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Intuit（INTU）与皇家加勒比集团（RCL）财务数据对比。点击上方公司名可切换其他公司
皇家加勒比集团的季度营收约是Intuit的1.1倍（$4.3B vs $3.9B），皇家加勒比集团净利率更高（17.9% vs 11.5%，领先6.4%），Intuit同比增速更快（18.3% vs 13.2%），过去两年Intuit的营收复合增速更高（7.1% vs 1.8%）
Intuit是总部位于美国加利福尼亚州山景城的跨国商业软件企业，专注于财务软件领域，现任首席执行官为萨桑·古达齐。旗下核心产品包括报税软件TurboTax、小微企业会计软件QuickBooks、信用监测及个人理财服务Credit Karma、邮件营销平台Mailchimp，服务覆盖个人及企业财税、营销等多个场景。
皇家加勒比集团前身为皇家加勒比邮轮有限公司，是仅次于嘉年华公司的全球第二大邮轮运营商。集团总部位于美国佛罗里达州迈阿密，在利比里亚注册，目前全资拥有皇家加勒比国际游轮、名人邮轮、银海邮轮三大品牌，还持有途易邮轮50%的股份。
INTU vs RCL — 直观对比
营收规模更大
RCL
是对方的1.1倍
$3.9B
营收增速更快
INTU
高出5.1%
13.2%
净利率更高
RCL
高出6.4%
11.5%
两年增速更快
INTU
近两年复合增速
1.8%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $3.9B | $4.3B |
| 净利润 | $446.0M | $762.0M |
| 毛利率 | — | — |
| 营业利润率 | 13.7% | 21.9% |
| 净利率 | 11.5% | 17.9% |
| 营收同比 | 18.3% | 13.2% |
| 净利润同比 | 126.4% | 36.3% |
| 每股收益（稀释后） | $1.59 | $2.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INTURCL
| Q1 26 | — | $4.3B | ||
| Q4 25 | $3.9B | $4.3B | ||
| Q3 25 | $3.8B | $5.1B | ||
| Q2 25 | $7.8B | $4.5B | ||
| Q1 25 | $4.0B | $4.0B | ||
| Q4 24 | $3.3B | $3.8B | ||
| Q3 24 | $3.2B | $4.9B | ||
| Q2 24 | $6.7B | $4.1B |
净利润INTURCL
| Q1 26 | — | $762.0M | ||
| Q4 25 | $446.0M | $753.0M | ||
| Q3 25 | $381.0M | $1.6B | ||
| Q2 25 | $2.8B | $1.2B | ||
| Q1 25 | $471.0M | $730.0M | ||
| Q4 24 | $197.0M | $552.0M | ||
| Q3 24 | $-20.0M | $1.1B | ||
| Q2 24 | $2.4B | $854.0M |
毛利率INTURCL
| Q1 26 | — | — | ||
| Q4 25 | — | 47.4% | ||
| Q3 25 | — | 51.8% | ||
| Q2 25 | — | 49.7% | ||
| Q1 25 | — | 48.0% | ||
| Q4 24 | — | 45.4% | ||
| Q3 24 | — | 51.1% | ||
| Q2 24 | — | 47.6% |
营业利润率INTURCL
| Q1 26 | — | 21.9% | ||
| Q4 25 | 13.7% | 21.9% | ||
| Q3 25 | 8.8% | 33.1% | ||
| Q2 25 | 48.0% | 29.3% | ||
| Q1 25 | 15.0% | 23.6% | ||
| Q4 24 | 8.3% | 16.6% | ||
| Q3 24 | -4.7% | 33.4% | ||
| Q2 24 | 46.1% | 26.7% |
净利率INTURCL
| Q1 26 | — | 17.9% | ||
| Q4 25 | 11.5% | 17.7% | ||
| Q3 25 | 9.9% | 30.6% | ||
| Q2 25 | 36.4% | 26.7% | ||
| Q1 25 | 11.9% | 18.3% | ||
| Q4 24 | 6.0% | 14.7% | ||
| Q3 24 | -0.6% | 22.7% | ||
| Q2 24 | 35.5% | 20.8% |
每股收益（稀释后）INTURCL
| Q1 26 | — | $2.76 | ||
| Q4 25 | $1.59 | $2.76 | ||
| Q3 25 | $1.28 | $5.74 | ||
| Q2 25 | $10.02 | $4.41 | ||
| Q1 25 | $1.67 | $2.70 | ||
| Q4 24 | $0.70 | $2.27 | ||
| Q3 24 | $-0.09 | $4.21 | ||
| Q2 24 | $8.42 | $3.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.5B | $825.0M |
| 总债务越低越好 | $6.1B | $21.3B |
