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英特尔（INTC）与旅行者集团（TRV）财务数据对比。点击上方公司名可切换其他公司
英特尔的季度营收约是旅行者集团的1.1倍（$13.6B vs $12.4B），旅行者集团净利率更高（20.1% vs -6.5%，领先26.6%），英特尔同比增速更快（7.0% vs 3.5%），过去两年旅行者集团的营收复合增速更高（5.2% vs 2.9%）
英特尔是总部位于美国加利福尼亚州圣克拉拉的跨国科技企业，主营CPU等计算机核心零部件的研发、生产与销售，产品覆盖企业级及消费级市场。2024年按营收统计为全球第三大半导体芯片制造商，自2007年起持续入选美国财富500强榜单。
旅行者集团是美国跨国保险企业，为美国第二大商业财产及意外伤害保险承保商，同时是美国第六大通过独立代理人展业的个人保险提供商。公司注册地为明尼苏达州，总部设于纽约市，最大办事处在康涅狄格州哈特福德，2009年6月8日起成为道琼斯工业平均指数成分股。
INTC vs TRV — 直观对比
营收规模更大
INTC
是对方的1.1倍
$12.4B
营收增速更快
INTC
高出3.5%
3.5%
净利率更高
TRV
高出26.6%
-6.5%
两年增速更快
TRV
近两年复合增速
2.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $13.6B | $12.4B |
| 净利润 | $-887.0M | $2.5B |
| 毛利率 | 34.4% | — |
| 营业利润率 | — | 25.0% |
| 净利率 | -6.5% | 20.1% |
| 营收同比 | 7.0% | 3.5% |
| 净利润同比 | -382.6% | 19.9% |
| 每股收益（稀释后） | $-0.73 | $10.96 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INTCTRV
| Q1 26 | $13.6B | — | ||
| Q4 25 | $13.7B | $12.4B | ||
| Q3 25 | $13.7B | $12.5B | ||
| Q2 25 | $12.9B | $12.1B | ||
| Q1 25 | $12.7B | $11.8B | ||
| Q4 24 | $14.3B | $12.0B | ||
| Q3 24 | $13.3B | $11.9B | ||
| Q2 24 | $12.8B | $11.3B |
净利润INTCTRV
| Q1 26 | $-887.0M | — | ||
| Q4 25 | $-591.0M | $2.5B | ||
| Q3 25 | $4.1B | $1.9B | ||
| Q2 25 | $-2.9B | $1.5B | ||
| Q1 25 | $-821.0M | $395.0M | ||
| Q4 24 | $-126.0M | $2.1B | ||
| Q3 24 | $-16.6B | $1.3B | ||
| Q2 24 | $-1.6B | $534.0M |
毛利率INTCTRV
| Q1 26 | 34.4% | — | ||
| Q4 25 | 36.1% | — | ||
| Q3 25 | 38.2% | — | ||
| Q2 25 | 27.5% | — | ||
| Q1 25 | 36.9% | — | ||
| Q4 24 | 39.2% | — | ||
| Q3 24 | 15.0% | — | ||
| Q2 24 | 35.4% | — |
营业利润率INTCTRV
| Q1 26 | — | — | ||
| Q4 25 | 4.2% | 25.0% | ||
| Q3 25 | 5.0% | 18.8% | ||
| Q2 25 | -24.7% | 15.5% | ||
| Q1 25 | -2.4% | 4.0% | ||
| Q4 24 | 2.9% | 21.6% | ||
| Q3 24 | -68.2% | 13.1% | ||
| Q2 24 | -15.3% | 5.8% |
净利率INTCTRV
| Q1 26 | -6.5% | — | ||
| Q4 25 | -4.3% | 20.1% | ||
| Q3 25 | 29.8% | 15.1% | ||
| Q2 25 | -22.7% | 12.5% | ||
| Q1 25 | -6.5% | 3.3% | ||
| Q4 24 | -0.9% | 17.3% | ||
| Q3 24 | -125.3% | 10.6% | ||
| Q2 24 | -12.5% | 4.7% |
每股收益（稀释后）INTCTRV
| Q1 26 | $-0.73 | — | ||
| Q4 25 | $-0.10 | $10.96 | ||
| Q3 25 | $0.90 | $8.24 | ||
| Q2 25 | $-0.67 | $6.53 | ||
| Q1 25 | $-0.19 | $1.70 | ||
| Q4 24 | $-0.03 | $8.96 | ||
| Q3 24 | $-3.88 | $5.42 | ||
| Q2 24 | $-0.38 | $2.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $32.8B | — |
| 总债务越低越好 | $2.0B | — |
| 股东权益账面价值 | $125.0B | $32.9B |
| 总资产 | $205.3B | $143.7B |
| 负债/权益比越低杠杆越低 | 0.02× | — |
8季度趋势，按日历期对齐
现金及短期投资INTCTRV
| Q1 26 | $32.8B | — | ||
