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Intuit（INTU）与RYDER SYSTEM INC（R）财务数据对比。点击上方公司名可切换其他公司
Intuit的季度营收约是RYDER SYSTEM INC的1.2倍（$3.9B vs $3.1B），Intuit净利率更高（11.5% vs 3.0%，领先8.5%），Intuit同比增速更快（18.3% vs 1.0%），Intuit自由现金流更多（$599.0M vs $273.0M），过去两年Intuit的营收复合增速更高（7.1% vs -0.9%）
Intuit是总部位于美国加利福尼亚州山景城的跨国商业软件企业，专注于财务软件领域，现任首席执行官为萨桑·古达齐。旗下核心产品包括报税软件TurboTax、小微企业会计软件QuickBooks、信用监测及个人理财服务Credit Karma、邮件营销平台Mailchimp，服务覆盖个人及企业财税、营销等多个场景。
Ryder System Inc.是美国专业运输物流服务商，总部位于佛罗里达州科勒尔盖布尔斯，业务覆盖美国及英国，核心业务包含卡车租赁、车队管理、供应链及运输管理，同时提供车辆维保、二手车销售、专业司机派遣、电商履约与最后一公里配送等多元服务。
INTU vs R — 直观对比
营收规模更大
INTU
是对方的1.2倍
$3.1B
营收增速更快
INTU
高出17.3%
1.0%
净利率更高
INTU
高出8.5%
3.0%
自由现金流更多
INTU
多$326.0M
$273.0M
两年增速更快
INTU
近两年复合增速
-0.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.9B | $3.1B |
| 净利润 | $446.0M | $93.0M |
| 毛利率 | — | — |
| 营业利润率 | 13.7% | — |
| 净利率 | 11.5% | 3.0% |
| 营收同比 | 18.3% | 1.0% |
| 净利润同比 | 126.4% | -5.1% |
| 每股收益（稀释后） | $1.59 | $2.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INTUR
| Q1 26 | — | $3.1B | ||
| Q4 25 | $3.9B | $3.2B | ||
| Q3 25 | $3.8B | $3.2B | ||
| Q2 25 | $7.8B | $3.2B | ||
| Q1 25 | $4.0B | $3.1B | ||
| Q4 24 | $3.3B | $3.2B | ||
| Q3 24 | $3.2B | $3.2B | ||
| Q2 24 | $6.7B | $3.2B |
净利润INTUR
| Q1 26 | — | $93.0M | ||
| Q4 25 | $446.0M | $132.0M | ||
| Q3 25 | $381.0M | $138.0M | ||
| Q2 25 | $2.8B | $131.0M | ||
| Q1 25 | $471.0M | $98.0M | ||
| Q4 24 | $197.0M | $135.0M | ||
| Q3 24 | $-20.0M | $142.0M | ||
| Q2 24 | $2.4B | $127.0M |
营业利润率INTUR
| Q1 26 | — | — | ||
| Q4 25 | 13.7% | 5.6% | ||
| Q3 25 | 8.8% | 6.0% | ||
| Q2 25 | 48.0% | 5.8% | ||
| Q1 25 | 15.0% | 4.3% | ||
| Q4 24 | 8.3% | 5.7% | ||
| Q3 24 | -4.7% | 5.9% | ||
| Q2 24 | 46.1% | 5.6% |
净利率INTUR
| Q1 26 | — | 3.0% | ||
| Q4 25 | 11.5% | 4.2% | ||
| Q3 25 | 9.9% | 4.4% | ||
| Q2 25 | 36.4% | 4.1% | ||
| Q1 25 | 11.9% | 3.1% | ||
| Q4 24 | 6.0% | 4.2% | ||
| Q3 24 | -0.6% | 4.5% | ||
| Q2 24 | 35.5% | 4.0% |
每股收益（稀释后）INTUR
| Q1 26 | — | $2.34 | ||
| Q4 25 | $1.59 | $3.22 | ||
| Q3 25 | $1.28 | $3.32 | ||
| Q2 25 | $10.02 | $3.13 | ||
| Q1 25 | $1.67 | $2.27 | ||
| Q4 24 | $0.70 | $3.09 | ||
| Q3 24 | $-0.09 | $3.24 | ||
| Q2 24 | $8.42 | $2.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.5B | $182.0M |
| 总债务越低越好 | $6.1B | — |
| 股东权益账面价值 | $19.3B | $2.9B |
| 总资产 | $33.2B | — |
| 负债/权益比越低杠杆越低 | 0.32× | — |
8季度趋势，按日历期对齐
现金及短期投资INTUR
| Q1 26 | — | $182.0M | ||
| Q4 25 | $3.5B | $198.0M | ||
| Q3 25 | $2.9B | $189.0M | ||
| Q2 25 | $5.4B | $180.0M | ||
| Q1 25 | $2.4B | $151.0M | ||
| Q4 24 | $2.9B | $154.0M | ||
| Q3 24 | $3.6B | $162.0M | ||
| Q2 24 | $4.2B | $164.0M |
总债务INTUR
| Q1 26 | — | — | ||
| Q4 25 | $6.1B | $6.8B | ||
| Q3 25 | $6.0B | $7.3B | ||
| Q2 25 | $6.4B | $7.0B | ||
| Q1 25 | $6.3B | $6.7B | ||
