vs
i3 Verticals, Inc.（IIIV）与合众银行（WASH）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是i3 Verticals, Inc.的1.1倍（$57.8M vs $52.7M），合众银行净利率更高（21.8% vs 0.9%，领先20.9%），过去两年合众银行的营收复合增速更高（9.5% vs -4.7%）
Prusa i3是捷克Prusa Research公司生产的熔融沉积成型3D打印机系列，以Original Prusa i3为注册商标推出，同时也是RepRap项目的组成部分。2016年该系列就被评为全球使用率最高的3D打印机，最早由Josef Průša在2012年完成设计，2015年正式推出商用套件版本，目前最新型号同时提供散件套件和原厂组装版本，具备性价比高、易操作的优势。
美国合众银行是一家美国跨国金融机构，总部位于明尼苏达州明尼阿波利斯，在特拉华州注册成立。截至2025年，该银行为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构。它主营银行、投资、抵押贷款等多元金融业务。
IIIV vs WASH — 直观对比
营收规模更大
WASH
是对方的1.1倍
$52.7M
净利率更高
WASH
高出20.9%
0.9%
两年增速更快
WASH
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $52.7M | $57.8M |
| 净利润 | $484.0K | $12.6M |
| 毛利率 | — | — |
| 营业利润率 | 3.1% | — |
| 净利率 | 0.9% | 21.8% |
| 营收同比 | -14.6% | — |
| 净利润同比 | -76.5% | 3.5% |
| 每股收益（稀释后） | $0.02 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IIIVWASH
| Q1 26 | — | $57.8M | ||
| Q4 25 | $52.7M | $59.3M | ||
| Q3 25 | $46.0M | $56.5M | ||
| Q2 25 | $51.9M | $54.3M | ||
| Q1 25 | $63.1M | $59.1M | ||
| Q4 24 | $52.2M | $12.4M | ||
| Q3 24 | $32.0M | $48.5M | ||
| Q2 24 | $46.2M | $48.2M |
净利润IIIVWASH
| Q1 26 | — | $12.6M | ||
| Q4 25 | $484.0K | $16.0M | ||
| Q3 25 | $3.1M | $10.8M | ||
| Q2 25 | $12.9M | $13.2M | ||
| Q1 25 | $-154.0K | $12.2M | ||
| Q4 24 | $2.1M | $-60.8M | ||
| Q3 24 | $117.9M | $11.0M | ||
| Q2 24 | $-7.5M | $10.8M |
营业利润率IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | 3.1% | 34.9% | ||
| Q3 25 | 3.2% | 24.7% | ||
| Q2 25 | -9.3% | 31.6% | ||
| Q1 25 | 8.0% | 26.5% | ||
| Q4 24 | 3.9% | -648.7% | ||
| Q3 24 | 10.6% | 28.5% | ||
| Q2 24 | -2.8% | 28.7% |
净利率IIIVWASH
| Q1 26 | — | 21.8% | ||
| Q4 25 | 0.9% | 27.0% | ||
| Q3 25 | 6.7% | 19.2% | ||
| Q2 25 | 24.8% | 24.4% | ||
| Q1 25 | -0.2% | 20.6% | ||
| Q4 24 | 3.9% | -491.4% | ||
| Q3 24 | 368.2% | 22.6% | ||
| Q2 24 | -16.3% | 22.4% |
每股收益（稀释后）IIIVWASH
| Q1 26 | — | $0.66 | ||
| Q4 25 | $0.02 | $0.84 | ||
| Q3 25 | $0.14 | $0.56 | ||
| Q2 25 | $0.50 | $0.68 | ||
| Q1 25 | $0.00 | $0.63 | ||
| Q4 24 | $0.08 | $-3.54 | ||
| Q3 24 | $4.93 | $0.64 | ||
| Q2 24 | $-0.32 | $0.63 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $37.5M | $12.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $358.5M | $546.8M |
| 总资产 | $595.9M | $6.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资IIIVWASH
| Q1 26 | — | $12.3M | ||
| Q4 25 | $37.5M | — | ||
| Q3 25 | $66.7M | — | ||
| Q2 25 | $55.5M | — | ||
| Q1 25 | $7.7M | — | ||
| Q4 24 | $85.6M | — | ||
| Q3 24 | $86.5M | — | ||
| Q2 24 | $9.7M | — |
