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INDEPENDENT BANK CORP（INDB）与Riley Exploration Permian, Inc.（REPX）财务数据对比。点击上方公司名可切换其他公司
INDEPENDENT BANK CORP的季度营收约是Riley Exploration Permian, Inc.的1.9倍（$212.5M vs $113.9M），INDEPENDENT BANK CORP净利率更高（35.5% vs -61.8%，领先97.3%），INDEPENDENT BANK CORP同比增速更快（46.9% vs 11.2%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $24.6M），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs 3.9%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
Riley Exploration Permian, Inc.是一家独立能源企业，专注于美国得克萨斯州与新墨西哥州境内的二叠纪盆地，开展原油、天然气及天然气凝析液的勘探、开发与生产业务，主打低成本陆上储备开发，为北美市场供应稳定能源产品。
INDB vs REPX — 直观对比
营收规模更大
INDB
是对方的1.9倍
$113.9M
营收增速更快
INDB
高出35.7%
11.2%
净利率更高
INDB
高出97.3%
-61.8%
自由现金流更多
INDB
多$51.0M
$24.6M
两年增速更快
INDB
近两年复合增速
3.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $113.9M |
| 净利润 | $75.3M | $-70.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 38.3% |
| 净利率 | 35.5% | -61.8% |
| 营收同比 | 46.9% | 11.2% |
| 净利润同比 | 50.6% | — |
| 每股收益（稀释后） | $1.51 | $-3.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBREPX
| Q1 26 | — | $113.9M | ||
| Q4 25 | $212.5M | $97.3M | ||
| Q3 25 | $203.3M | $106.9M | ||
| Q2 25 | $147.5M | $85.4M | ||
| Q1 25 | $145.5M | $102.5M | ||
| Q4 24 | $144.7M | $102.7M | ||
| Q3 24 | $141.7M | $102.3M | ||
| Q2 24 | $137.9M | $105.4M |
净利润INDBREPX
| Q1 26 | — | $-70.4M | ||
| Q4 25 | $75.3M | — | ||
| Q3 25 | $34.3M | $16.3M | ||
| Q2 25 | $51.1M | $30.5M | ||
| Q1 25 | $44.4M | $28.6M | ||
| Q4 24 | $50.0M | — | ||
| Q3 24 | $42.9M | $25.7M | ||
| Q2 24 | $51.3M | $33.5M |
营业利润率INDBREPX
| Q1 26 | — | 38.3% | ||
| Q4 25 | — | 26.9% | ||
| Q3 25 | 21.8% | 27.0% | ||
| Q2 25 | 44.6% | 33.7% | ||
| Q1 25 | 39.3% | 48.3% | ||
| Q4 24 | — | 31.2% | ||
| Q3 24 | 39.0% | 17.1% | ||
| Q2 24 | 48.1% | 50.9% |
净利率INDBREPX
| Q1 26 | — | -61.8% | ||
| Q4 25 | 35.5% | — | ||
| Q3 25 | 16.8% | 15.3% | ||
| Q2 25 | 34.6% | 35.7% | ||
| Q1 25 | 30.5% | 27.9% | ||
| Q4 24 | 34.6% | — | ||
| Q3 24 | 30.3% | 25.1% | ||
| Q2 24 | 37.2% | 31.8% |
每股收益（稀释后）INDBREPX
| Q1 26 | — | $-3.38 | ||
| Q4 25 | $1.51 | $4.02 | ||
| Q3 25 | $0.69 | $0.77 | ||
| Q2 25 | $1.20 | $1.44 | ||
| Q1 25 | $1.04 | $1.36 | ||
| Q4 24 | $1.18 | $0.52 | ||
| Q3 24 | $1.01 | $1.21 | ||
| Q2 24 | $1.21 | $1.59 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | $240.7M |
| 股东权益账面价值 | $3.6B | $553.4M |
| 总资产 | $24.9B | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.43× |
