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牛津地产（IIPR）与SMARTFINANCIAL INC.（SMBK）财务数据对比。点击上方公司名可切换其他公司
牛津地产的季度营收约是SMARTFINANCIAL INC.的1.2倍（$66.7M vs $53.8M），牛津地产净利率更高（47.8% vs 25.4%，领先22.3%），过去两年SMARTFINANCIAL INC.的营收复合增速更高（15.4% vs -6.0%）
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
SmartFinancial Inc.是一家美国银行控股公司，旗下运营SmartBank，面向美国东南部地区的个人客户及中小微企业提供存款、个人及企业贷款、抵押贷款、财富管理等多元化零售及商业银行服务。
IIPR vs SMBK — 直观对比
营收规模更大
IIPR
是对方的1.2倍
$53.8M
净利率更高
IIPR
高出22.3%
25.4%
两年增速更快
SMBK
近两年复合增速
-6.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $66.7M | $53.8M |
| 净利润 | $31.8M | $13.7M |
| 毛利率 | — | — |
| 营业利润率 | 47.8% | — |
| 净利率 | 47.8% | 25.4% |
| 营收同比 | -13.1% | — |
| 净利润同比 | -20.4% | 21.6% |
| 每股收益（稀释后） | $1.07 | $0.81 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IIPRSMBK
| Q1 26 | — | $53.8M | ||
| Q4 25 | $66.7M | $53.3M | ||
| Q3 25 | $64.7M | $51.1M | ||
| Q2 25 | $62.9M | $49.2M | ||
| Q1 25 | $71.7M | $46.8M | ||
| Q4 24 | $76.7M | $46.8M | ||
| Q3 24 | $76.5M | $44.2M | ||
| Q2 24 | $79.8M | $40.4M |
净利润IIPRSMBK
| Q1 26 | — | $13.7M | ||
| Q4 25 | $31.8M | $13.7M | ||
| Q3 25 | $29.3M | $13.7M | ||
| Q2 25 | $26.0M | $11.7M | ||
| Q1 25 | $31.1M | $11.3M | ||
| Q4 24 | $40.0M | $9.6M | ||
| Q3 24 | $40.2M | $9.1M | ||
| Q2 24 | $42.0M | $8.0M |
营业利润率IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | 47.8% | 31.3% | ||
| Q3 25 | 45.5% | 33.2% | ||
| Q2 25 | 45.9% | 29.0% | ||
| Q1 25 | 47.4% | 29.0% | ||
| Q4 24 | 54.7% | 26.5% | ||
| Q3 24 | 54.8% | 24.3% | ||
| Q2 24 | 53.1% | 25.6% |
净利率IIPRSMBK
| Q1 26 | — | 25.4% | ||
| Q4 25 | 47.8% | 25.7% | ||
| Q3 25 | 45.3% | 26.8% | ||
| Q2 25 | 41.4% | 23.8% | ||
| Q1 25 | 43.3% | 24.0% | ||
| Q4 24 | 52.2% | 20.6% | ||
| Q3 24 | 52.6% | 20.7% | ||
| Q2 24 | 52.6% | 19.8% |
每股收益（稀释后）IIPRSMBK
| Q1 26 | — | $0.81 | ||
| Q4 25 | $1.07 | $0.81 | ||
| Q3 25 | $0.97 | $0.81 | ||
| Q2 25 | $0.86 | $0.69 | ||
| Q1 25 | $1.03 | $0.67 | ||
| Q4 24 | $1.35 | $0.57 | ||
| Q3 24 | $1.37 | $0.54 | ||
| Q2 24 | $1.44 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $47.6M | $346.1M |
| 总债务越低越好 | $393.7M | — |
| 股东权益账面价值 | $1.8B | $562.2M |
| 总资产 | $2.4B | $5.9B |
| 负债/权益比越低杠杆越低 | 0.21× | — |
8季度趋势，按日历期对齐
现金及短期投资IIPRSMBK
| Q1 26 | — | $346.1M | ||
| Q4 25 | $47.6M | $464.4M | ||
| Q3 25 | $41.9M | $557.1M | ||
| Q2 25 | $104.9M | $365.1M | ||
| Q1 25 | $133.3M | $423.0M | ||
| Q4 24 | $151.2M | $387.6M | ||
| Q3 24 | $172.4M | $192.9M | ||
| Q2 24 | $160.9M | $342.8M |
总债务IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | $393.7M | — | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $7.0M | ||
| Q1 25 | — | $7.6M | ||
| Q4 24 | — | $8.1M | ||
| Q3 24 | — | $9.0M | ||
| Q2 24 | — | $12.7M |
股东权益IIPRSMBK
| Q1 26 | — | $562.2M | ||
| Q4 25 | $1.8B | $552.4M | ||
| Q3 25 | $1.9B | $538.4M | ||
| Q2 25 | $1.9B | $519.0M | ||
| Q1 25 | $1.9B | $505.8M | ||
| Q4 24 | $1.9B | $491.3M | ||
| Q3 24 | $1.9B | $489.0M | ||
| Q2 24 | $1.9B | $472.5M |
总资产IIPRSMBK
| Q1 26 | — | $5.9B | ||
| Q4 25 | $2.4B | $5.9B | ||
| Q3 25 | $2.3B | $5.8B | ||
| Q2 25 | $2.3B | $5.5B | ||
| Q1 25 | $2.4B | $5.4B | ||
| Q4 24 | $2.4B | $5.3B | ||
| Q3 24 | $2.4B | $4.9B | ||
| Q2 24 | $2.4B | $4.9B |
负债/权益比IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | 0.21× | — | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.01× | ||
| Q1 25 | — | 0.02× | ||
| Q4 24 | — | 0.02× | ||
| Q3 24 | — | 0.02× | ||
| Q2 24 | — | 0.03× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $198.2M | — |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 6.22× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | $198.2M | $61.7M | ||
| Q3 25 | $45.6M | $16.9M | ||
| Q2 25 | $48.4M | $14.0M | ||
| Q1 25 | $54.2M | $14.3M | ||
| Q4 24 | $258.4M | $52.7M | ||
| Q3 24 | $64.9M | $12.4M | ||
| Q2 24 | $64.2M | $16.5M |
自由现金流IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | — | $59.3M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $13.2M | ||
| Q1 25 | — | $13.4M | ||
| Q4 24 | — | $46.3M | ||
| Q3 24 | — | $11.3M | ||
| Q2 24 | — | $15.4M |
自由现金流率IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | — | 111.3% | ||
| Q3 25 | — | 32.4% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 28.5% | ||
| Q4 24 | — | 98.9% | ||
| Q3 24 | — | 25.7% | ||
| Q2 24 | — | 38.2% |
资本支出强度IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | — | 4.5% | ||
| Q3 25 | — | 0.6% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 2.0% | ||
| Q4 24 | — | 13.7% | ||
| Q3 24 | — | 2.4% | ||
| Q2 24 | — | 2.7% |
现金转化率IIPRSMBK
| Q1 26 | — | — | ||
| Q4 25 | 6.22× | 4.50× | ||
| Q3 25 | 1.56× | 1.23× | ||
| Q2 25 | 1.86× | 1.20× | ||
| Q1 25 | 1.75× | 1.27× | ||
| Q4 24 | 6.46× | 5.47× | ||
| Q3 24 | 1.61× | 1.36× | ||
| Q2 24 | 1.53× | 2.07× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IIPR
暂无分部数据
SMBK
| Net Interest Income | $45.9M | 85% |
| Noninterest Income | $7.9M | 15% |
