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INDEPENDENT BANK CORP（INDB）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
INDEPENDENT BANK CORP的季度营收约是RESOURCES CONNECTION, INC.的1.8倍（$212.5M vs $117.7M），INDEPENDENT BANK CORP净利率更高（35.5% vs -10.8%，领先46.2%），INDEPENDENT BANK CORP同比增速更快（46.9% vs -19.2%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $15.6M），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs -11.8%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
INDB vs RGP — 直观对比
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $117.7M |
| 净利润 | $75.3M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 35.5% | -10.8% |
| 营收同比 | 46.9% | -19.2% |
| 净利润同比 | 50.6% | 81.6% |
| 每股收益（稀释后） | $1.51 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $212.5M | $117.7M | ||
| Q3 25 | $203.3M | $120.2M | ||
| Q2 25 | $147.5M | $139.3M | ||
| Q1 25 | $145.5M | $129.4M | ||
| Q4 24 | $144.7M | $145.6M | ||
| Q3 24 | $141.7M | $136.9M | ||
| Q2 24 | $137.9M | $148.2M | ||
| Q1 24 | $137.4M | $151.3M |
| Q4 25 | $75.3M | $-12.7M | ||
| Q3 25 | $34.3M | $-2.4M | ||
| Q2 25 | $51.1M | $-73.3M | ||
| Q1 25 | $44.4M | $-44.1M | ||
| Q4 24 | $50.0M | $-68.7M | ||
| Q3 24 | $42.9M | $-5.7M | ||
| Q2 24 | $51.3M | $10.5M | ||
| Q1 24 | $47.8M | $2.5M |
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
| Q4 25 | — | -10.3% | ||
| Q3 25 | 21.8% | -1.7% | ||
| Q2 25 | 44.6% | -47.0% | ||
| Q1 25 | 39.3% | -38.4% | ||
| Q4 24 | — | -52.7% | ||
| Q3 24 | 39.0% | -3.5% | ||
| Q2 24 | 48.1% | 7.6% | ||
| Q1 24 | 45.5% | 2.8% |
| Q4 25 | 35.5% | -10.8% | ||
| Q3 25 | 16.8% | -2.0% | ||
| Q2 25 | 34.6% | -52.6% | ||
| Q1 25 | 30.5% | -34.0% | ||
| Q4 24 | 34.6% | -47.2% | ||
| Q3 24 | 30.3% | -4.2% | ||
| Q2 24 | 37.2% | 7.1% | ||
| Q1 24 | 34.8% | 1.7% |
| Q4 25 | $1.51 | $-0.38 | ||
| Q3 25 | $0.69 | $-0.07 | ||
| Q2 25 | $1.20 | $-2.21 | ||
| Q1 25 | $1.04 | $-1.34 | ||
| Q4 24 | $1.18 | $-2.08 | ||
| Q3 24 | $1.01 | $-0.17 | ||
| Q2 24 | $1.21 | $0.31 | ||
| Q1 24 | $1.12 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.6B | $194.6M |
| 总资产 | $24.9B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
| Q4 25 | $3.6B | $194.6M | ||
| Q3 25 | $3.5B | $206.4M | ||
| Q2 25 | $3.1B | $207.1M | ||
| Q1 25 | $3.0B | $277.8M | ||
| Q4 24 | $3.0B | $325.7M | ||
| Q3 24 | $3.0B | $407.2M | ||
| Q2 24 | $2.9B | $418.8M | ||
| Q1 24 | $2.9B | $414.9M |
| Q4 25 | $24.9B | $289.3M | ||
| Q3 25 | $25.0B | $287.2M | ||
| Q2 25 | $20.0B | $304.7M | ||
| Q1 25 | $19.9B | $375.6M | ||
| Q4 24 | $19.4B | $424.9M | ||
| Q3 24 | $19.4B | $512.9M | ||
| Q2 24 | $19.4B | $510.9M | ||
| Q1 24 | $19.3B | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $15.6M |
| 自由现金流率自由现金流/营收 | 35.5% | 13.2% |
| 资本支出强度资本支出/营收 | 1.6% | 0.3% |
| 现金转化率经营现金流/净利润 | 1.05× | — |
| 过去12个月自由现金流最近4个季度 | $239.0M | $24.3M |
8季度趋势，按日历期对齐
| Q4 25 | $78.9M | $15.9M | ||
| Q3 25 | $52.2M | $-7.8M | ||
| Q2 25 | $106.7M | $16.8M | ||
| Q1 25 | $13.3M | $659.0K | ||
| Q4 24 | $42.9M | $1.8M | ||
| Q3 24 | $70.2M | $-309.0K | ||
| Q2 24 | $65.6M | $3.2M | ||
| Q1 24 | $51.1M | $20.5M |
| Q4 25 | $75.5M | $15.6M | ||
| Q3 25 | $49.7M | $-8.0M | ||
| Q2 25 | $102.5M | $16.5M | ||
| Q1 25 | $11.3M | $238.0K | ||
| Q4 24 | $36.5M | $61.0K | ||
| Q3 24 | $64.4M | $-575.0K | ||
| Q2 24 | $61.9M | $3.0M | ||
| Q1 24 | $46.7M | $20.4M |
| Q4 25 | 35.5% | 13.2% | ||
| Q3 25 | 24.4% | -6.6% | ||
| Q2 25 | 69.5% | 11.8% | ||
| Q1 25 | 7.8% | 0.2% | ||
| Q4 24 | 25.2% | 0.0% | ||
| Q3 24 | 45.4% | -0.4% | ||
| Q2 24 | 44.9% | 2.1% | ||
| Q1 24 | 34.0% | 13.5% |
| Q4 25 | 1.6% | 0.3% | ||
| Q3 25 | 1.2% | 0.1% | ||
| Q2 25 | 2.9% | 0.2% | ||
| Q1 25 | 1.4% | 0.3% | ||
| Q4 24 | 4.4% | 1.2% | ||
| Q3 24 | 4.1% | 0.2% | ||
| Q2 24 | 2.7% | 0.1% | ||
| Q1 24 | 3.2% | 0.1% |
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.52× | — | ||
| Q2 25 | 2.09× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | 1.64× | — | ||
| Q2 24 | 1.28× | 0.30× | ||
| Q1 24 | 1.07× | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INDB
暂无分部数据
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