8季度趋势，按日历期对齐
总债务INDBREPX
| Q1 26 | — | $240.7M | ||
| Q4 25 | — | $247.9M | ||
| Q3 25 | — | $367.0M | ||
| Q2 25 | — | $275.2M | ||
| Q1 25 | — | $249.3M | ||
| Q4 24 | — | $269.5M | ||
| Q3 24 | — | $288.6M | ||
| Q2 24 | — | $322.7M |
股东权益INDBREPX
| Q1 26 | — | $553.4M | ||
| Q4 25 | $3.6B | $634.2M | ||
| Q3 25 | $3.5B | $566.5M | ||
| Q2 25 | $3.1B | $556.9M | ||
| Q1 25 | $3.0B | $532.4M | ||
| Q4 24 | $3.0B | $510.6M | ||
| Q3 24 | $3.0B | $507.4M | ||
| Q2 24 | $2.9B | $489.0M |
总资产INDBREPX
| Q1 26 | — | $1.2B | ||
| Q4 25 | $24.9B | $1.2B | ||
| Q3 25 | $25.0B | $1.2B | ||
| Q2 25 | $20.0B | $1.0B | ||
| Q1 25 | $19.9B | $994.9M | ||
| Q4 24 | $19.4B | $993.5M | ||
| Q3 24 | $19.4B | $997.9M | ||
| Q2 24 | $19.4B | $1.0B |
负债/权益比INDBREPX
| Q1 26 | — | 0.43× | ||
| Q4 25 | — | 0.39× | ||
| Q3 25 | — | 0.65× | ||
| Q2 25 | — | 0.49× | ||
| Q1 25 | — | 0.47× | ||
| Q4 24 | — | 0.53× | ||
| Q3 24 | — | 0.57× | ||
| Q2 24 | — | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $47.2M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $24.6M |
| 自由现金流率自由现金流/营收 | 35.5% | 21.6% |
| 资本支出强度资本支出/营收 | 1.6% | 41.3% |
| 现金转化率经营现金流/净利润 | 1.05× | — |
| 过去12个月自由现金流最近4个季度 | $239.0M | — |
8季度趋势，按日历期对齐
经营现金流INDBREPX
| Q1 26 | — | $47.2M | ||
| Q4 25 | $78.9M | $64.9M | ||
| Q3 25 | $52.2M | $63.6M | ||
| Q2 25 | $106.7M | $33.6M | ||
| Q1 25 | $13.3M | $50.4M | ||
| Q4 24 | $42.9M | $66.4M | ||
| Q3 24 | $70.2M | $72.1M | ||
| Q2 24 | $65.6M | $51.6M |
自由现金流INDBREPX
| Q1 26 | — | $24.6M | ||
| Q4 25 | $75.5M | — | ||
| Q3 25 | $49.7M | — | ||
| Q2 25 | $102.5M | — | ||
| Q1 25 | $11.3M | — | ||
| Q4 24 | $36.5M | — | ||
| Q3 24 | $64.4M | — | ||
| Q2 24 | $61.9M | — |
自由现金流率INDBREPX
| Q1 26 | — | 21.6% | ||
| Q4 25 | 35.5% | — | ||
| Q3 25 | 24.4% | — | ||
| Q2 25 | 69.5% | — | ||
| Q1 25 | 7.8% | — | ||
| Q4 24 | 25.2% | — | ||
| Q3 24 | 45.4% | — | ||
| Q2 24 | 44.9% | — |
资本支出强度INDBREPX
| Q1 26 | — | 41.3% | ||
| Q4 25 | 1.6% | — | ||
| Q3 25 | 1.2% | — | ||
| Q2 25 | 2.9% | — | ||
| Q1 25 | 1.4% | — | ||
| Q4 24 | 4.4% | — | ||
| Q3 24 | 4.1% | — | ||
| Q2 24 | 2.7% | — |
现金转化率INDBREPX
| Q1 26 | — | — | ||
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.52× | 3.90× | ||
| Q2 25 | 2.09× | 1.10× | ||
| Q1 25 | 0.30× | 1.76× | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | 1.64× | 2.81× | ||
| Q2 24 | 1.28× | 1.54× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
