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赫克（HURC）与INDEPENDENT BANK CORP（IBCP）财务数据对比。点击上方公司名可切换其他公司
INDEPENDENT BANK CORP的季度营收约是赫克的1.3倍（$58.9M vs $45.5M），INDEPENDENT BANK CORP净利率更高（28.6% vs -6.7%，领先35.3%），过去两年INDEPENDENT BANK CORP的营收复合增速更高（2.1% vs 0.5%）
赫克公司是全球工业技术企业，主营数控（CNC）机床及配套控制软件的设计、生产与销售，产品涵盖各类加工中心、车削中心等，服务航空航天、汽车、能源、通用金属加工等领域客户，业务覆盖欧美及亚太市场。
独立银行公司（密歇根州）是一家总部位于密歇根州大急流城的银行机构，目前共开设62家营业网点，所有网点均布局于密歇根州境内，主要为当地市场提供各类银行金融服务。
HURC vs IBCP — 直观对比
营收规模更大
IBCP
是对方的1.3倍
$45.5M
净利率更高
IBCP
高出35.3%
-6.7%
两年增速更快
IBCP
近两年复合增速
0.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $45.5M | $58.9M |
| 净利润 | $-3.0M | $16.9M |
| 毛利率 | 17.0% | — |
| 营业利润率 | -7.6% | — |
| 净利率 | -6.7% | 28.6% |
| 营收同比 | -15.3% | — |
| 净利润同比 | -110.9% | -9.1% |
| 每股收益（稀释后） | $-0.47 | $0.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HURCIBCP
| Q1 26 | — | $58.9M | ||
| Q4 25 | $45.5M | $58.3M | ||
| Q3 25 | $45.8M | $57.3M | ||
| Q2 25 | $40.9M | $55.9M | ||
| Q1 25 | $46.4M | $54.1M | ||
| Q4 24 | $53.7M | $62.0M | ||
| Q3 24 | $42.7M | $51.4M | ||
| Q2 24 | $45.2M | $56.5M |
净利润HURCIBCP
| Q1 26 | — | $16.9M | ||
| Q4 25 | $-3.0M | $18.6M | ||
| Q3 25 | $-3.7M | $17.5M | ||
| Q2 25 | $-4.1M | $16.9M | ||
| Q1 25 | $-4.3M | $15.6M | ||
| Q4 24 | $-1.4M | $18.5M | ||
| Q3 24 | $-9.6M | $13.8M | ||
| Q2 24 | $-3.9M | $18.5M |
毛利率HURCIBCP
| Q1 26 | — | — | ||
| Q4 25 | 17.0% | — | ||
| Q3 25 | 19.9% | — | ||
| Q2 25 | 19.2% | — | ||
| Q1 25 | 17.9% | — | ||
| Q4 24 | 22.7% | — | ||
| Q3 24 | 18.4% | — | ||
| Q2 24 | 17.8% | — |
营业利润率HURCIBCP
| Q1 26 | — | — | ||
| Q4 25 | -7.6% | 34.8% | ||
| Q3 25 | -3.6% | 37.0% | ||
| Q2 25 | -7.5% | 37.0% | ||
| Q1 25 | -4.5% | 35.3% | ||
| Q4 24 | -0.9% | 36.7% | ||
| Q3 24 | -5.9% | 33.7% | ||
| Q2 24 | -7.6% | 41.0% |
净利率HURCIBCP
| Q1 26 | — | 28.6% | ||
| Q4 25 | -6.7% | 31.8% | ||
| Q3 25 | -8.1% | 30.5% | ||
| Q2 25 | -9.9% | 30.2% | ||
| Q1 25 | -9.3% | 28.8% | ||
| Q4 24 | -2.7% | 29.8% | ||
| Q3 24 | -22.5% | 26.9% | ||
| Q2 24 | -8.7% | 32.8% |
每股收益（稀释后）HURCIBCP
| Q1 26 | — | $0.81 | ||
| Q4 25 | $-0.47 | $0.88 | ||
| Q3 25 | $-0.58 | $0.84 | ||
| Q2 25 | $-0.62 | $0.81 | ||
| Q1 25 | $-0.67 | $0.74 | ||
| Q4 24 | $-0.23 | $0.87 | ||
| Q3 24 | $-1.47 | $0.65 | ||
| Q2 24 | $-0.61 | $0.88 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $48.7M | $174.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $198.8M | $510.6M |
