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INDEPENDENT BANK CORP（INDB）与Kosmos Energy Ltd.（KOS）财务数据对比。点击上方公司名可切换其他公司
Kosmos Energy Ltd.的季度营收约是INDEPENDENT BANK CORP的1.4倍（$294.6M vs $212.5M），INDEPENDENT BANK CORP同比增速更快（46.9% vs -25.9%），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs -16.5%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
科斯莫斯能源是一家美国上游石油企业，总部位于得克萨斯州达拉斯。公司目前在加纳、赤道几内亚近海以及墨西哥湾开展油气生产与开发业务，在毛里塔尼亚、塞内加尔近海拥有开发项目，还在纳米比亚、圣多美和普林西比、苏里南近海持有勘探许可。
INDB vs KOS — 直观对比
营收规模更大
KOS
是对方的1.4倍
$212.5M
营收增速更快
INDB
高出72.8%
-25.9%
两年增速更快
INDB
近两年复合增速
-16.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $294.6M |
| 净利润 | $75.3M | — |
| 毛利率 | — | — |
| 营业利润率 | — | -125.7% |
| 净利率 | 35.5% | — |
| 营收同比 | 46.9% | -25.9% |
| 净利润同比 | 50.6% | — |
| 每股收益（稀释后） | $1.51 | $-0.80 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBKOS
| Q4 25 | $212.5M | $294.6M | ||
| Q3 25 | $203.3M | $311.0M | ||
| Q2 25 | $147.5M | $392.6M | ||
| Q1 25 | $145.5M | $290.1M | ||
| Q4 24 | $144.7M | $397.6M | ||
| Q3 24 | $141.7M | $407.8M | ||
| Q2 24 | $137.9M | $447.8M | ||
| Q1 24 | $137.4M | $422.3M |
净利润INDBKOS
| Q4 25 | $75.3M | — | ||
| Q3 25 | $34.3M | $-124.3M | ||
| Q2 25 | $51.1M | $-87.7M | ||
| Q1 25 | $44.4M | $-110.6M | ||
| Q4 24 | $50.0M | — | ||
| Q3 24 | $42.9M | $45.0M | ||
| Q2 24 | $51.3M | $59.8M | ||
| Q1 24 | $47.8M | $91.7M |
营业利润率INDBKOS
| Q4 25 | — | -125.7% | ||
| Q3 25 | 21.8% | -34.2% | ||
| Q2 25 | 44.6% | -16.2% | ||
| Q1 25 | 39.3% | -32.4% | ||
| Q4 24 | — | -8.5% | ||
| Q3 24 | 39.0% | 26.1% | ||
| Q2 24 | 48.1% | 30.2% | ||
| Q1 24 | 45.5% | 33.6% |
净利率INDBKOS
| Q4 25 | 35.5% | — | ||
| Q3 25 | 16.8% | -40.0% | ||
| Q2 25 | 34.6% | -22.3% | ||
| Q1 25 | 30.5% | -38.1% | ||
| Q4 24 | 34.6% | — | ||
| Q3 24 | 30.3% | 11.0% | ||
| Q2 24 | 37.2% | 13.3% | ||
| Q1 24 | 34.8% | 21.7% |
每股收益（稀释后）INDBKOS
| Q4 25 | $1.51 | $-0.80 | ||
| Q3 25 | $0.69 | $-0.26 | ||
| Q2 25 | $1.20 | $-0.18 | ||
| Q1 25 | $1.04 | $-0.23 | ||
| Q4 24 | $1.18 | $0.00 | ||
| Q3 24 | $1.01 | $0.09 | ||
| Q2 24 | $1.21 | $0.12 | ||
| Q1 24 | $1.12 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $91.5M |
| 总债务越低越好 | — | $3.1B |
| 股东权益账面价值 | $3.6B | $528.6M |
| 总资产 | $24.9B | $4.7B |
| 负债/权益比越低杠杆越低 | — | 5.78× |
8季度趋势，按日历期对齐
现金及短期投资INDBKOS
| Q4 25 | — | $91.5M | ||
| Q3 25 | — | $64.0M | ||
| Q2 25 | — | $51.7M | ||
| Q1 25 | — | $49.8M | ||
| Q4 24 | — | $85.0M | ||
| Q3 24 | — | $51.6M | ||
