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INDEPENDENT BANK CORP（INDB）与Purple Innovation, Inc.（PRPL）财务数据对比。点击上方公司名可切换其他公司
INDEPENDENT BANK CORP的季度营收约是Purple Innovation, Inc.的1.5倍（$212.5M vs $140.7M），INDEPENDENT BANK CORP净利率更高（35.5% vs -2.3%，领先37.7%），INDEPENDENT BANK CORP同比增速更快（46.9% vs 9.1%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $-7.8M），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs 8.3%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
Purple Carrot是一家总部位于马萨诸塞州尼达姆市的全植物性餐包品牌，由安迪·莱维特创立，每周为订阅用户提供预制餐品和自制餐包。据《大都会》2022年报道，对比美式标准餐食，该品牌每份餐包的碳排放量可降低72%，主打低碳环保的纯植物饮食方案。
INDB vs PRPL — 直观对比
营收规模更大
INDB
是对方的1.5倍
$140.7M
营收增速更快
INDB
高出37.8%
9.1%
净利率更高
INDB
高出37.7%
-2.3%
自由现金流更多
INDB
多$83.3M
$-7.8M
两年增速更快
INDB
近两年复合增速
8.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $140.7M |
| 净利润 | $75.3M | $-3.2M |
| 毛利率 | — | 41.9% |
| 营业利润率 | — | -1.6% |
| 净利率 | 35.5% | -2.3% |
| 营收同比 | 46.9% | 9.1% |
| 净利润同比 | 50.6% | 62.1% |
| 每股收益（稀释后） | $1.51 | $0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBPRPL
| Q4 25 | $212.5M | $140.7M | ||
| Q3 25 | $203.3M | $118.8M | ||
| Q2 25 | $147.5M | $105.1M | ||
| Q1 25 | $145.5M | $104.2M | ||
| Q4 24 | $144.7M | $129.0M | ||
| Q3 24 | $141.7M | $118.6M | ||
| Q2 24 | $137.9M | $120.3M | ||
| Q1 24 | $137.4M | $120.0M |
净利润INDBPRPL
| Q4 25 | $75.3M | $-3.2M | ||
| Q3 25 | $34.3M | $-11.7M | ||
| Q2 25 | $51.1M | $-17.3M | ||
| Q1 25 | $44.4M | $-19.1M | ||
| Q4 24 | $50.0M | $-8.5M | ||
| Q3 24 | $42.9M | $-39.2M | ||
| Q2 24 | $51.3M | $27.0K | ||
| Q1 24 | $47.8M | $-50.2M |
毛利率INDBPRPL
| Q4 25 | — | 41.9% | ||
| Q3 25 | — | 42.8% | ||
| Q2 25 | — | 35.9% | ||
| Q1 25 | — | 39.4% | ||
| Q4 24 | — | 42.9% | ||
| Q3 24 | — | 29.7% | ||
| Q2 24 | — | 40.7% | ||
| Q1 24 | — | 34.8% |
营业利润率INDBPRPL
| Q4 25 | — | -1.6% | ||
| Q3 25 | 21.8% | -10.2% | ||
| Q2 25 | 44.6% | -13.5% | ||
| Q1 25 | 39.3% | -13.9% | ||
| Q4 24 | — | -6.0% | ||
| Q3 24 | 39.0% | -39.5% | ||
| Q2 24 | 48.1% | -12.1% | ||
| Q1 24 | 45.5% | -19.3% |
净利率INDBPRPL
| Q4 25 | 35.5% | -2.3% | ||
| Q3 25 | 16.8% | -9.9% | ||
| Q2 25 | 34.6% | -16.5% | ||
| Q1 25 | 30.5% | -18.4% | ||
| Q4 24 | 34.6% | -6.6% | ||
| Q3 24 | 30.3% | -33.1% | ||
| Q2 24 | 37.2% | 0.0% | ||
| Q1 24 | 34.8% | -41.8% |
每股收益（稀释后）INDBPRPL
| Q4 25 | $1.51 | $0.03 | ||
| Q3 25 | $0.69 | $0.11 | ||
| Q2 25 | $1.20 | $0.16 | ||
| Q1 25 | $1.04 | $0.18 | ||
| Q4 24 | $1.18 | $0.08 | ||
| Q3 24 | $1.01 | $0.36 | ||
| Q2 24 | $1.21 | $0.00 | ||
| Q1 24 | $1.12 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $24.3M |
| 总债务越低越好 | — | $126.7M |
| 股东权益账面价值 | $3.6B | $-29.7M |
