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Intuit（INTU）与PulteGroup（PHM）财务数据对比。点击上方公司名可切换其他公司
Intuit的季度营收约是PulteGroup的1.1倍（$3.9B vs $3.4B），Intuit净利率更高（11.5% vs 10.2%，领先1.3%），Intuit同比增速更快（18.3% vs -12.4%），过去两年Intuit的营收复合增速更高（7.1% vs -13.9%）
Intuit是总部位于美国加利福尼亚州山景城的跨国商业软件企业，专注于财务软件领域，现任首席执行官为萨桑·古达齐。旗下核心产品包括报税软件TurboTax、小微企业会计软件QuickBooks、信用监测及个人理财服务Credit Karma、邮件营销平台Mailchimp，服务覆盖个人及企业财税、营销等多个场景。
PulteGroup Inc.是总部位于美国佐治亚州亚特兰大的住宅建造企业，2023年按房屋交付量统计为美国第三大住宅建造商，自成立以来累计已建成超过77.5万套住宅，是美国住宅开发领域的领先企业之一。
INTU vs PHM — 直观对比
营收规模更大
INTU
是对方的1.1倍
$3.4B
营收增速更快
INTU
高出30.8%
-12.4%
净利率更高
INTU
高出1.3%
10.2%
两年增速更快
INTU
近两年复合增速
-13.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.9B | $3.4B |
| 净利润 | $446.0M | $347.0M |
| 毛利率 | — | — |
| 营业利润率 | 13.7% | — |
| 净利率 | 11.5% | 10.2% |
| 营收同比 | 18.3% | -12.4% |
| 净利润同比 | 126.4% | -33.6% |
| 每股收益（稀释后） | $1.59 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INTUPHM
| Q1 26 | — | $3.4B | ||
| Q4 25 | $3.9B | $4.6B | ||
| Q3 25 | $3.8B | $4.4B | ||
| Q2 25 | $7.8B | $4.4B | ||
| Q1 25 | $4.0B | $3.9B | ||
| Q4 24 | $3.3B | $4.9B | ||
| Q3 24 | $3.2B | $4.5B | ||
| Q2 24 | $6.7B | $4.6B |
净利润INTUPHM
| Q1 26 | — | $347.0M | ||
| Q4 25 | $446.0M | $501.6M | ||
| Q3 25 | $381.0M | $585.8M | ||
| Q2 25 | $2.8B | $608.5M | ||
| Q1 25 | $471.0M | $522.8M | ||
| Q4 24 | $197.0M | $913.2M | ||
| Q3 24 | $-20.0M | $697.9M | ||
| Q2 24 | $2.4B | $809.1M |
毛利率INTUPHM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 27.8% | ||
| Q2 25 | — | 28.6% | ||
| Q1 25 | — | 28.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 30.4% | ||
| Q2 24 | — | 31.4% |
营业利润率INTUPHM
| Q1 26 | — | — | ||
| Q4 25 | 13.7% | — | ||
| Q3 25 | 8.8% | — | ||
| Q2 25 | 48.0% | — | ||
| Q1 25 | 15.0% | — | ||
| Q4 24 | 8.3% | — | ||
| Q3 24 | -4.7% | — | ||
| Q2 24 | 46.1% | — |
净利率INTUPHM
| Q1 26 | — | 10.2% | ||
| Q4 25 | 11.5% | 10.9% | ||
| Q3 25 | 9.9% | 13.3% | ||
| Q2 25 | 36.4% | 13.8% | ||
| Q1 25 | 11.9% | 13.4% | ||
| Q4 24 | 6.0% | 18.6% | ||
| Q3 24 | -0.6% | 15.6% | ||
| Q2 24 | 35.5% | 17.6% |
每股收益（稀释后）INTUPHM
| Q1 26 | — | — | ||
| Q4 25 | $1.59 | $2.56 | ||
| Q3 25 | $1.28 | $2.96 | ||
| Q2 25 | $10.02 | $3.03 | ||
| Q1 25 | $1.67 | $2.57 | ||
| Q4 24 | $0.70 | $4.41 | ||
| Q3 24 | $-0.09 | $3.35 | ||
| Q2 24 | $8.42 | $3.83 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.5B | $1.8B |
| 总债务越低越好 | $6.1B | — |
| 股东权益账面价值 | $19.3B | $13.0B |
| 总资产 | $33.2B | $5.2B |
| 负债/权益比越低杠杆越低 | 0.32× | — |
8季度趋势，按日历期对齐
现金及短期投资INTUPHM
| Q1 26 | — | $1.8B | ||
| Q4 25 | $3.5B | $2.0B | ||
| Q3 25 | $2.9B | $1.5B | ||
| Q2 25 | $5.4B | $1.2B | ||
| Q1 25 | $2.4B | $1.2B | ||
| Q4 24 | $2.9B | $1.6B | ||
| Q3 24 | $3.6B | $1.4B | ||
| Q2 24 | $4.2B | $1.4B |
总债务INTUPHM
| Q1 26 | — | — | ||
| Q4 25 | $6.1B | $43.9M | ||
