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IDACORP INC（IDA）与LendingClub Corp（LC）财务数据对比。点击上方公司名可切换其他公司
IDACORP INC的季度营收约是LendingClub Corp的1.4倍（$360.1M vs $252.3M），LendingClub Corp净利率更高（20.5% vs 12.1%，领先8.3%），LendingClub Corp同比增速更快（15.9% vs -4.2%），过去两年LendingClub Corp的营收复合增速更高（16.1% vs -7.2%）
IDACORP Inc是注册于美国爱达荷州、总部设在博伊西的电力控股企业，成立于1998年10月1日，旗下拥有爱达荷电力公司、IDACORP金融公司及Ida-West能源公司，业务覆盖电力供应、能源服务及相关配套金融服务领域。
LendingClub Corp是总部位于美国加利福尼亚州旧金山的金融服务企业，是全球首家将旗下产品作为证券完成注册的P2P借贷平台，同时支持贷款在二级市场交易。巅峰时期它是全球规模最大的P2P借贷平台，截至2015年12月31日，平台累计促成贷款发放额达159.8亿美元。
IDA vs LC — 直观对比
营收规模更大
IDA
是对方的1.4倍
$252.3M
营收增速更快
LC
高出20.1%
-4.2%
净利率更高
LC
高出8.3%
12.1%
两年增速更快
LC
近两年复合增速
-7.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $360.1M | $252.3M |
| 净利润 | $43.6M | $51.6M |
| 毛利率 | — | — |
| 营业利润率 | 14.9% | — |
| 净利率 | 12.1% | 20.5% |
| 营收同比 | -4.2% | 15.9% |
| 净利润同比 | 15.1% | 341.0% |
| 每股收益（稀释后） | $0.78 | $0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IDALC
| Q1 26 | — | $252.3M | ||
| Q4 25 | $360.1M | $266.5M | ||
| Q3 25 | $526.4M | $266.2M | ||
| Q2 25 | $449.3M | $248.4M | ||
| Q1 25 | $411.1M | $217.7M | ||
| Q4 24 | $375.9M | $217.2M | ||
| Q3 24 | $532.5M | $201.9M | ||
| Q2 24 | $442.6M | $187.2M |
净利润IDALC
| Q1 26 | — | $51.6M | ||
| Q4 25 | $43.6M | — | ||
| Q3 25 | $124.4M | $44.3M | ||
| Q2 25 | $95.8M | $38.2M | ||
| Q1 25 | $59.6M | $11.7M | ||
| Q4 24 | $37.9M | — | ||
| Q3 24 | $113.6M | $14.5M | ||
| Q2 24 | $89.5M | $14.9M |
营业利润率IDALC
| Q1 26 | — | — | ||
| Q4 25 | 14.9% | 18.8% | ||
| Q3 25 | 27.5% | 21.5% | ||
| Q2 25 | 22.4% | 21.7% | ||
| Q1 25 | 13.4% | 7.2% | ||
| Q4 24 | 11.0% | 5.1% | ||
| Q3 24 | 25.1% | 8.9% | ||
| Q2 24 | 23.3% | 10.4% |
净利率IDALC
| Q1 26 | — | 20.5% | ||
| Q4 25 | 12.1% | — | ||
| Q3 25 | 23.6% | 16.6% | ||
| Q2 25 | 21.3% | 15.4% | ||
| Q1 25 | 14.5% | 5.4% | ||
| Q4 24 | 10.1% | — | ||
| Q3 24 | 21.3% | 7.2% | ||
| Q2 24 | 20.2% | 8.0% |
每股收益（稀释后）IDALC
| Q1 26 | — | $0.44 | ||
| Q4 25 | $0.78 | $0.36 | ||
| Q3 25 | $2.26 | $0.37 | ||
| Q2 25 | $1.76 | $0.33 | ||
| Q1 25 | $1.10 | $0.10 | ||
| Q4 24 | $0.72 | $0.08 | ||
| Q3 24 | $2.12 | $0.13 | ||
| Q2 24 | $1.71 | $0.13 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $215.7M | — |
| 总债务越低越好 | $3.3B | — |
| 股东权益账面价值 | $3.6B | $1.5B |
| 总资产 | $10.2B | $11.9B |
| 负债/权益比越低杠杆越低 | 0.93× | — |
8季度趋势，按日历期对齐
现金及短期投资IDALC
| Q1 26 | — | — | ||
| Q4 25 | $215.7M | — | ||
| Q3 25 | $333.2M | — | ||
| Q2 25 | $474.5M | — | ||
| Q1 25 | $634.5M | — | ||
| Q4 24 | $368.9M | — | ||
| Q3 24 | $427.9M | — | ||