| 总资产 | $264.3M | $5.6B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HURCIBCP
| Q1 26 | — | $174.9M | ||
| Q4 25 | $48.7M | $138.4M | ||
| Q3 25 | $44.5M | $208.7M | ||
| Q2 25 | $43.8M | $146.2M | ||
| Q1 25 | $41.8M | $128.1M | ||
| Q4 24 | $33.3M | $119.9M | ||
| Q3 24 | $36.1M | $121.6M | ||
| Q2 24 | $37.5M | $214.3M |
股东权益HURCIBCP
| Q1 26 | — | $510.6M | ||
| Q4 25 | $198.8M | $503.0M | ||
| Q3 25 | $203.7M | $490.7M | ||
| Q2 25 | $202.3M | $469.3M | ||
| Q1 25 | $198.1M | $467.3M | ||
| Q4 24 | $207.2M | $454.7M | ||
| Q3 24 | $206.6M | $452.4M | ||
| Q2 24 | $215.6M | $430.5M |
总资产HURCIBCP
| Q1 26 | — | $5.6B | ||
| Q4 25 | $264.3M | $5.5B | ||
| Q3 25 | $269.1M | $5.5B | ||
| Q2 25 | $262.5M | $5.4B | ||
| Q1 25 | $255.8M | $5.3B | ||
| Q4 24 | $268.6M | $5.3B | ||
| Q3 24 | $272.4M | $5.3B | ||
| Q2 24 | $280.8M | $5.3B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.7M | — |
| 自由现金流经营现金流 - 资本支出 | $3.6M | — |
| 自由现金流率自由现金流/营收 | 8.0% | — |
| 资本支出强度资本支出/营收 | 0.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $16.7M | — |
8季度趋势，按日历期对齐
经营现金流HURCIBCP
| Q1 26 | — | — | ||
| Q4 25 | $3.7M | $76.7M | ||
| Q3 25 | $2.5M | $18.2M | ||
| Q2 25 | $997.0K | $19.0M | ||
| Q1 25 | $10.3M | $31.7M | ||
| Q4 24 | $-1.2M | $63.2M | ||
| Q3 24 | $-622.0K | $17.2M | ||
| Q2 24 | $1.9M | $8.7M |
自由现金流HURCIBCP
| Q1 26 | — | — | ||
| Q4 25 | $3.6M | $70.2M | ||
| Q3 25 | $2.1M | $16.5M | ||
| Q2 25 | $689.0K | $16.7M | ||
| Q1 25 | $10.2M | $30.6M | ||
| Q4 24 | $-1.7M | $55.2M | ||
| Q3 24 | $-841.0K | $15.7M | ||
| Q2 24 | $1.7M | $7.0M |
自由现金流率HURCIBCP
| Q1 26 | — | — | ||
| Q4 25 | 8.0% | 120.3% | ||
| Q3 25 | 4.5% | 28.9% | ||
| Q2 25 | 1.7% | 29.8% | ||
| Q1 25 | 22.1% | 56.5% | ||
| Q4 24 | -3.1% | 89.1% | ||
| Q3 24 | -2.0% | 30.6% | ||
| Q2 24 | 3.9% | 12.3% |
资本支出强度HURCIBCP
| Q1 26 | — | — | ||
| Q4 25 | 0.1% | 11.1% | ||
| Q3 25 | 1.0% | 2.9% | ||
| Q2 25 | 0.8% | 4.1% | ||
| Q1 25 | 0.2% | 2.1% | ||
| Q4 24 | 0.8% | 12.8% | ||
| Q3 24 | 0.5% | 2.9% | ||
| Q2 24 | 0.3% | 3.1% |
现金转化率HURCIBCP
| Q1 26 | — | — | ||
| Q4 25 | — | 4.13× | ||
| Q3 25 | — | 1.04× | ||
| Q2 25 | — | 1.12× | ||
| Q1 25 | — | 2.03× | ||
| Q4 24 | — | 3.42× | ||
| Q3 24 | — | 1.25× | ||
| Q2 24 | — | 0.47× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
HURC
| Computerized Machine Tools | $35.9M | 79% |
| Service Parts | $6.7M | 15% |
| Service Fees | $2.3M | 5% |
IBCP
| Net Interest Income | $46.9M | 80% |
| Noninterest Income | $12.0M | 20% |
