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INDEPENDENT BANK CORP（INDB）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是INDEPENDENT BANK CORP的1.5倍（$324.4M vs $212.5M），INDEPENDENT BANK CORP净利率更高（35.5% vs 5.7%，领先29.7%），INDEPENDENT BANK CORP同比增速更快（46.9% vs 10.4%），INDEPENDENT BANK CORP自由现金流更多（$75.5M vs $-13.3M），过去两年INDEPENDENT BANK CORP的营收复合增速更高（24.3% vs 9.5%）
Independent Bank Corp是一家总部位于美国密歇根州大急流城的商业银行，业务全部布局于密歇根州内，目前在全州范围内共设有62家实体营业网点，为当地个人及企业客户提供各类银行金融服务。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
INDB vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.5倍
$212.5M
营收增速更快
INDB
高出36.5%
10.4%
净利率更高
INDB
高出29.7%
5.7%
自由现金流更多
INDB
多$88.8M
$-13.3M
两年增速更快
INDB
近两年复合增速
9.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $212.5M | $324.4M |
| 净利润 | $75.3M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | — | 6.3% |
| 净利率 | 35.5% | 5.7% |
| 营收同比 | 46.9% | 10.4% |
| 净利润同比 | 50.6% | 50.4% |
| 每股收益（稀释后） | $1.51 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INDBRVLV
| Q4 25 | $212.5M | $324.4M | ||
| Q3 25 | $203.3M | $295.6M | ||
| Q2 25 | $147.5M | $309.0M | ||
| Q1 25 | $145.5M | $296.7M | ||
| Q4 24 | $144.7M | $293.7M | ||
| Q3 24 | $141.7M | $283.1M | ||
| Q2 24 | $137.9M | $282.5M | ||
| Q1 24 | $137.4M | $270.6M |
净利润INDBRVLV
| Q4 25 | $75.3M | $18.6M | ||
| Q3 25 | $34.3M | $21.2M | ||
| Q2 25 | $51.1M | $10.2M | ||
| Q1 25 | $44.4M | $11.8M | ||
| Q4 24 | $50.0M | $12.3M | ||
| Q3 24 | $42.9M | $11.0M | ||
| Q2 24 | $51.3M | $15.4M | ||
| Q1 24 | $47.8M | $10.9M |
毛利率INDBRVLV
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% | ||
| Q1 24 | — | 52.3% |
营业利润率INDBRVLV
| Q4 25 | — | 6.3% | ||
| Q3 25 | 21.8% | 7.1% | ||
| Q2 25 | 44.6% | 5.8% | ||
| Q1 25 | 39.3% | 5.0% | ||
| Q4 24 | — | 3.9% | ||
| Q3 24 | 39.0% | 5.0% | ||
| Q2 24 | 48.1% | 5.8% | ||
| Q1 24 | 45.5% | 3.4% |
净利率INDBRVLV
| Q4 25 | 35.5% | 5.7% | ||
| Q3 25 | 16.8% | 7.2% | ||
| Q2 25 | 34.6% | 3.3% | ||
| Q1 25 | 30.5% | 4.0% | ||
| Q4 24 | 34.6% | 4.2% | ||
| Q3 24 | 30.3% | 3.9% | ||
| Q2 24 | 37.2% | 5.4% | ||
| Q1 24 | 34.8% | 4.0% |
每股收益（稀释后）INDBRVLV
| Q4 25 | $1.51 | $0.27 | ||
| Q3 25 | $0.69 | $0.29 | ||
| Q2 25 | $1.20 | $0.14 | ||
| Q1 25 | $1.04 | $0.16 | ||
| Q4 24 | $1.18 | $0.18 | ||
| Q3 24 | $1.01 | $0.15 | ||
| Q2 24 | $1.21 | $0.21 | ||
| Q1 24 | $1.12 | $0.15 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $3.6B | $512.5M |
