73.5M |
毛利率HUBBMCY
| Q4 25 | 34.6% | 99.7% | ||
| Q3 25 | 36.2% | 99.8% | ||
| Q2 25 | 37.2% | 99.8% | ||
| Q1 25 | 33.1% | 99.7% | ||
| Q4 24 | 33.8% | 99.7% | ||
| Q3 24 | 34.5% | 99.8% | ||
| Q2 24 | 35.0% | 99.8% | ||
| Q1 24 | 32.0% | 99.7% |
营业利润率HUBBMCY
| Q4 25 | 20.3% | 16.2% | ||
| Q3 25 | 22.0% | 22.1% | ||
| Q2 25 | 22.7% | 14.0% | ||
| Q1 25 | 17.5% | -10.2% | ||
| Q4 24 | 19.3% | 9.0% | ||
| Q3 24 | 21.1% | 18.8% | ||
| Q2 24 | 20.7% | 5.8% | ||
| Q1 24 | 16.3% | 7.0% |
净利率HUBBMCY
| Q4 25 | 14.6% | 13.2% | ||
| Q3 25 | 17.0% | 17.7% | ||
| Q2 25 | 16.5% | 11.3% | ||
| Q1 25 | 12.4% | -7.8% | ||
| Q4 24 | 14.8% | 7.4% | ||
| Q3 24 | 15.2% | 15.1% | ||
| Q2 24 | 14.7% | 4.8% | ||
| Q1 24 | 10.6% | 5.8% |
每股收益（稀释后）HUBBMCY
| Q4 25 | $4.06 | $3.66 | ||
| Q3 25 | $4.77 | $5.06 | ||
| Q2 25 | $4.56 | $3.01 | ||
| Q1 25 | $3.15 | $-1.96 | ||
| Q4 24 | $3.65 | $1.82 | ||
| Q3 24 | $4.05 | $4.17 | ||
| Q2 24 | $3.94 | $1.13 | ||
| Q1 24 | $2.73 | $1.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $497.9M | — |
| 总债务越低越好 | — | $575.0M |
| 股东权益账面价值 | $3.8B | $2.4B |
| 总资产 | $8.2B | $9.6B |
| 负债/权益比越低杠杆越低 | — | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资HUBBMCY
| Q4 25 | $497.9M | — | ||
| Q3 25 | $680.9M | — | ||
| Q2 25 | $399.6M | — | ||
| Q1 25 | $360.3M | — | ||
| Q4 24 | $345.0M | — | ||
| Q3 24 | $445.6M | — | ||
| Q2 24 | $406.5M | — | ||
| Q1 24 | $400.3M | — |
总债务HUBBMCY
| Q4 25 | — | $575.0M | ||
| Q3 25 | $1.4B | — | ||
| Q2 25 | $1.4B | — | ||
| Q1 25 | $1.4B | — | ||
| Q4 24 | $1.4B | $575.0M | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.9B | — | ||
| Q1 24 | $1.9B | — |
股东权益HUBBMCY
| Q4 25 | $3.8B | $2.4B | ||
| Q3 25 | $3.7B | $2.2B | ||
| Q2 25 | $3.5B | $2.0B | ||
| Q1 25 | $3.3B | $1.8B | ||
| Q4 24 | $3.3B | $1.9B | ||
| Q3 24 | $3.2B | $1.9B | ||
| Q2 24 | $3.1B | $1.6B | ||
| Q1 24 | $2.9B | $1.6B |
总资产HUBBMCY
| Q4 25 | $8.2B | $9.6B | ||
| Q3 25 | $7.5B | $9.4B | ||
| Q2 25 | $7.1B | $9.1B | ||
| Q1 25 | $6.9B | $9.0B | ||
| Q4 24 | $6.7B | $8.3B | ||
| Q3 24 | $6.9B | $8.2B | ||
| Q2 24 | $6.9B | $7.7B | ||
| Q1 24 | $6.9B | $7.4B |
负债/权益比HUBBMCY
| Q4 25 | — | 0.24× | ||
| Q3 25 | 0.39× | — | ||
| Q2 25 | 0.41× | — | ||
| Q1 25 | 0.44× | — | ||
| Q4 24 | 0.44× | 0.30× | ||
| Q3 24 | 0.51× | — | ||
| Q2 24 | 0.63× | — | ||
| Q1 24 | 0.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $447.5M | $287.9M |
| 自由现金流经营现金流 - 资本支出 | $388.8M | $273.9M |
| 自由现金流率自由现金流/营收 | 26.0% | 17.8% |
| 资本支出强度资本支出/营收 | 3.9% | 0.9% |
| 现金转化率经营现金流/净利润 | 2.06× | 1.42× |
| 过去12个月自由现金流最近4个季度 | $874.7M | $1.0B |
8季度趋势，按日历期对齐
经营现金流HUBBMCY
| Q4 25 | $447.5M | $287.9M | ||
| Q3 25 | $284.3M | $496.4M | ||
| Q2 25 | $260.6M | $371.6M | ||
| Q1 25 | $37.4M | $-68.7M | ||
| Q4 24 | $432.4M | $248.3M | ||
| Q3 24 | $227.0M | $318.1M | ||
| Q2 24 | $239.6M | $278.0M | ||
| Q1 24 | $92.2M | $192.6M |
自由现金流HUBBMCY
| Q4 25 | $388.8M | $273.9M | ||
| Q3 25 | $253.8M | $479.5M | ||
| Q2 25 | $220.7M | $357.2M | ||
| Q1 25 | $11.4M | $-81.9M | ||
| Q4 24 | $364.4M | $236.0M | ||
| Q3 24 | $188.8M | $306.2M | ||
| Q2 24 | $205.7M | $266.5M | ||
| Q1 24 | $51.9M | $182.4M |
自由现金流率HUBBMCY
| Q4 25 | 26.0% | 17.8% | ||
| Q3 25 | 16.9% | 30.3% | ||
| Q2 25 | 14.9% | 24.2% | ||
| Q1 25 | 0.8% | -5.9% | ||
| Q4 24 | 27.3% | 17.3% | ||
| Q3 24 | 13.1% | 20.0% | ||
| Q2 24 | 14.2% | 20.4% | ||
| Q1 24 | 3.7% | 14.3% |
资本支出强度HUBBMCY
| Q4 25 | 3.9% | 0.9% | ||
| Q3 25 | 2.0% | 1.1% | ||
| Q2 25 | 2.7% | 1.0% | ||
| Q1 25 | 1.9% | 0.9% | ||
| Q4 24 | 5.1% | 0.9% | ||
| Q3 24 | 2.6% | 0.8% | ||
| Q2 24 | 2.3% | 0.9% | ||
| Q1 24 | 2.9% | 0.8% |
现金转化率HUBBMCY
| Q4 25 | 2.06× | 1.42× | ||
| Q3 25 | 1.11× | 1.77× | ||
| Q2 25 | 1.07× | 2.23× | ||
| Q1 25 | 0.22× | — | ||
| Q4 24 | 2.19× | 2.46× | ||
| Q3 24 | 1.03× | 1.38× | ||
| Q2 24 | 1.12× | 4.44× | ||
| Q1 24 | 0.62× | 2.62× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HUBB
| Grid Infrastructure | $717.0M | 48% |
| Industrial | $393.7M | 26% |
| Grid Automation | $218.9M | 15% |
| Electrical Products | $163.1M | 11% |
MCY
暂无分部数据
