vs
英特尔（INTC）与保德信金融（PRU）财务数据对比。点击上方公司名可切换其他公司
保德信金融的季度营收约是英特尔的1.2倍（$15.7B vs $13.6B），保德信金融净利率更高（5.8% vs -6.5%，领先12.3%），保德信金融同比增速更快（25.3% vs 7.0%），过去两年英特尔的营收复合增速更高（2.9% vs -18.3%）
英特尔是总部位于美国加利福尼亚州圣克拉拉的跨国科技企业，主营CPU等计算机核心零部件的研发、生产与销售，产品覆盖企业级及消费级市场。2024年按营收统计为全球第三大半导体芯片制造商，自2007年起持续入选美国财富500强榜单。
保德信金融是美国头部金融服务企业，旗下子公司面向美国及全球40余个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品与服务。2019年其为美国规模最大的保险提供商，总资产达8151亿美元，同时入选财富世界500强及美国财富500强榜单。
INTC vs PRU — 直观对比
营收规模更大
PRU
是对方的1.2倍
$13.6B
营收增速更快
PRU
高出18.3%
7.0%
净利率更高
PRU
高出12.3%
-6.5%
两年增速更快
INTC
近两年复合增速
-18.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.6B | $15.7B |
| 净利润 | $-887.0M | $905.0M |
| 毛利率 | 34.4% | — |
| 营业利润率 | — | 7.7% |
| 净利率 | -6.5% | 5.8% |
| 营收同比 | 7.0% | 25.3% |
| 净利润同比 | -382.6% | 1687.7% |
| 每股收益（稀释后） | $-0.73 | $2.54 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INTCPRU
| Q1 26 | $13.6B | — | ||
| Q4 25 | $13.7B | $15.7B | ||
| Q3 25 | $13.7B | $17.9B | ||
| Q2 25 | $12.9B | $13.7B | ||
| Q1 25 | $12.7B | $13.5B | ||
| Q4 24 | $14.3B | $12.5B | ||
| Q3 24 | $13.3B | $19.5B | ||
| Q2 24 | $12.8B | $14.9B |
净利润INTCPRU
| Q1 26 | $-887.0M | — | ||
| Q4 25 | $-591.0M | $905.0M | ||
| Q3 25 | $4.1B | $1.4B | ||
| Q2 25 | $-2.9B | $533.0M | ||
| Q1 25 | $-821.0M | $707.0M | ||
| Q4 24 | $-126.0M | $-57.0M | ||
| Q3 24 | $-16.6B | $448.0M | ||
| Q2 24 | $-1.6B | $1.2B |
毛利率INTCPRU
| Q1 26 | 34.4% | — | ||
| Q4 25 | 36.1% | — | ||
| Q3 25 | 38.2% | — | ||
| Q2 25 | 27.5% | — | ||
| Q1 25 | 36.9% | — | ||
| Q4 24 | 39.2% | — | ||
| Q3 24 | 15.0% | — | ||
| Q2 24 | 35.4% | — |
营业利润率INTCPRU
| Q1 26 | — | — | ||
| Q4 25 | 4.2% | 7.7% | ||
| Q3 25 | 5.0% | 10.0% | ||
| Q2 25 | -24.7% | 5.4% | ||
| Q1 25 | -2.4% | 6.8% | ||
| Q4 24 | 2.9% | -1.2% | ||
| Q3 24 | -68.2% | 2.8% | ||
| Q2 24 | -15.3% | 9.5% |
净利率INTCPRU
| Q1 26 | -6.5% | — | ||
| Q4 25 | -4.3% | 5.8% | ||
| Q3 25 | 29.8% | 8.0% | ||
| Q2 25 | -22.7% | 3.9% | ||
| Q1 25 | -6.5% | 5.2% | ||
| Q4 24 | -0.9% | -0.5% | ||
| Q3 24 | -125.3% | 2.3% | ||
| Q2 24 | -12.5% | 8.0% |
每股收益（稀释后）INTCPRU
| Q1 26 | $-0.73 | — | ||
| Q4 25 | $-0.10 | $2.54 | ||
| Q3 25 | $0.90 | $4.01 | ||
| Q2 25 | $-0.67 | $1.48 | ||
| Q1 25 | $-0.19 | $1.96 | ||
| Q4 24 | $-0.03 | $-0.14 | ||
| Q3 24 | $-3.88 | $1.24 | ||
| Q2 24 | $-0.38 | $3.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $32.8B | $19.7B |
| 总债务越低越好 | $2.0B | — |
| 股东权益账面价值 | $125.0B | $32.4B |
| 总资产 | $205.3B | $773.7B |
| 负债/权益比越低杠杆越低 | 0.02× | — |
8季度趋势，按日历期对齐
现金及短期投资INTCPRU
| Q1 26 | $32.8B | — | ||
| Q4 25 | $14.3B | $19.7B | ||