| 总资产 | $24.9B | $765.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资INDBRVLV
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M | ||
| Q1 24 | — | $273.4M |
股东权益INDBRVLV
| Q4 25 | $3.6B | $512.5M | ||
| Q3 25 | $3.5B | $490.2M | ||
| Q2 25 | $3.1B | $468.6M | ||
| Q1 25 | $3.0B | $453.4M | ||
| Q4 24 | $3.0B | $437.8M | ||
| Q3 24 | $3.0B | $420.8M | ||
| Q2 24 | $2.9B | $405.8M | ||
| Q1 24 | $2.9B | $389.9M |
总资产INDBRVLV
| Q4 25 | $24.9B | $765.0M | ||
| Q3 25 | $25.0B | $751.3M | ||
| Q2 25 | $20.0B | $722.9M | ||
| Q1 25 | $19.9B | $713.9M | ||
| Q4 24 | $19.4B | $665.5M | ||
| Q3 24 | $19.4B | $670.9M | ||
| Q2 24 | $19.4B | $657.8M | ||
| Q1 24 | $19.3B | $650.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $78.9M | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | $75.5M | $-13.3M |
| 自由现金流率自由现金流/营收 | 35.5% | -4.1% |
| 资本支出强度资本支出/营收 | 1.6% | 1.0% |
| 现金转化率经营现金流/净利润 | 1.05× | -0.55× |
| 过去12个月自由现金流最近4个季度 | $239.0M | $48.0M |
8季度趋势，按日历期对齐
经营现金流INDBRVLV
| Q4 25 | $78.9M | $-10.2M | ||
| Q3 25 | $52.2M | $11.8M | ||
| Q2 25 | $106.7M | $12.6M | ||
| Q1 25 | $13.3M | $45.1M | ||
| Q4 24 | $42.9M | $3.9M | ||
| Q3 24 | $70.2M | $9.1M | ||
| Q2 24 | $65.6M | $-24.7M | ||
| Q1 24 | $51.1M | $38.4M |
自由现金流INDBRVLV
| Q4 25 | $75.5M | $-13.3M | ||
| Q3 25 | $49.7M | $7.5M | ||
| Q2 25 | $102.5M | $10.4M | ||
| Q1 25 | $11.3M | $43.4M | ||
| Q4 24 | $36.5M | $2.1M | ||
| Q3 24 | $64.4M | $8.0M | ||
| Q2 24 | $61.9M | $-25.7M | ||
| Q1 24 | $46.7M | $36.7M |
自由现金流率INDBRVLV
| Q4 25 | 35.5% | -4.1% | ||
| Q3 25 | 24.4% | 2.5% | ||
| Q2 25 | 69.5% | 3.4% | ||
| Q1 25 | 7.8% | 14.6% | ||
| Q4 24 | 25.2% | 0.7% | ||
| Q3 24 | 45.4% | 2.8% | ||
| Q2 24 | 44.9% | -9.1% | ||
| Q1 24 | 34.0% | 13.5% |
资本支出强度INDBRVLV
| Q4 25 | 1.6% | 1.0% | ||
| Q3 25 | 1.2% | 1.5% | ||
| Q2 25 | 2.9% | 0.7% | ||
| Q1 25 | 1.4% | 0.6% | ||
| Q4 24 | 4.4% | 0.6% | ||
| Q3 24 | 4.1% | 0.4% | ||
| Q2 24 | 2.7% | 0.4% | ||
| Q1 24 | 3.2% | 0.6% |
现金转化率INDBRVLV
| Q4 25 | 1.05× | -0.55× | ||
| Q3 25 | 1.52× | 0.56× | ||
| Q2 25 | 2.09× | 1.24× | ||
| Q1 25 | 0.30× | 3.82× | ||
| Q4 24 | 0.86× | 0.32× | ||
| Q3 24 | 1.64× | 0.83× | ||
| Q2 24 | 1.28× | -1.60× | ||
| Q1 24 | 1.07× | 3.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INDB
暂无分部数据
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