| Q4 24 | $6.1B | $6.7B | ||
| Q3 24 | $6.0B | $6.6B | ||
| Q2 24 | $6.0B | $6.5B |
股东权益INTUR
| Q1 26 | — | $2.9B | ||
| Q4 25 | $19.3B | $3.1B | ||
| Q3 25 | $19.7B | $3.1B | ||
| Q2 25 | $20.1B | $3.1B | ||
| Q1 25 | $17.9B | $3.0B | ||
| Q4 24 | $18.1B | $3.1B | ||
| Q3 24 | $18.4B | $3.1B | ||
| Q2 24 | $18.8B | $3.1B |
总资产INTUR
| Q1 26 | — | — | ||
| Q4 25 | $33.2B | $16.4B | ||
| Q3 25 | $37.0B | $16.5B | ||
| Q2 25 | $36.6B | $16.5B | ||
| Q1 25 | $31.7B | $16.4B | ||
| Q4 24 | $33.2B | $16.7B | ||
| Q3 24 | $32.1B | $16.5B | ||
| Q2 24 | $31.6B | $16.4B |
负债/权益比INTUR
| Q1 26 | — | — | ||
| Q4 25 | 0.32× | 2.24× | ||
| Q3 25 | 0.30× | 2.35× | ||
| Q2 25 | 0.32× | 2.27× | ||
| Q1 25 | 0.35× | 2.21× | ||
| Q4 24 | 0.34× | 2.14× | ||
| Q3 24 | 0.33× | 2.17× | ||
| Q2 24 | 0.32× | 2.09× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $637.0M | $583.0M |
| 自由现金流经营现金流 - 资本支出 | $599.0M | $273.0M |
| 自由现金流率自由现金流/营收 | 15.4% | 8.7% |
| 资本支出强度资本支出/营收 | 1.0% | 13.7% |
| 现金转化率经营现金流/净利润 | 1.43× | 6.27× |
| 过去12个月自由现金流最近4个季度 | $6.4B | $595.0M |
8季度趋势，按日历期对齐
经营现金流INTUR
| Q1 26 | — | $583.0M | ||
| Q4 25 | $637.0M | $749.0M | ||
| Q3 25 | $381.0M | $442.0M | ||
| Q2 25 | $4.4B | $752.0M | ||
| Q1 25 | $1.1B | $651.0M | ||
| Q4 24 | $362.0M | $558.0M | ||
| Q3 24 | $417.0M | $629.0M | ||
| Q2 24 | $4.0B | $552.0M |
自由现金流INTUR
| Q1 26 | — | $273.0M | ||
| Q4 25 | $599.0M | $344.0M | ||
| Q3 25 | $366.0M | $-85.0M | ||
| Q2 25 | $4.4B | $63.0M | ||
| Q1 25 | $1.0B | $137.0M | ||
| Q4 24 | $329.0M | $-201.0M | ||
| Q3 24 | $400.0M | $30.0M | ||
| Q2 24 | $3.9B | $-87.0M |
自由现金流率INTUR
| Q1 26 | — | 8.7% | ||
| Q4 25 | 15.4% | 10.8% | ||
| Q3 25 | 9.6% | -2.7% | ||
| Q2 25 | 56.2% | 2.0% | ||
| Q1 25 | 26.2% | 4.4% | ||
| Q4 24 | 10.0% | -6.3% | ||
| Q3 24 | 12.6% | 0.9% | ||
| Q2 24 | 57.7% | -2.7% |
资本支出强度INTUR
| Q1 26 | — | 13.7% | ||
| Q4 25 | 1.0% | 12.8% | ||
| Q3 25 | 0.4% | 16.6% | ||
| Q2 25 | 0.5% | 21.6% | ||
| Q1 25 | 0.8% | 16.4% | ||
| Q4 24 | 1.0% | 23.8% | ||
| Q3 24 | 0.5% | 18.9% | ||
| Q2 24 | 0.9% | 20.1% |
现金转化率INTUR
| Q1 26 | — | 6.27× | ||
| Q4 25 | 1.43× | 5.67× | ||
| Q3 25 | 1.00× | 3.20× | ||
| Q2 25 | 1.56× | 5.74× | ||
| Q1 25 | 2.27× | 6.64× | ||
| Q4 24 | 1.84× | 4.13× | ||
| Q3 24 | — | 4.43× | ||
| Q2 24 | 1.65× | 4.35× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INTU
| Quick Books Online Accounting | $1.2B | 32% |
| Product And Other | $779.0M | 20% |
| Credit Karma | $616.0M | 16% |
| Turbo Tax | $581.0M | 15% |
| Quick Books Desktop Accounting | $408.0M | 11% |
| Pro Tax | $290.0M | 7% |
R
| Fleet Management Solutions | $1.5B | 47% |
| ChoiceLease | $878.0M | 28% |
| Dedicated Transportation Solutions | $553.0M | 18% |
| Commercial rental | $211.0M | 7% |
