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HANCOCK WHITNEY CORP（HWC）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
HANCOCK WHITNEY CORP的季度营收约是LiveRamp Holdings, Inc.的1.4倍（$295.0M vs $212.2M），LiveRamp Holdings, Inc.净利率更高（18.8% vs 16.1%，领先2.7%），LiveRamp Holdings, Inc.同比增速更快（8.6% vs -19.7%），过去两年LiveRamp Holdings, Inc.的营收复合增速更高（11.1% vs -9.4%）
汉考克惠特尼公司是总部位于美国密西西比州格尔夫波特的银行控股企业，在密西西比、阿拉巴马、佛罗里达、路易斯安那、得克萨斯五州共运营237家网点。它是新奥尔良圣徒队、路易斯安那州立大学体育队、路易斯安那大学拉法叶分校运动队的官方合作银行，独家发行对应队伍的官方借记卡，还独家提供LSU老虎队专属信用卡。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
HWC vs RAMP — 直观对比
营收规模更大
HWC
是对方的1.4倍
$212.2M
营收增速更快
RAMP
高出28.3%
-19.7%
净利率更高
RAMP
高出2.7%
16.1%
两年增速更快
RAMP
近两年复合增速
-9.4%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $295.0M | $212.2M |
| 净利润 | $47.4M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 16.1% | 18.8% |
| 营收同比 | -19.7% | 8.6% |
| 净利润同比 | -60.3% | 255.7% |
| 每股收益（稀释后） | $0.57 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收HWCRAMP
| Q1 26 | $295.0M | — | ||
| Q4 25 | $389.3M | $212.2M | ||
| Q3 25 | $385.7M | $199.8M | ||
| Q2 25 | $375.5M | $194.8M | ||
| Q1 25 | $364.7M | $188.7M | ||
| Q4 24 | $364.8M | $195.4M | ||
| Q3 24 | $367.7M | $185.5M | ||
| Q2 24 | $359.6M | $176.0M |
净利润HWCRAMP
| Q1 26 | $47.4M | — | ||
| Q4 25 | — | $39.9M | ||
| Q3 25 | $127.5M | $27.4M | ||
| Q2 25 | — | $7.7M | ||
| Q1 25 | — | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $115.6M | $1.7M | ||
| Q2 24 | — | $-7.5M |
毛利率HWCRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率HWCRAMP
| Q1 26 | — | — | ||
| Q4 25 | 40.7% | 18.6% | ||
| Q3 25 | 41.6% | 10.7% | ||
| Q2 25 | 38.5% | 3.7% | ||
| Q1 25 | 40.9% | -6.1% | ||
| Q4 24 | 41.3% | 7.5% | ||
| Q3 24 | 39.5% | 4.0% | ||
| Q2 24 | 40.3% | -3.0% |
净利率HWCRAMP
| Q1 26 | 16.1% | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | 33.0% | 13.7% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 31.4% | 0.9% | ||
| Q2 24 | — | -4.3% |
每股收益（稀释后）HWCRAMP
| Q1 26 | $0.57 | — | ||
| Q4 25 | $1.48 | $0.62 | ||
| Q3 25 | $1.49 | $0.42 | ||
| Q2 25 | $1.32 | $0.12 | ||
| Q1 25 | $1.38 | $-0.10 | ||
| Q4 24 | $1.40 | $0.17 | ||
| Q3 24 | $1.33 | $0.03 | ||
| Q2 24 | $1.31 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $223.7M | $403.4M |
| 总债务越低越好 | $1.6B | — |
| 股东权益账面价值 | — | $962.3M |
| 总资产 | $35.5B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资HWCRAMP
| Q1 26 | $223.7M | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
总债务HWCRAMP
| Q1 26 | $1.6B | — | ||
| Q4 25 | $199.4M | — | ||
| Q3 25 | $210.7M | — | ||
| Q2 25 | $210.6M | — | ||
| Q1 25 | $210.6M | — | ||
| Q4 24 | $210.5M | — | ||
| Q3 24 | $236.4M | — | ||
| Q2 24 | $236.4M | — |
股东权益HWCRAMP
| Q1 26 | — | — | ||
| Q4 25 | $4.5B | $962.3M | ||
| Q3 25 | $4.5B | $943.8M | ||
| Q2 25 | $4.4B | $947.8M | ||
| Q1 25 | $4.3B | $948.9M | ||
| Q4 24 | $4.1B | $957.7M | ||
| Q3 24 | $4.2B | $932.1M | ||
| Q2 24 | $3.9B | $951.9M |
总资产HWCRAMP
| Q1 26 | $35.5B | — | ||
| Q4 25 | $35.5B | $1.3B | ||
| Q3 25 | $35.8B | $1.2B | ||
| Q2 25 | $35.2B | $1.2B | ||
| Q1 25 | $34.8B | $1.3B | ||
| Q4 24 | $35.1B | $1.3B | ||
| Q3 24 | $35.2B | $1.2B | ||
| Q2 24 | $35.4B | $1.2B |
负债/权益比HWCRAMP
| Q1 26 | — | — | ||
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.05× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.05× | — | ||
| Q4 24 | 0.05× | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.06× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
