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Installed Building Products, Inc.（IBP）与STIFEL FINANCIAL CORP（SF）财务数据对比。点击上方公司名可切换其他公司
STIFEL FINANCIAL CORP的季度营收约是Installed Building Products, Inc.的2.2倍（$1.7B vs $747.5M），STIFEL FINANCIAL CORP净利率更高（15.1% vs 10.2%，领先4.8%），STIFEL FINANCIAL CORP同比增速更快（17.7% vs -0.4%），过去两年STIFEL FINANCIAL CORP的营收复合增速更高（44.4% vs 3.9%）
Installed Building Products, Inc.是美国领先的建筑产品安装服务商，主营绝缘材料、排水沟、车库门、消防系统及窗帘等产品的专业安装服务，覆盖住宅新建、翻新改造及商业建筑三大领域，业务遍及美国大部分地区。
司迪富金融是美国跨国独立投资银行及金融服务提供商，总部位于密苏里州圣路易斯市中心。其历史可追溯至1890年成立的Altheimer & Rawlings投资公司，1983年正式以Stifel为名成立，1986年11月24日在纽约证券交易所挂牌上市，为全球客户提供多元化金融服务。
IBP vs SF — 直观对比
营收规模更大
SF
是对方的2.2倍
$747.5M
营收增速更快
SF
高出18.1%
-0.4%
净利率更高
SF
高出4.8%
10.2%
两年增速更快
SF
近两年复合增速
3.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $747.5M | $1.7B |
| 净利润 | $76.6M | $251.4M |
| 毛利率 | 35.0% | — |
| 营业利润率 | 14.6% | 30.8% |
| 净利率 | 10.2% | 15.1% |
| 营收同比 | -0.4% | 17.7% |
| 净利润同比 | 14.5% | 374.4% |
| 每股收益（稀释后） | $2.81 | $1.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IBPSF
| Q1 26 | — | $1.7B | ||
| Q4 25 | $747.5M | $1.1B | ||
| Q3 25 | $778.2M | $962.6M | ||
| Q2 25 | $760.3M | $838.9M | ||
| Q1 25 | $684.8M | $842.5M | ||
| Q4 24 | $750.2M | $916.0M | ||
| Q3 24 | $760.6M | $810.9M | ||
| Q2 24 | $737.6M | $798.9M |
净利润IBPSF
| Q1 26 | — | $251.4M | ||
| Q4 25 | $76.6M | $264.4M | ||
| Q3 25 | $74.4M | $211.4M | ||
| Q2 25 | $69.0M | $155.1M | ||
| Q1 25 | $45.4M | $53.0M | ||
| Q4 24 | $66.9M | $244.0M | ||
| Q3 24 | $68.6M | $158.5M | ||
| Q2 24 | $65.2M | $165.3M |
毛利率IBPSF
| Q1 26 | — | — | ||
| Q4 25 | 35.0% | — | ||
| Q3 25 | 34.0% | — | ||
| Q2 25 | 34.2% | — | ||
| Q1 25 | 32.7% | — | ||
| Q4 24 | 33.6% | — | ||
| Q3 24 | 33.8% | — | ||
| Q2 24 | 34.1% | — |
营业利润率IBPSF
| Q1 26 | — | 30.8% | ||
| Q4 25 | 14.6% | 27.3% | ||
| Q3 25 | 13.7% | 29.7% | ||
| Q2 25 | 13.3% | 25.5% | ||
| Q1 25 | 10.2% | 7.5% | ||
| Q4 24 | 13.1% | 29.1% | ||
| Q3 24 | 13.3% | 26.7% | ||
| Q2 24 | 12.9% | 28.4% |
净利率IBPSF
| Q1 26 | — | 15.1% | ||
| Q4 25 | 10.2% | 23.5% | ||
| Q3 25 | 9.6% | 22.0% | ||
| Q2 25 | 9.1% | 18.5% | ||
| Q1 25 | 6.6% | 6.3% | ||
| Q4 24 | 8.9% | 26.6% | ||
| Q3 24 | 9.0% | 19.5% | ||
| Q2 24 | 8.8% | 20.7% |
每股收益（稀释后）IBPSF
| Q1 26 | — | $1.48 | ||
| Q4 25 | $2.81 | $2.30 | ||
| Q3 25 | $2.74 | $1.84 | ||
| Q2 25 | $2.52 | $1.34 | ||
| Q1 25 | $1.64 | $0.39 | ||
| Q4 24 | $2.39 | $2.10 | ||
| Q3 24 | $2.44 | $1.34 | ||
| Q2 24 | $2.30 | $1.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $321.9M | — |
| 总债务越低越好 | $886.6M | — |
| 股东权益账面价值 | $709.9M | $332.3M |
| 总资产 | $2.1B | $42.9B |
| 负债/权益比越低杠杆越低 | 1.25× | — |
8季度趋势，按日历期对齐
现金及短期投资IBPSF
| Q1 26 | — | — | ||
| Q4 25 | $321.9M | $2.3B | ||
| Q3 25 | $333.3M | $3.2B | ||
| Q2 25 | $305.2M | $1.9B | ||
| Q1 25 | $298.7M | $2.7B | ||
| Q4 24 | $327.6M | $2.6B | ||
| Q3 24 | $406.2M | $1.9B | ||
| Q2 24 | $380.3M | $2.6B |
总债务IBPSF
| Q1 26 | — | — | ||
| Q4 25 | $886.6M | $617.4M | ||
