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INDEPENDENT BANK CORP（IBCP）与RMR GROUP INC.（RMR）财务数据对比。点击上方公司名可切换其他公司
RMR GROUP INC.的季度营收约是INDEPENDENT BANK CORP的1.1倍（$66.7M vs $58.9M），INDEPENDENT BANK CORP净利率更高（28.6% vs 18.3%，领先10.4%）
独立银行公司（密歇根州）是一家总部位于密歇根州大急流城的银行机构，目前共开设62家营业网点，所有网点均布局于密歇根州境内，主要为当地市场提供各类银行金融服务。
RMR集团是总部位于美国的另类资产管理企业，核心业务聚焦不动产及相关投资，覆盖商业地产、住宅物业、基础设施等赛道，服务全球核心市场的机构投资者、高净值人士及零售客户。
IBCP vs RMR — 直观对比
营收规模更大
RMR
是对方的1.1倍
$58.9M
净利率更高
IBCP
高出10.4%
18.3%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $58.9M | $66.7M |
| 净利润 | $16.9M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 48.1% |
| 净利率 | 28.6% | 18.3% |
| 营收同比 | — | 40.8% |
| 净利润同比 | 8.2% | 91.1% |
| 每股收益（稀释后） | $0.81 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBCPRMR
| Q1 26 | $58.9M | — | ||
| Q4 25 | $58.3M | $66.7M | ||
| Q3 25 | $57.3M | — | ||
| Q2 25 | $55.9M | — | ||
| Q1 25 | $54.1M | — | ||
| Q4 24 | $62.0M | — | ||
| Q3 24 | $51.4M | — | ||
| Q2 24 | $56.5M | — |
净利润IBCPRMR
| Q1 26 | $16.9M | — | ||
| Q4 25 | $18.6M | $12.2M | ||
| Q3 25 | $17.5M | — | ||
| Q2 25 | $16.9M | — | ||
| Q1 25 | $15.6M | — | ||
| Q4 24 | $18.5M | — | ||
| Q3 24 | $13.8M | — | ||
| Q2 24 | $18.5M | — |
营业利润率IBCPRMR
| Q1 26 | — | — | ||
| Q4 25 | 34.8% | 48.1% | ||
| Q3 25 | 37.0% | — | ||
| Q2 25 | 37.0% | — | ||
| Q1 25 | 35.3% | — | ||
| Q4 24 | 36.7% | — | ||
| Q3 24 | 33.7% | — | ||
| Q2 24 | 41.0% | — |
净利率IBCPRMR
| Q1 26 | 28.6% | — | ||
| Q4 25 | 31.8% | 18.3% | ||
| Q3 25 | 30.5% | — | ||
| Q2 25 | 30.2% | — | ||
| Q1 25 | 28.8% | — | ||
| Q4 24 | 29.8% | — | ||
| Q3 24 | 26.9% | — | ||
| Q2 24 | 32.8% | — |
每股收益（稀释后）IBCPRMR
| Q1 26 | $0.81 | — | ||
| Q4 25 | $0.88 | $0.71 | ||
| Q3 25 | $0.84 | — | ||
| Q2 25 | $0.81 | — | ||
| Q1 25 | $0.74 | — | ||
| Q4 24 | $0.87 | — | ||
| Q3 24 | $0.65 | — | ||
| Q2 24 | $0.88 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $174.9M | $49.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $510.6M | $232.7M |
| 总资产 | $5.6B | $687.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资IBCPRMR
| Q1 26 | $174.9M | — | ||
| Q4 25 | $138.4M | $49.3M | ||
| Q3 25 | $208.7M | — | ||
| Q2 25 | $146.2M | — | ||
| Q1 25 | $128.1M | — | ||
| Q4 24 | $119.9M | — | ||
| Q3 24 | $121.6M | — | ||
| Q2 24 | $214.3M | — |
股东权益IBCPRMR
| Q1 26 | $510.6M | — | ||
| Q4 25 | $503.0M | $232.7M | ||
| Q3 25 | $490.7M | — | ||
| Q2 25 | $469.3M | — | ||
| Q1 25 | $467.3M | — | ||
| Q4 24 | $454.7M | — | ||
| Q3 24 | $452.4M | — | ||
| Q2 24 | $430.5M | — |
总资产IBCPRMR
| Q1 26 | $5.6B | — | ||
| Q4 25 | $5.5B | $687.1M | ||
| Q3 25 | $5.5B | — | ||
| Q2 25 | $5.4B | — | ||
| Q1 25 | $5.3B | — | ||
| Q4 24 | $5.3B | — | ||
| Q3 24 | $5.3B | — | ||
| Q2 24 | $5.3B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.88× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流IBCPRMR
| Q1 26 | — | — | ||
| Q4 25 | $76.7M | $10.7M | ||
| Q3 25 | $18.2M | — | ||
| Q2 25 | $19.0M | — | ||
| Q1 25 | $31.7M | — | ||
| Q4 24 | $63.2M | — | ||
| Q3 24 | $17.2M | — | ||
| Q2 24 | $8.7M | — |
自由现金流IBCPRMR
| Q1 26 | — | — | ||
| Q4 25 | $70.2M | — | ||
| Q3 25 | $16.5M | — | ||
| Q2 25 | $16.7M | — | ||
| Q1 25 | $30.6M | — | ||
| Q4 24 | $55.2M | — | ||
| Q3 24 | $15.7M | — | ||
| Q2 24 | $7.0M | — |
自由现金流率IBCPRMR
| Q1 26 | — | — | ||
| Q4 25 | 120.3% | — | ||
| Q3 25 | 28.9% | — | ||
| Q2 25 | 29.8% | — | ||
| Q1 25 | 56.5% | — | ||
| Q4 24 | 89.1% | — | ||
| Q3 24 | 30.6% | — | ||
| Q2 24 | 12.3% | — |
资本支出强度IBCPRMR
| Q1 26 | — | — | ||
| Q4 25 | 11.1% | — | ||
| Q3 25 | 2.9% | — | ||
| Q2 25 | 4.1% | — | ||
| Q1 25 | 2.1% | — | ||
| Q4 24 | 12.8% | — | ||
| Q3 24 | 2.9% | — | ||
| Q2 24 | 3.1% | — |
现金转化率IBCPRMR
| Q1 26 | — | — | ||
| Q4 25 | 4.13× | 0.88× | ||
| Q3 25 | 1.04× | — | ||
| Q2 25 | 1.12× | — | ||
| Q1 25 | 2.03× | — | ||
| Q4 24 | 3.42× | — | ||
| Q3 24 | 1.25× | — | ||
| Q2 24 | 0.47× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBCP
| Net Interest Income | $46.9M | 80% |
| Noninterest Income | $12.0M | 20% |
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
