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INDEPENDENT BANK CORP（INDB）与Rocket Lab Corp（RKLB）财务数据对比。点击上方公司名可切换其他公司
INDEPENDENT BANK CORP的季度营收约是Rocket Lab Corp的1.2倍（$212.5M vs $179.7M），INDEPENDENT BANK CORP净利率更高（35.5% vs -29.5%，领先64.9%），INDEPENDENT BANK CORP同比增速更快（46.9% vs 35.7%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $-114.2M），过去两年Rocket Lab Corp的营收复合增速更高（39.2% vs 24.3%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
Rocket Lab是公开上市的航空航天制造商及发射服务提供商，旗下Electron轨道火箭主打小型卫星发射，截至2026年1月已成功完成超75次任务，是全球现役发射次数最多的小型运载火箭。公司还开发了Electron的亚轨道改型HASTE用作高超音速技术测试平台，下一代可复用中型运载火箭Neutron目前也在研发中。
INDB vs RKLB — 直观对比
营收规模更大
INDB
是对方的1.2倍
$179.7M
营收增速更快
INDB
高出11.2%
35.7%
净利率更高
INDB
高出64.9%
-29.5%
自由现金流更多
INDB
多$189.7M
$-114.2M
两年增速更快
RKLB
近两年复合增速
24.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $179.7M |
| 净利润 | $75.3M | $-52.9M |
| 毛利率 | — | 38.0% |
| 营业利润率 | — | -28.4% |
| 净利率 | 35.5% | -29.5% |
| 营收同比 | 46.9% | 35.7% |
| 净利润同比 | 50.6% | -1.1% |
| 每股收益（稀释后） | $1.51 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBRKLB
| Q4 25 | $212.5M | $179.7M | ||
| Q3 25 | $203.3M | $155.1M | ||
| Q2 25 | $147.5M | $144.5M | ||
| Q1 25 | $145.5M | $122.6M | ||
| Q4 24 | $144.7M | $132.4M | ||
| Q3 24 | $141.7M | $104.8M | ||
| Q2 24 | $137.9M | $106.3M | ||
| Q1 24 | $137.4M | $92.8M |
净利润INDBRKLB
| Q4 25 | $75.3M | $-52.9M | ||
| Q3 25 | $34.3M | $-18.3M | ||
| Q2 25 | $51.1M | $-66.4M | ||
| Q1 25 | $44.4M | $-60.6M | ||
| Q4 24 | $50.0M | $-52.3M | ||
| Q3 24 | $42.9M | $-51.9M | ||
| Q2 24 | $51.3M | $-41.6M | ||
| Q1 24 | $47.8M | $-44.3M |
毛利率INDBRKLB
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 37.0% | ||
| Q2 25 | — | 32.1% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | 27.8% | ||
| Q3 24 | — | 26.7% | ||
| Q2 24 | — | 25.6% | ||
| Q1 24 | — | 26.1% |
营业利润率INDBRKLB
| Q4 25 | — | -28.4% | ||
| Q3 25 | 21.8% | -38.0% | ||
| Q2 25 | 44.6% | -41.3% | ||
| Q1 25 | 39.3% | -48.3% | ||
| Q4 24 | — | -38.9% | ||
| Q3 24 | 39.0% | -49.5% | ||
| Q2 24 | 48.1% | -40.7% | ||
| Q1 24 | 45.5% | -46.4% |
净利率INDBRKLB
| Q4 25 | 35.5% | -29.5% | ||
| Q3 25 | 16.8% | -11.8% | ||
| Q2 25 | 34.6% | -46.0% | ||
| Q1 25 | 30.5% | -49.5% | ||
| Q4 24 | 34.6% | -39.5% | ||
| Q3 24 | 30.3% | -49.6% | ||
| Q2 24 | 37.2% | -39.2% | ||
| Q1 24 | 34.8% | -47.7% |
每股收益（稀释后）INDBRKLB
| Q4 25 | $1.51 | $-0.09 | ||
| Q3 25 | $0.69 | $-0.03 | ||
| Q2 25 | $1.20 | $-0.13 | ||
| Q1 25 | $1.04 | $-0.12 | ||
| Q4 24 | $1.18 | $-0.11 | ||
| Q3 24 | $1.01 | $-0.10 | ||
| Q2 24 | $1.21 | $-0.08 | ||
| Q1 24 | $1.12 | $-0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.0B |
| 总债务越低越好 | — | $152.4M |
| 股东权益账面价值 | $3.6B | $1.7B |
| 总资产 | $24.9B | $2.3B |
| 负债/权益比越低杠杆越低 | — | 0.09× |
8季度趋势，按日历期对齐
现金及短期投资INDBRKLB
| Q4 25 | — | $1.0B | ||