总债务IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $0 | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | $12.0M | — | ||
| Q4 24 | $26.2M | — | ||
| Q3 24 | $26.2M | — | ||
| Q2 24 | $374.1M | — |
股东权益IIIVWASH
| Q1 26 | — | $546.8M | ||
| Q4 25 | $358.5M | $543.6M | ||
| Q3 25 | $389.6M | $533.0M | ||
| Q2 25 | $383.3M | $527.5M | ||
| Q1 25 | $385.2M | $521.7M | ||
| Q4 24 | $375.0M | $499.7M | ||
| Q3 24 | $379.7M | $502.2M | ||
| Q2 24 | $249.7M | $471.0M |
总资产IIIVWASH
| Q1 26 | — | $6.5B | ||
| Q4 25 | $595.9M | $6.6B | ||
| Q3 25 | $638.4M | $6.7B | ||
| Q2 25 | $623.3M | $6.7B | ||
| Q1 25 | $646.4M | $6.6B | ||
| Q4 24 | $726.2M | $6.9B | ||
| Q3 24 | $730.7M | $7.1B | ||
| Q2 24 | $861.7M | $7.2B |
负债/权益比IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.00× | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | 0.03× | — | ||
| Q4 24 | 0.07× | — | ||
| Q3 24 | 0.07× | — | ||
| Q2 24 | 1.50× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.1M | — |
| 自由现金流经营现金流 - 资本支出 | $13.8M | — |
| 自由现金流率自由现金流/营收 | 26.2% | — |
| 资本支出强度资本支出/营收 | 0.6% | — |
| 现金转化率经营现金流/净利润 | 29.18× | — |
| 过去12个月自由现金流最近4个季度 | $6.5M | — |
8季度趋势，按日历期对齐
经营现金流IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | $14.1M | $80.3M | ||
| Q3 25 | $14.0M | $39.6M | ||
| Q2 25 | $7.4M | $11.3M | ||
| Q1 25 | $-27.1M | $8.4M | ||
| Q4 24 | $11.5M | $57.7M | ||
| Q3 24 | $15.1M | $25.7M | ||
| Q2 24 | $8.1M | $11.2M |
自由现金流IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | $13.8M | $78.3M | ||
| Q3 25 | $13.5M | $39.3M | ||
| Q2 25 | $6.8M | $10.9M | ||
| Q1 25 | $-27.6M | $8.4M | ||
| Q4 24 | $11.0M | $53.7M | ||
| Q3 24 | $14.6M | $24.4M | ||
| Q2 24 | $7.2M | $9.6M |
自由现金流率IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | 26.2% | 132.2% | ||
| Q3 25 | 29.5% | 69.6% | ||
| Q2 25 | 13.1% | 20.2% | ||
| Q1 25 | -43.8% | 14.2% | ||
| Q4 24 | 21.1% | 433.8% | ||
| Q3 24 | 45.6% | 50.4% | ||
| Q2 24 | 15.6% | 19.8% |
资本支出强度IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 3.4% | ||
| Q3 25 | 0.9% | 0.6% | ||
| Q2 25 | 1.0% | 0.7% | ||
| Q1 25 | 0.8% | 0.1% | ||
| Q4 24 | 0.9% | 32.3% | ||
| Q3 24 | 1.7% | 2.6% | ||
| Q2 24 | 1.9% | 3.4% |
现金转化率IIIVWASH
| Q1 26 | — | — | ||
| Q4 25 | 29.18× | 5.03× | ||
| Q3 25 | 4.52× | 3.65× | ||
| Q2 25 | 0.57× | 0.86× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | 5.59× | — | ||
| Q3 24 | 0.13× | 2.34× | ||
| Q2 24 | — | 1.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IIIV
| License And Service | $35.7M | 68% |
| Proprietary Payments Revenue | $14.5M | 27% |
| Other Revenue | $2.5M | 5% |
WASH
| Net Interest Income | $40.5M | 70% |
| Noninterest Income | $17.3M | 30% |