| Q3 25 | $11.1B | $17.5B | ||
| Q2 25 | $9.6B | $16.6B | ||
| Q1 25 | — | $16.1B | ||
| Q4 24 | $8.2B | $18.5B | ||
| Q3 24 | — | $20.2B | ||
| Q2 24 | — | $17.1B |
总债务INTCPRU
| Q1 26 | $2.0B | — | ||
| Q4 25 | $46.6B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $50.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益INTCPRU
| Q1 26 | $125.0B | — | ||
| Q4 25 | $114.3B | $32.4B | ||
| Q3 25 | $106.4B | $32.1B | ||
| Q2 25 | $97.9B | $30.6B | ||
| Q1 25 | $99.8B | $29.9B | ||
| Q4 24 | $99.3B | $27.9B | ||
| Q3 24 | $99.5B | $30.4B | ||
| Q2 24 | $115.2B | $28.0B |
总资产INTCPRU
| Q1 26 | $205.3B | — | ||
| Q4 25 | $211.4B | $773.7B | ||
| Q3 25 | $204.5B | $776.3B | ||
| Q2 25 | $192.5B | $759.0B | ||
| Q1 25 | $192.2B | $739.3B | ||
| Q4 24 | $196.5B | $735.6B | ||
| Q3 24 | $193.5B | $760.3B | ||
| Q2 24 | $206.2B | $715.2B |
负债/权益比INTCPRU
| Q1 26 | 0.02× | — | ||
| Q4 25 | 0.41× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.3B |
| 自由现金流经营现金流 - 资本支出 | $-2.0B | — |
| 自由现金流率自由现金流/营收 | -14.8% | — |
| 资本支出强度资本支出/营收 | 36.6% | — |
| 现金转化率经营现金流/净利润 | — | 3.67× |
| 过去12个月自由现金流最近4个季度 | $-2.6B | — |
8季度趋势，按日历期对齐
经营现金流INTCPRU
| Q1 26 | — | — | ||
| Q4 25 | $4.3B | $3.3B | ||
| Q3 25 | $2.5B | $4.3B | ||
| Q2 25 | $2.0B | $1.2B | ||
| Q1 25 | $813.0M | $-2.5B | ||
| Q4 24 | $3.2B | $2.3B | ||
| Q3 24 | $4.1B | $1.1B | ||
| Q2 24 | $2.3B | $-146.0M |
自由现金流INTCPRU
| Q1 26 | $-2.0B | — | ||
| Q4 25 | $800.0M | — | ||
| Q3 25 | $121.0M | — | ||
| Q2 25 | $-1.5B | — | ||
| Q1 25 | $-4.4B | — | ||
| Q4 24 | $-2.7B | — | ||
| Q3 24 | $-2.4B | — | ||
| Q2 24 | $-3.4B | — |
自由现金流率INTCPRU
| Q1 26 | -14.8% | — | ||
| Q4 25 | 5.9% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | -11.7% | — | ||
| Q1 25 | -34.5% | — | ||
| Q4 24 | -18.7% | — | ||
| Q3 24 | -18.1% | — | ||
| Q2 24 | -26.4% | — |
资本支出强度INTCPRU
| Q1 26 | 36.6% | — | ||
| Q4 25 | 25.5% | — | ||
| Q3 25 | 17.8% | — | ||
| Q2 25 | 27.6% | — | ||
| Q1 25 | 40.9% | — | ||
| Q4 24 | 40.9% | — | ||
| Q3 24 | 48.6% | — | ||
| Q2 24 | 44.3% | — |
现金转化率INTCPRU
| Q1 26 | — | — | ||
| Q4 25 | — | 3.67× | ||
| Q3 25 | 0.63× | 3.00× | ||
| Q2 25 | — | 2.18× | ||
| Q1 25 | — | -3.54× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.47× | ||
| Q2 24 | — | -0.12× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INTC
| Intel Products | $12.8B | 94% |
| All other | $600.0M | 4% |
PRU
| Other | $8.5B | 54% |
| International Insurance Division | $4.4B | 28% |
| US Businesses Division | $1.6B | 10% |
| PGIM Division | $1.1B | 7% |
| Trading | $51.0M | 0% |