| Q3 25 | $880.8M | $617.2M | ||
| Q2 25 | $876.1M | $617.0M | ||
| Q1 25 | $872.4M | $616.8M | ||
| Q4 24 | $874.8M | $616.6M | ||
| Q3 24 | $872.3M | $616.4M | ||
| Q2 24 | $875.8M | $1.1B |
股东权益IBPSF
| Q1 26 | — | $332.3M | ||
| Q4 25 | $709.9M | $6.0B | ||
| Q3 25 | $678.6M | $5.8B | ||
| Q2 25 | $664.5M | $5.6B | ||
| Q1 25 | $660.9M | $5.5B | ||
| Q4 24 | $705.3M | $5.7B | ||
| Q3 24 | $716.4M | $5.6B | ||
| Q2 24 | $685.3M | $5.4B |
总资产IBPSF
| Q1 26 | — | $42.9B | ||
| Q4 25 | $2.1B | $41.3B | ||
| Q3 25 | $2.1B | $41.7B | ||
| Q2 25 | $2.0B | $39.9B | ||
| Q1 25 | $2.0B | $40.4B | ||
| Q4 24 | $2.1B | $39.9B | ||
| Q3 24 | $2.1B | $38.9B | ||
| Q2 24 | $2.0B | $37.8B |
负债/权益比IBPSF
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | 0.10× | ||
| Q3 25 | 1.30× | 0.11× | ||
| Q2 25 | 1.32× | 0.11× | ||
| Q1 25 | 1.32× | 0.11× | ||
| Q4 24 | 1.24× | 0.11× | ||
| Q3 24 | 1.22× | 0.11× | ||
| Q2 24 | 1.28× | 0.21× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $64.9M | — |
| 自由现金流经营现金流 - 资本支出 | $49.3M | — |
| 自由现金流率自由现金流/营收 | 6.6% | — |
| 资本支出强度资本支出/营收 | 2.1% | — |
| 现金转化率经营现金流/净利润 | 0.85× | — |
| 过去12个月自由现金流最近4个季度 | $300.8M | — |
8季度趋势，按日历期对齐
经营现金流IBPSF
| Q1 26 | — | — | ||
| Q4 25 | $64.9M | $382.4M | ||
| Q3 25 | $124.0M | $338.3M | ||
| Q2 25 | $90.4M | $607.5M | ||
| Q1 25 | $92.1M | $-211.2M | ||
| Q4 24 | $74.8M | $694.6M | ||
| Q3 24 | $101.4M | $198.3M | ||
| Q2 24 | $79.0M | $207.2M |
自由现金流IBPSF
| Q1 26 | — | — | ||
| Q4 25 | $49.3M | $369.0M | ||
| Q3 25 | $104.8M | $321.1M | ||
| Q2 25 | $74.8M | $592.7M | ||
| Q1 25 | $71.9M | $-227.8M | ||
| Q4 24 | $52.9M | $677.2M | ||
| Q3 24 | $77.3M | $185.6M | ||
| Q2 24 | $58.2M | $173.3M |
自由现金流率IBPSF
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 32.7% | ||
| Q3 25 | 13.5% | 33.4% | ||
| Q2 25 | 9.8% | 70.6% | ||
| Q1 25 | 10.5% | -27.0% | ||
| Q4 24 | 7.1% | 73.9% | ||
| Q3 24 | 10.2% | 22.9% | ||
| Q2 24 | 7.9% | 21.7% |
资本支出强度IBPSF
| Q1 26 | — | — | ||
| Q4 25 | 2.1% | 1.2% | ||
| Q3 25 | 2.5% | 1.8% | ||
| Q2 25 | 2.1% | 1.8% | ||
| Q1 25 | 2.9% | 2.0% | ||
| Q4 24 | 2.9% | 1.9% | ||
| Q3 24 | 3.2% | 1.6% | ||
| Q2 24 | 2.8% | 4.2% |
现金转化率IBPSF
| Q1 26 | — | — | ||
| Q4 25 | 0.85× | 1.45× | ||
| Q3 25 | 1.67× | 1.60× | ||
| Q2 25 | 1.31× | 3.92× | ||
| Q1 25 | 2.03× | -3.99× | ||
| Q4 24 | 1.12× | 2.85× | ||
| Q3 24 | 1.48× | 1.25× | ||
| Q2 24 | 1.21× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IBP
| Residential New Construction | $488.6M | 65% |
| Other Customer Installation | $67.8M | 9% |
| Shower Doors Shelving And Mirrors | $53.5M | 7% |
| Other Building Products | $47.7M | 6% |
| Fireproofing And Firestopping | $37.6M | 5% |
| Rain Gutters | $31.3M | 4% |
| Window Blinds | $18.0M | 2% |
| Related Party | $6.7M | 1% |
SF
| Other | $506.7M | 30% |
| Asset management | $459.5M | 28% |
| Investment banking | $341.4M | 20% |
| Commissions | $207.8M | 12% |
| Principal transactions | $150.2M | 9% |