| 总资产 | $24.9B | $296.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资INDBPRPL
| Q4 25 | — | $24.3M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $21.6M | ||
| Q4 24 | — | $29.0M | ||
| Q3 24 | — | $23.4M | ||
| Q2 24 | — | $23.4M | ||
| Q1 24 | — | $34.5M |
总债务INDBPRPL
| Q4 25 | — | $126.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $70.7M | ||
| Q3 24 | — | $50.8M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益INDBPRPL
| Q4 25 | $3.6B | $-29.7M | ||
| Q3 25 | $3.5B | $-26.9M | ||
| Q2 25 | $3.1B | $-15.6M | ||
| Q1 25 | $3.0B | $1.3M | ||
| Q4 24 | $3.0B | $20.2M | ||
| Q3 24 | $3.0B | $28.0M | ||
| Q2 24 | $2.9B | $66.4M | ||
| Q1 24 | $2.9B | $65.5M |
总资产INDBPRPL
| Q4 25 | $24.9B | $296.3M | ||
| Q3 25 | $25.0B | $302.1M | ||
| Q2 25 | $20.0B | $303.8M | ||
| Q1 25 | $19.9B | $293.8M | ||
| Q4 24 | $19.4B | $307.8M | ||
| Q3 24 | $19.4B | $309.3M | ||
| Q2 24 | $19.4B | $362.1M | ||
| Q1 24 | $19.3B | $382.1M |
负债/权益比INDBPRPL
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.50× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $-5.8M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $-7.8M |
| 自由现金流率自由现金流/营收 | 35.5% | -5.5% |
| 资本支出强度资本支出/营收 | 1.6% | 1.4% |
| 现金转化率经营现金流/净利润 | 1.05× | — |
| 过去12个月自由现金流最近4个季度 | $239.0M | $-41.9M |
8季度趋势，按日历期对齐
经营现金流INDBPRPL
| Q4 25 | $78.9M | $-5.8M | ||
| Q3 25 | $52.2M | $-968.0K | ||
| Q2 25 | $106.7M | $-4.0M | ||
| Q1 25 | $13.3M | $-23.1M | ||
| Q4 24 | $42.9M | $6.8M | ||
| Q3 24 | $70.2M | $1.1M | ||
| Q2 24 | $65.6M | $-8.9M | ||
| Q1 24 | $51.1M | $-16.8M |
自由现金流INDBPRPL
| Q4 25 | $75.5M | $-7.8M | ||
| Q3 25 | $49.7M | $-1.8M | ||
| Q2 25 | $102.5M | $-7.0M | ||
| Q1 25 | $11.3M | $-25.3M | ||
| Q4 24 | $36.5M | $5.7M | ||
| Q3 24 | $64.4M | $101.0K | ||
| Q2 24 | $61.9M | $-11.0M | ||
| Q1 24 | $46.7M | $-19.9M |
自由现金流率INDBPRPL
| Q4 25 | 35.5% | -5.5% | ||
| Q3 25 | 24.4% | -1.5% | ||
| Q2 25 | 69.5% | -6.6% | ||
| Q1 25 | 7.8% | -24.3% | ||
| Q4 24 | 25.2% | 4.4% | ||
| Q3 24 | 45.4% | 0.1% | ||
| Q2 24 | 44.9% | -9.2% | ||
| Q1 24 | 34.0% | -16.5% |
资本支出强度INDBPRPL
| Q4 25 | 1.6% | 1.4% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 2.9% | 2.8% | ||
| Q1 25 | 1.4% | 2.2% | ||
| Q4 24 | 4.4% | 0.8% | ||
| Q3 24 | 4.1% | 0.9% | ||
| Q2 24 | 2.7% | 1.7% | ||
| Q1 24 | 3.2% | 2.5% |
现金转化率INDBPRPL
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.52× | — | ||
| Q2 25 | 2.09× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | 1.64× | — | ||
| Q2 24 | 1.28× | -330.22× | ||
| Q1 24 | 1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INDB
暂无分部数据
PRPL
| Cost Of Revenues | $81.7M | 58% |
| Other | $59.0M | 42% |