| Q3 25 | $6.0B | — | ||
| Q2 25 | $6.4B | — | ||
| Q1 25 | $6.3B | — | ||
| Q4 24 | $6.1B | $31.1M | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $6.0B | — |
股东权益INTUPHM
| Q1 26 | — | $13.0B | ||
| Q4 25 | $19.3B | $13.0B | ||
| Q3 25 | $19.7B | $12.8B | ||
| Q2 25 | $20.1B | $12.6B | ||
| Q1 25 | $17.9B | $12.3B | ||
| Q4 24 | $18.1B | $12.1B | ||
| Q3 24 | $18.4B | $11.6B | ||
| Q2 24 | $18.8B | $11.2B |
总资产INTUPHM
| Q1 26 | — | $5.2B | ||
| Q4 25 | $33.2B | $18.0B | ||
| Q3 25 | $37.0B | $17.9B | ||
| Q2 25 | $36.6B | $17.6B | ||
| Q1 25 | $31.7B | $17.3B | ||
| Q4 24 | $33.2B | $17.4B | ||
| Q3 24 | $32.1B | $17.0B | ||
| Q2 24 | $31.6B | $16.5B |
负债/权益比INTUPHM
| Q1 26 | — | — | ||
| Q4 25 | 0.32× | 0.00× | ||
| Q3 25 | 0.30× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.35× | — | ||
| Q4 24 | 0.34× | 0.00× | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.32× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $637.0M | $159.8M |
| 自由现金流经营现金流 - 资本支出 | $599.0M | — |
| 自由现金流率自由现金流/营收 | 15.4% | — |
| 资本支出强度资本支出/营收 | 1.0% | 0.7% |
| 现金转化率经营现金流/净利润 | 1.43× | 0.46× |
| 过去12个月自由现金流最近4个季度 | $6.4B | — |
8季度趋势，按日历期对齐
经营现金流INTUPHM
| Q1 26 | — | $159.8M | ||
| Q4 25 | $637.0M | $771.1M | ||
| Q3 25 | $381.0M | $678.4M | ||
| Q2 25 | $4.4B | $287.5M | ||
| Q1 25 | $1.1B | $134.2M | ||
| Q4 24 | $362.0M | $567.6M | ||
| Q3 24 | $417.0M | $455.9M | ||
| Q2 24 | $4.0B | $417.5M |
自由现金流INTUPHM
| Q1 26 | — | — | ||
| Q4 25 | $599.0M | $739.8M | ||
| Q3 25 | $366.0M | $651.1M | ||
| Q2 25 | $4.4B | $253.0M | ||
| Q1 25 | $1.0B | $104.6M | ||
| Q4 24 | $329.0M | $543.1M | ||
| Q3 24 | $400.0M | $417.2M | ||
| Q2 24 | $3.9B | $386.2M |
自由现金流率INTUPHM
| Q1 26 | — | — | ||
| Q4 25 | 15.4% | 16.0% | ||
| Q3 25 | 9.6% | 14.8% | ||
| Q2 25 | 56.2% | 5.7% | ||
| Q1 25 | 26.2% | 2.7% | ||
| Q4 24 | 10.0% | 11.0% | ||
| Q3 24 | 12.6% | 9.3% | ||
| Q2 24 | 57.7% | 8.4% |
资本支出强度INTUPHM
| Q1 26 | — | 0.7% | ||
| Q4 25 | 1.0% | 0.7% | ||
| Q3 25 | 0.4% | 0.6% | ||
| Q2 25 | 0.5% | 0.8% | ||
| Q1 25 | 0.8% | 0.8% | ||
| Q4 24 | 1.0% | 0.5% | ||
| Q3 24 | 0.5% | 0.9% | ||
| Q2 24 | 0.9% | 0.7% |
现金转化率INTUPHM
| Q1 26 | — | 0.46× | ||
| Q4 25 | 1.43× | 1.54× | ||
| Q3 25 | 1.00× | 1.16× | ||
| Q2 25 | 1.56× | 0.47× | ||
| Q1 25 | 2.27× | 0.26× | ||
| Q4 24 | 1.84× | 0.62× | ||
| Q3 24 | — | 0.65× | ||
| Q2 24 | 1.65× | 0.52× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INTU
| Quick Books Online Accounting | $1.2B | 32% |
| Product And Other | $779.0M | 20% |
| Credit Karma | $616.0M | 16% |
| Turbo Tax | $581.0M | 15% |
| Quick Books Desktop Accounting | $408.0M | 11% |
| Pro Tax | $290.0M | 7% |
PHM
| Home sale revenues | $3.3B | 97% |
| Financial Services | $71.7M | 2% |
| Land sale and other revenues | $29.3M | 1% |