| Q3 25 | — | $976.7M | ||
| Q2 25 | — | $688.1M | ||
| Q1 25 | — | $428.4M | ||
| Q4 24 | — | $419.0M | ||
| Q3 24 | — | $442.4M | ||
| Q2 24 | — | $496.8M | ||
| Q1 24 | — | $492.5M |
总债务INDBRKLB
| Q4 25 | — | $152.4M | ||
| Q3 25 | — | $347.0M | ||
| Q2 25 | — | $346.5M | ||
| Q1 25 | — | $345.9M | ||
| Q4 24 | — | $345.4M | ||
| Q3 24 | — | $61.2M | ||
| Q2 24 | — | $64.2M | ||
| Q1 24 | — | $66.8M |
股东权益INDBRKLB
| Q4 25 | $3.6B | $1.7B | ||
| Q3 25 | $3.5B | $1.3B | ||
| Q2 25 | $3.1B | $688.5M | ||
| Q1 25 | $3.0B | $431.3M | ||
| Q4 24 | $3.0B | $382.5M | ||
| Q3 24 | $3.0B | $419.8M | ||
| Q2 24 | $2.9B | $455.2M | ||
| Q1 24 | $2.9B | $478.9M |
总资产INDBRKLB
| Q4 25 | $24.9B | $2.3B | ||
| Q3 25 | $25.0B | $2.2B | ||
| Q2 25 | $20.0B | $1.6B | ||
| Q1 25 | $19.9B | $1.3B | ||
| Q4 24 | $19.4B | $1.2B | ||
| Q3 24 | $19.4B | $1.2B | ||
| Q2 24 | $19.4B | $1.2B | ||
| Q1 24 | $19.3B | $1.2B |
负债/权益比INDBRKLB
| Q4 25 | — | 0.09× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.50× | ||
| Q1 25 | — | 0.80× | ||
| Q4 24 | — | 0.90× | ||
| Q3 24 | — | 0.15× | ||
| Q2 24 | — | 0.14× | ||
| Q1 24 | — | 0.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $-64.5M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $-114.2M |
| 自由现金流率自由现金流/营收 | 35.5% | -63.6% |
| 资本支出强度资本支出/营收 | 1.6% | 27.6% |
| 现金转化率经营现金流/净利润 | 1.05× | — |
| 过去12个月自由现金流最近4个季度 | $239.0M | $-321.8M |
8季度趋势，按日历期对齐
经营现金流INDBRKLB
| Q4 25 | $78.9M | $-64.5M | ||
| Q3 25 | $52.2M | $-23.5M | ||
| Q2 25 | $106.7M | $-23.2M | ||
| Q1 25 | $13.3M | $-54.2M | ||
| Q4 24 | $42.9M | $-2.4M | ||
| Q3 24 | $70.2M | $-30.9M | ||
| Q2 24 | $65.6M | $-13.0M | ||
| Q1 24 | $51.1M | $-2.6M |
自由现金流INDBRKLB
| Q4 25 | $75.5M | $-114.2M | ||
| Q3 25 | $49.7M | $-69.4M | ||
| Q2 25 | $102.5M | $-55.3M | ||
| Q1 25 | $11.3M | $-82.9M | ||
| Q4 24 | $36.5M | $-23.9M | ||
| Q3 24 | $64.4M | $-41.9M | ||
| Q2 24 | $61.9M | $-28.3M | ||
| Q1 24 | $46.7M | $-21.8M |
自由现金流率INDBRKLB
| Q4 25 | 35.5% | -63.6% | ||
| Q3 25 | 24.4% | -44.8% | ||
| Q2 25 | 69.5% | -38.3% | ||
| Q1 25 | 7.8% | -67.6% | ||
| Q4 24 | 25.2% | -18.1% | ||
| Q3 24 | 45.4% | -40.0% | ||
| Q2 24 | 44.9% | -26.7% | ||
| Q1 24 | 34.0% | -23.5% |
资本支出强度INDBRKLB
| Q4 25 | 1.6% | 27.6% | ||
| Q3 25 | 1.2% | 29.6% | ||
| Q2 25 | 2.9% | 22.2% | ||
| Q1 25 | 1.4% | 23.4% | ||
| Q4 24 | 4.4% | 16.3% | ||
| Q3 24 | 4.1% | 10.5% | ||
| Q2 24 | 2.7% | 14.4% | ||
| Q1 24 | 3.2% | 20.7% |
现金转化率INDBRKLB
| Q4 25 | 1.05× | — | ||
| Q3 25 | 1.52× | — | ||
| Q2 25 | 2.09× | — | ||
| Q1 25 | 0.30× | — | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | 1.64× | — | ||
| Q2 24 | 1.28× | — | ||
| Q1 24 | 1.07× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INDB
暂无分部数据
RKLB
| Products | $94.0M | 52% |
| Transferred Over Time | $87.3M | 49% |