| Q2 24 | $169.6M | — |
总债务IDALC
| Q1 26 | — | — | ||
| Q4 25 | $3.3B | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | $3.1B | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益IDALC
| Q1 26 | — | $1.5B | ||
| Q4 25 | $3.6B | $1.5B | ||
| Q3 25 | $3.5B | $1.5B | ||
| Q2 25 | $3.4B | $1.4B | ||
| Q1 25 | $3.3B | $1.4B | ||
| Q4 24 | $3.3B | $1.3B | ||
| Q3 24 | $3.3B | $1.3B | ||
| Q2 24 | $3.2B | $1.3B |
总资产IDALC
| Q1 26 | — | $11.9B | ||
| Q4 25 | $10.2B | $11.6B | ||
| Q3 25 | $10.1B | $11.1B | ||
| Q2 25 | $9.9B | $10.8B | ||
| Q1 25 | $9.6B | $10.5B | ||
| Q4 24 | $9.2B | $10.6B | ||
| Q3 24 | $9.1B | $11.0B | ||
| Q2 24 | $8.7B | $9.6B |
负债/权益比IDALC
| Q1 26 | — | — | ||
| Q4 25 | 0.93× | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | 0.92× | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $137.8M | — |
| 自由现金流经营现金流 - 资本支出 | $-216.2M | — |
| 自由现金流率自由现金流/营收 | -60.0% | — |
| 资本支出强度资本支出/营收 | 98.3% | — |
| 现金转化率经营现金流/净利润 | 3.16× | — |
| 过去12个月自由现金流最近4个季度 | $-577.5M | — |
8季度趋势，按日历期对齐
经营现金流IDALC
| Q1 26 | — | — | ||
| Q4 25 | $137.8M | $-2.7B | ||
| Q3 25 | $162.8M | $-770.8M | ||
| Q2 25 | $176.9M | $-713.1M | ||
| Q1 25 | $124.3M | $-339.3M | ||
| Q4 24 | $136.4M | $-2.6B | ||
| Q3 24 | $201.9M | $-669.8M | ||
| Q2 24 | $146.4M | $-932.5M |
自由现金流IDALC
| Q1 26 | — | — | ||
| Q4 25 | $-216.2M | $-2.9B | ||
| Q3 25 | $-127.9M | $-791.8M | ||
| Q2 25 | $-156.4M | $-803.8M | ||
| Q1 25 | $-77.0M | $-352.3M | ||
| Q4 24 | $-48.9M | $-2.7B | ||
| Q3 24 | $-16.1M | $-682.3M | ||
| Q2 24 | $-199.6M | $-945.3M |
自由现金流率IDALC
| Q1 26 | — | — | ||
| Q4 25 | -60.0% | -1076.0% | ||
| Q3 25 | -24.3% | -297.4% | ||
| Q2 25 | -34.8% | -323.5% | ||
| Q1 25 | -18.7% | -161.8% | ||
| Q4 24 | -13.0% | -1237.8% | ||
| Q3 24 | -3.0% | -338.0% | ||
| Q2 24 | -45.1% | -504.9% |
资本支出强度IDALC
| Q1 26 | — | — | ||
| Q4 25 | 98.3% | 52.7% | ||
| Q3 25 | 55.2% | 7.9% | ||
| Q2 25 | 74.2% | 36.5% | ||
| Q1 25 | 49.0% | 6.0% | ||
| Q4 24 | 49.3% | 25.0% | ||
| Q3 24 | 41.0% | 6.2% | ||
| Q2 24 | 78.2% | 6.9% |
现金转化率IDALC
| Q1 26 | — | — | ||
| Q4 25 | 3.16× | — | ||
| Q3 25 | 1.31× | -17.41× | ||
| Q2 25 | 1.85× | -18.68× | ||
| Q1 25 | 2.08× | -29.07× | ||
| Q4 24 | 3.60× | — | ||
| Q3 24 | 1.78× | -46.33× | ||
| Q2 24 | 1.63× | -62.57× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IDA
| Retailrevenues | $323.0M | 90% |
| Transmissionserviceswheeling | $18.6M | 5% |
| Energyefficiencyprogramrevenues | $11.7M | 3% |
| Wholesaleenergysales | $10.5M | 3% |
| Otherrevenues | $9.5M | 3% |
LC
暂无分部数据