| Q2 24 | — | $173.8M | ||
| Q1 24 | — | $254.3M |
总债务INDBKOS
| Q4 25 | — | $3.1B | ||
| Q3 25 | — | $3.0B | ||
| Q2 25 | — | $2.9B | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $2.7B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益INDBKOS
| Q4 25 | $3.6B | $528.6M | ||
| Q3 25 | $3.5B | $898.8M | ||
| Q2 25 | $3.1B | $1.0B | ||
| Q1 25 | $3.0B | $1.1B | ||
| Q4 24 | $3.0B | $1.2B | ||
| Q3 24 | $3.0B | $1.2B | ||
| Q2 24 | $2.9B | $1.1B | ||
| Q1 24 | $2.9B | $1.1B |
总资产INDBKOS
| Q4 25 | $24.9B | $4.7B | ||
| Q3 25 | $25.0B | $5.1B | ||
| Q2 25 | $20.0B | $5.2B | ||
| Q1 25 | $19.9B | $5.3B | ||
| Q4 24 | $19.4B | $5.3B | ||
| Q3 24 | $19.4B | $5.5B | ||
| Q2 24 | $19.4B | $5.4B | ||
| Q1 24 | $19.3B | $5.4B |
负债/权益比INDBKOS
| Q4 25 | — | 5.78× | ||
| Q3 25 | — | 3.31× | ||
| Q2 25 | — | 2.80× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.29× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $35.3M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | — |
| 自由现金流率自由现金流/营收 | 35.5% | — |
| 资本支出强度资本支出/营收 | 1.6% | — |
| 现金转化率经营现金流/净利润 | 1.05× | — |
| 过去12个月自由现金流最近4个季度 | $239.0M | — |
8季度趋势，按日历期对齐
经营现金流INDBKOS
| Q4 25 | $78.9M | $35.3M | ||
| Q3 25 | $52.2M | $-27.6M | ||
| Q2 25 | $106.7M | $127.2M | ||
| Q1 25 | $13.3M | $-888.0K | ||
| Q4 24 | $42.9M | $175.7M | ||
| Q3 24 | $70.2M | $6.3M | ||
| Q2 24 | $65.6M | $223.7M | ||
| Q1 24 | $51.1M | $272.6M |
自由现金流INDBKOS
| Q4 25 | $75.5M | — | ||
| Q3 25 | $49.7M | — | ||
| Q2 25 | $102.5M | — | ||
| Q1 25 | $11.3M | — | ||
| Q4 24 | $36.5M | — | ||
| Q3 24 | $64.4M | — | ||
| Q2 24 | $61.9M | — | ||
| Q1 24 | $46.7M | — |
自由现金流率INDBKOS
| Q4 25 | 35.5% | — | ||
| Q3 25 | 24.4% | — | ||
| Q2 25 | 69.5% | — | ||
| Q1 25 | 7.8% | — | ||
| Q4 24 | 25.2% | — | ||
| Q3 24 | 45.4% | — | ||
| Q2 24 | 44.9% | — | ||
| Q1 24 | 34.0% | — |
资本支出强度INDBKOS
| Q4 25 | 1.6% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 4.4% | — | ||
| Q3 24 | 4.1% | — | ||
| Q2 24 | 2.7% | — | ||
| Q1 24 | 3.2% | — |
现金转化率INDBKOS
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.52× | — | ||
| Q2 25 | 2.09× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | 1.64× | 0.14× | ||
| Q2 24 | 1.28× | 3.74× | ||
| Q1 24 | 1.07× | 2.97× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INDB
暂无分部数据
KOS
| Ghana Segment | $134.6M | 46% |
| Gulf Of America | $80.7M | 27% |
| Mauritania And Senegal | $54.9M | 19% |
| Equatorial Guinea Segment | $24.3M | 8% |
