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INDEPENDENT BANK CORP（INDB）与PREFORMED LINE PRODUCTS CO（PLPC）财务数据对比。点击上方公司名可切换其他公司
INDEPENDENT BANK CORP的季度营收约是PREFORMED LINE PRODUCTS CO的1.2倍（$212.5M vs $173.1M），INDEPENDENT BANK CORP净利率更高（35.5% vs 4.9%，领先30.6%），INDEPENDENT BANK CORP同比增速更快（46.9% vs 3.6%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $11.8M），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs 10.8%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
预成型线路产品公司（PLPC）研发、生产和销售适用于输配电、通信及可再生能源基建领域的工程硬件组件，服务全球多地的公用事业、网络运营商及工业客户，提供可提升网络可靠性与运营效率的解决方案。
INDB vs PLPC — 直观对比
营收规模更大
INDB
是对方的1.2倍
$173.1M
营收增速更快
INDB
高出43.3%
3.6%
净利率更高
INDB
高出30.6%
4.9%
自由现金流更多
INDB
多$63.7M
$11.8M
两年增速更快
INDB
近两年复合增速
10.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $173.1M |
| 净利润 | $75.3M | $8.4M |
| 毛利率 | — | 29.8% |
| 营业利润率 | — | 6.8% |
| 净利率 | 35.5% | 4.9% |
| 营收同比 | 46.9% | 3.6% |
| 净利润同比 | 50.6% | -19.3% |
| 每股收益（稀释后） | $1.51 | $1.72 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBPLPC
| Q4 25 | $212.5M | $173.1M | ||
| Q3 25 | $203.3M | $178.1M | ||
| Q2 25 | $147.5M | $169.6M | ||
| Q1 25 | $145.5M | $148.5M | ||
| Q4 24 | $144.7M | $167.1M | ||
| Q3 24 | $141.7M | $147.0M | ||
| Q2 24 | $137.9M | $138.7M | ||
| Q1 24 | $137.4M | $140.9M |
净利润INDBPLPC
| Q4 25 | $75.3M | $8.4M | ||
| Q3 25 | $34.3M | $2.6M | ||
| Q2 25 | $51.1M | $12.7M | ||
| Q1 25 | $44.4M | $11.5M | ||
| Q4 24 | $50.0M | $10.5M | ||
| Q3 24 | $42.9M | $7.7M | ||
| Q2 24 | $51.3M | $9.4M | ||
| Q1 24 | $47.8M | $9.6M |
毛利率INDBPLPC
| Q4 25 | — | 29.8% | ||
| Q3 25 | — | 29.7% | ||
| Q2 25 | — | 32.7% | ||
| Q1 25 | — | 32.8% | ||
| Q4 24 | — | 33.3% | ||
| Q3 24 | — | 31.1% | ||
| Q2 24 | — | 31.9% | ||
| Q1 24 | — | 31.3% |
营业利润率INDBPLPC
| Q4 25 | — | 6.8% | ||
| Q3 25 | 21.8% | 7.4% | ||
| Q2 25 | 44.6% | 10.1% | ||
| Q1 25 | 39.3% | 8.8% | ||
| Q4 24 | — | 10.5% | ||
| Q3 24 | 39.0% | 7.1% | ||
| Q2 24 | 48.1% | 8.1% | ||
| Q1 24 | 45.5% | 8.2% |
净利率INDBPLPC
| Q4 25 | 35.5% | 4.9% | ||
| Q3 25 | 16.8% | 1.5% | ||
| Q2 25 | 34.6% | 7.5% | ||
| Q1 25 | 30.5% | 7.8% | ||
| Q4 24 | 34.6% | 6.3% | ||
| Q3 24 | 30.3% | 5.2% | ||
| Q2 24 | 37.2% | 6.8% | ||
| Q1 24 | 34.8% | 6.8% |
每股收益（稀释后）INDBPLPC
| Q4 25 | $1.51 | $1.72 | ||
| Q3 25 | $0.69 | $0.53 | ||
| Q2 25 | $1.20 | $2.56 | ||
| Q1 25 | $1.04 | $2.33 | ||
| Q4 24 | $1.18 | $2.13 | ||
| Q3 24 | $1.01 | $1.54 | ||
| Q2 24 | $1.21 | $1.89 | ||
| Q1 24 | $1.12 | $1.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $38.3M |
| 股东权益账面价值 | $3.6B | $475.5M |
| 总资产 | $24.9B | $653.6M |
