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First Internet Bancorp（INBK）与RMR GROUP INC.（RMR）财务数据对比。点击上方公司名可切换其他公司
RMR GROUP INC.的季度营收约是First Internet Bancorp的1.5倍（$66.7M vs $43.1M），RMR GROUP INC.净利率更高（18.3% vs 5.8%，领先12.5%）
第一互联网班克公司是一家美国银行控股公司，总部位于印第安纳州费舍尔斯，旗下唯一子公司为印第安纳第一互联网银行。该银行是美国最早一批仅通过线上与电话开展业务、不设实体网点的州特许银行之一。
RMR集团是总部位于美国的另类资产管理企业，核心业务聚焦不动产及相关投资，覆盖商业地产、住宅物业、基础设施等赛道，服务全球核心市场的机构投资者、高净值人士及零售客户。
INBK vs RMR — 直观对比
营收规模更大
RMR
是对方的1.5倍
$43.1M
净利率更高
RMR
高出12.5%
5.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $43.1M | $66.7M |
| 净利润 | $2.5M | $12.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 48.1% |
| 净利率 | 5.8% | 18.3% |
| 营收同比 | — | 40.8% |
| 净利润同比 | — | 91.1% |
| 每股收益（稀释后） | $0.29 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INBKRMR
| Q1 26 | $43.1M | — | ||
| Q4 25 | $30.3M | $66.7M | ||
| Q3 25 | $5.7M | — | ||
| Q2 25 | $33.5M | — | ||
| Q1 25 | $35.5M | — | ||
| Q4 24 | $39.5M | — | ||
| Q3 24 | $33.8M | — | ||
| Q2 24 | $32.4M | — |
净利润INBKRMR
| Q1 26 | $2.5M | — | ||
| Q4 25 | $5.3M | $12.2M | ||
| Q3 25 | $-41.6M | — | ||
| Q2 25 | $193.0K | — | ||
| Q1 25 | $943.0K | — | ||
| Q4 24 | $7.3M | — | ||
| Q3 24 | $7.0M | — | ||
| Q2 24 | $5.8M | — |
营业利润率INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | 18.1% | 48.1% | ||
| Q3 25 | -956.1% | — | ||
| Q2 25 | -5.5% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 21.1% | — | ||
| Q3 24 | 22.5% | — | ||
| Q2 24 | 18.5% | — |
净利率INBKRMR
| Q1 26 | 5.8% | — | ||
| Q4 25 | 17.4% | 18.3% | ||
| Q3 25 | -729.1% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 18.6% | — | ||
| Q3 24 | 20.7% | — | ||
| Q2 24 | 17.8% | — |
每股收益（稀释后）INBKRMR
| Q1 26 | $0.29 | — | ||
| Q4 25 | $0.60 | $0.71 | ||
| Q3 25 | $-4.76 | — | ||
| Q2 25 | $0.02 | — | ||
| Q1 25 | $0.11 | — | ||
| Q4 24 | $0.82 | — | ||
| Q3 24 | $0.80 | — | ||
| Q2 24 | $0.67 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $49.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $374.3M | $232.7M |
| 总资产 | $5.6B | $687.1M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | $456.8M | $49.3M | ||
| Q3 25 | $787.7M | — | ||
| Q2 25 | $446.4M | — | ||
| Q1 25 | $394.5M | — | ||
| Q4 24 | $466.4M | — | ||
| Q3 24 | $712.5M | — | ||
| Q2 24 | $396.8M | — |
总债务INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | $249.5M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $295.0M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益INBKRMR
| Q1 26 | $374.3M | — | ||
| Q4 25 | $359.8M | $232.7M | ||
| Q3 25 | $352.2M | — | ||
| Q2 25 | $390.2M | — | ||
| Q1 25 | $387.7M | — | ||
| Q4 24 | $384.1M | — | ||
| Q3 24 | $385.1M | — | ||
| Q2 24 | $372.0M | — |
总资产INBKRMR
| Q1 26 | $5.6B | — | ||
| Q4 25 | $5.6B | $687.1M | ||
| Q3 25 | $5.6B | — | ||
| Q2 25 | $6.1B | — | ||
| Q1 25 | $5.9B | — | ||
| Q4 24 | $5.7B | — | ||
| Q3 24 | $5.8B | — | ||
| Q2 24 | $5.3B | — |
负债/权益比INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | 0.69× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.77× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $10.7M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 0.88× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | $3.4M | $10.7M | ||
| Q3 25 | $37.1M | — | ||
| Q2 25 | $-90.2M | — | ||
| Q1 25 | $32.8M | — | ||
| Q4 24 | $13.0M | — | ||
| Q3 24 | $331.0K | — | ||
| Q2 24 | $16.0M | — |
自由现金流INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | $2.2M | — | ||
| Q3 25 | $37.0M | — | ||
| Q2 25 | $-90.8M | — | ||
| Q1 25 | $32.6M | — | ||
| Q4 24 | $10.4M | — | ||
| Q3 24 | $-270.0K | — | ||
| Q2 24 | $15.5M | — |
自由现金流率INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | 7.3% | — | ||
| Q3 25 | 648.0% | — | ||
| Q2 25 | -270.7% | — | ||
| Q1 25 | 91.9% | — | ||
| Q4 24 | 26.3% | — | ||
| Q3 24 | -0.8% | — | ||
| Q2 24 | 47.8% | — |
资本支出强度INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | 4.0% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 6.6% | — | ||
| Q3 24 | 1.8% | — | ||
| Q2 24 | 1.7% | — |
现金转化率INBKRMR
| Q1 26 | — | — | ||
| Q4 25 | 0.65× | 0.88× | ||
| Q3 25 | — | — | ||
| Q2 25 | -467.21× | — | ||
| Q1 25 | 34.81× | — | ||
| Q4 24 | 1.77× | — | ||
| Q3 24 | 0.05× | — | ||
| Q2 24 | 2.77× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INBK
| Net Interest Income | $31.6M | 73% |
| Noninterest Income | $11.5M | 27% |
RMR
| Management Service Incentive | $23.6M | 35% |
| Industrial Logistics Properties Trust | $15.1M | 23% |
| Managed Private Real Estate Capital | $11.1M | 17% |
| Office Properties Income Trust | $5.6M | 8% |
| Other Private Entities | $5.3M | 8% |
| RMR Residential | $3.4M | 5% |
| Sonesta International Hotels Corporation | $2.1M | 3% |
| Investment Advisory Management And Administrative Service | $1.2M | 2% |