| Q4 25 | $14.3B | — | ||
| Q3 25 | $11.1B | — | ||
| Q2 25 | $9.6B | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.2B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
总债务INTCTRV
| Q1 26 | $2.0B | — | ||
| Q4 25 | $46.6B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $50.0B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益INTCTRV
| Q1 26 | $125.0B | — | ||
| Q4 25 | $114.3B | $32.9B | ||
| Q3 25 | $106.4B | $31.6B | ||
| Q2 25 | $97.9B | $29.5B | ||
| Q1 25 | $99.8B | $28.2B | ||
| Q4 24 | $99.3B | $27.9B | ||
| Q3 24 | $99.5B | $27.7B | ||
| Q2 24 | $115.2B | $24.9B |
总资产INTCTRV
| Q1 26 | $205.3B | — | ||
| Q4 25 | $211.4B | $143.7B | ||
| Q3 25 | $204.5B | $143.7B | ||
| Q2 25 | $192.5B | $138.9B | ||
| Q1 25 | $192.2B | $136.0B | ||
| Q4 24 | $196.5B | $133.2B | ||
| Q3 24 | $193.5B | $134.6B | ||
| Q2 24 | $206.2B | $129.3B |
负债/权益比INTCTRV
| Q1 26 | 0.02× | — | ||
| Q4 25 | 0.41× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.50× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.7B |
| 自由现金流经营现金流 - 资本支出 | $-2.0B | — |
| 自由现金流率自由现金流/营收 | -14.8% | — |
| 资本支出强度资本支出/营收 | 36.6% | — |
| 现金转化率经营现金流/净利润 | — | 1.08× |
| 过去12个月自由现金流最近4个季度 | $-2.6B | — |
8季度趋势，按日历期对齐
经营现金流INTCTRV
| Q1 26 | — | — | ||
| Q4 25 | $4.3B | $2.7B | ||
| Q3 25 | $2.5B | $4.2B | ||
| Q2 25 | $2.0B | $2.3B | ||
| Q1 25 | $813.0M | $1.4B | ||
| Q4 24 | $3.2B | $2.1B | ||
| Q3 24 | $4.1B | $3.9B | ||
| Q2 24 | $2.3B | $1.7B |
自由现金流INTCTRV
| Q1 26 | $-2.0B | — | ||
| Q4 25 | $800.0M | — | ||
| Q3 25 | $121.0M | — | ||
| Q2 25 | $-1.5B | — | ||
| Q1 25 | $-4.4B | — | ||
| Q4 24 | $-2.7B | — | ||
| Q3 24 | $-2.4B | — | ||
| Q2 24 | $-3.4B | — |
自由现金流率INTCTRV
| Q1 26 | -14.8% | — | ||
| Q4 25 | 5.9% | — | ||
| Q3 25 | 0.9% | — | ||
| Q2 25 | -11.7% | — | ||
| Q1 25 | -34.5% | — | ||
| Q4 24 | -18.7% | — | ||
| Q3 24 | -18.1% | — | ||
| Q2 24 | -26.4% | — |
资本支出强度INTCTRV
| Q1 26 | 36.6% | — | ||
| Q4 25 | 25.5% | — | ||
| Q3 25 | 17.8% | — | ||
| Q2 25 | 27.6% | — | ||
| Q1 25 | 40.9% | — | ||
| Q4 24 | 40.9% | — | ||
| Q3 24 | 48.6% | — | ||
| Q2 24 | 44.3% | — |
现金转化率INTCTRV
| Q1 26 | — | — | ||
| Q4 25 | — | 1.08× | ||
| Q3 25 | 0.63× | 2.24× | ||
| Q2 25 | — | 1.55× | ||
| Q1 25 | — | 3.44× | ||
| Q4 24 | — | 0.99× | ||
| Q3 24 | — | 3.08× | ||
| Q2 24 | — | 3.14× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INTC
| Intel Products | $12.8B | 94% |
| All other | $600.0M | 4% |
TRV
| Business And International Insurance | $6.6B | 53% |
| Personal Insurance | $4.6B | 37% |
| Bond And Specialty Insurance | $1.2B | 9% |