| 负债/权益比越低杠杆越低 | — | 0.08× |
8季度趋势，按日历期对齐
总债务INDBPLPC
| Q4 25 | — | $38.3M | ||
| Q3 25 | — | $36.0M | ||
| Q2 25 | — | $31.8M | ||
| Q1 25 | — | $29.1M | ||
| Q4 24 | — | $20.8M | ||
| Q3 24 | — | $27.2M | ||
| Q2 24 | — | $31.6M | ||
| Q1 24 | — | $55.0M |
股东权益INDBPLPC
| Q4 25 | $3.6B | $475.5M | ||
| Q3 25 | $3.5B | $466.3M | ||
| Q2 25 | $3.1B | $460.7M | ||
| Q1 25 | $3.0B | $435.8M | ||
| Q4 24 | $3.0B | $422.3M | ||
| Q3 24 | $3.0B | $429.0M | ||
| Q2 24 | $2.9B | $416.2M | ||
| Q1 24 | $2.9B | $413.4M |
总资产INDBPLPC
| Q4 25 | $24.9B | $653.6M | ||
| Q3 25 | $25.0B | $644.6M | ||
| Q2 25 | $20.0B | $631.5M | ||
| Q1 25 | $19.9B | $592.5M | ||
| Q4 24 | $19.4B | $573.9M | ||
| Q3 24 | $19.4B | $592.0M | ||
| Q2 24 | $19.4B | $572.6M | ||
| Q1 24 | $19.3B | $586.1M |
负债/权益比INDBPLPC
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.08× | ||
| Q2 25 | — | 0.07× | ||
| Q1 25 | — | 0.07× | ||
| Q4 24 | — | 0.05× | ||
| Q3 24 | — | 0.06× | ||
| Q2 24 | — | 0.08× | ||
| Q1 24 | — | 0.13× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $21.9M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $11.8M |
| 自由现金流率自由现金流/营收 | 35.5% | 6.8% |
| 资本支出强度资本支出/营收 | 1.6% | 5.9% |
| 现金转化率经营现金流/净利润 | 1.05× | 2.60× |
| 过去12个月自由现金流最近4个季度 | $239.0M | $33.3M |
8季度趋势，按日历期对齐
经营现金流INDBPLPC
| Q4 25 | $78.9M | $21.9M | ||
| Q3 25 | $52.2M | $18.9M | ||
| Q2 25 | $106.7M | $26.9M | ||
| Q1 25 | $13.3M | $5.7M | ||
| Q4 24 | $42.9M | $24.1M | ||
| Q3 24 | $70.2M | $9.4M | ||
| Q2 24 | $65.6M | $28.3M | ||
| Q1 24 | $51.1M | $5.8M |
自由现金流INDBPLPC
| Q4 25 | $75.5M | $11.8M | ||
| Q3 25 | $49.7M | $8.3M | ||
| Q2 25 | $102.5M | $18.6M | ||
| Q1 25 | $11.3M | $-5.3M | ||
| Q4 24 | $36.5M | $20.6M | ||
| Q3 24 | $64.4M | $5.8M | ||
| Q2 24 | $61.9M | $24.6M | ||
| Q1 24 | $46.7M | $1.8M |
自由现金流率INDBPLPC
| Q4 25 | 35.5% | 6.8% | ||
| Q3 25 | 24.4% | 4.7% | ||
| Q2 25 | 69.5% | 10.9% | ||
| Q1 25 | 7.8% | -3.6% | ||
| Q4 24 | 25.2% | 12.3% | ||
| Q3 24 | 45.4% | 3.9% | ||
| Q2 24 | 44.9% | 17.7% | ||
| Q1 24 | 34.0% | 1.3% |
资本支出强度INDBPLPC
| Q4 25 | 1.6% | 5.9% | ||
| Q3 25 | 1.2% | 6.0% | ||
| Q2 25 | 2.9% | 4.9% | ||
| Q1 25 | 1.4% | 7.4% | ||
| Q4 24 | 4.4% | 2.1% | ||
| Q3 24 | 4.1% | 2.4% | ||
| Q2 24 | 2.7% | 2.7% | ||
| Q1 24 | 3.2% | 2.8% |
现金转化率INDBPLPC
| Q4 25 | 1.05× | 2.60× | ||
| Q3 25 | 1.52× | 7.21× | ||
| Q2 25 | 2.09× | 2.12× | ||
| Q1 25 | 0.30× | 0.49× | ||
| Q4 24 | 0.86× | 2.30× | ||
| Q3 24 | 1.64× | 1.22× | ||
| Q2 24 | 1.28× | 3.02× | ||
| Q1 24 | 1.07× | 0.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