| 股东权益账面价值 | $19.3B | $10.2B |
| 总资产 | $33.2B | $41.6B |
| 负债/权益比越低杠杆越低 | 0.32× | 2.08× |
8季度趋势，按日历期对齐
现金及短期投资INTURCL
| Q1 26 | — | $825.0M | ||
| Q4 25 | $3.5B | $825.0M | ||
| Q3 25 | $2.9B | $432.0M | ||
| Q2 25 | $5.4B | $735.0M | ||
| Q1 25 | $2.4B | $386.0M | ||
| Q4 24 | $2.9B | $388.0M | ||
| Q3 24 | $3.6B | $418.0M | ||
| Q2 24 | $4.2B | $391.0M |
总债务INTURCL
| Q1 26 | — | $21.3B | ||
| Q4 25 | $6.1B | $18.2B | ||
| Q3 25 | $6.0B | $17.2B | ||
| Q2 25 | $6.4B | $17.6B | ||
| Q1 25 | $6.3B | $18.0B | ||
| Q4 24 | $6.1B | $18.5B | ||
| Q3 24 | $6.0B | $19.0B | ||
| Q2 24 | $6.0B | $19.8B |
股东权益INTURCL
| Q1 26 | — | $10.2B | ||
| Q4 25 | $19.3B | $10.0B | ||
| Q3 25 | $19.7B | $10.1B | ||
| Q2 25 | $20.1B | $9.2B | ||
| Q1 25 | $17.9B | $8.0B | ||
| Q4 24 | $18.1B | $7.6B | ||
| Q3 24 | $18.4B | $7.0B | ||
| Q2 24 | $18.8B | $6.0B |
总资产INTURCL
| Q1 26 | — | $41.6B | ||
| Q4 25 | $33.2B | $41.6B | ||
| Q3 25 | $37.0B | $40.1B | ||
| Q2 25 | $36.6B | $38.5B | ||
| Q1 25 | $31.7B | $37.5B | ||
| Q4 24 | $33.2B | $37.1B | ||
| Q3 24 | $32.1B | $37.1B | ||
| Q2 24 | $31.6B | $37.0B |
负债/权益比INTURCL
| Q1 26 | — | 2.08× | ||
| Q4 25 | 0.32× | 1.81× | ||
| Q3 25 | 0.30× | 1.70× | ||
| Q2 25 | 0.32× | 1.92× | ||
| Q1 25 | 0.35× | 2.26× | ||
| Q4 24 | 0.34× | 2.44× | ||
| Q3 24 | 0.33× | 2.69× | ||
| Q2 24 | 0.32× | 3.29× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $637.0M | $6.5B |
| 自由现金流经营现金流 - 资本支出 | $599.0M | — |
| 自由现金流率自由现金流/营收 | 15.4% | — |
| 资本支出强度资本支出/营收 | 1.0% | — |
| 现金转化率经营现金流/净利润 | 1.43× | 8.48× |
| 过去12个月自由现金流最近4个季度 | $6.4B | — |
8季度趋势，按日历期对齐
经营现金流INTURCL
| Q1 26 | — | $6.5B | ||
| Q4 25 | $637.0M | $1.6B | ||
| Q3 25 | $381.0M | $1.5B | ||
| Q2 25 | $4.4B | $1.7B | ||
| Q1 25 | $1.1B | $1.6B | ||
| Q4 24 | $362.0M | $1.5B | ||
| Q3 24 | $417.0M | $897.0M | ||
| Q2 24 | $4.0B | $1.6B |
自由现金流INTURCL
| Q1 26 | — | — | ||
| Q4 25 | $599.0M | $116.0M | ||
| Q3 25 | $366.0M | $-989.0M | ||
| Q2 25 | $4.4B | $910.0M | ||
| Q1 25 | $1.0B | $1.2B | ||
| Q4 24 | $329.0M | $915.0M | ||
| Q3 24 | $400.0M | $563.0M | ||
| Q2 24 | $3.9B | $-567.0M |
自由现金流率INTURCL
| Q1 26 | — | — | ||
| Q4 25 | 15.4% | 2.7% | ||
| Q3 25 | 9.6% | -19.2% | ||
| Q2 25 | 56.2% | 20.1% | ||
| Q1 25 | 26.2% | 30.0% | ||
| Q4 24 | 10.0% | 24.3% | ||
| Q3 24 | 12.6% | 11.5% | ||
| Q2 24 | 57.7% | -13.8% |
资本支出强度INTURCL
| Q1 26 | — | — | ||
| Q4 25 | 1.0% | 35.4% | ||
| Q3 25 | 0.4% | 47.8% | ||
| Q2 25 | 0.5% | 18.4% | ||
| Q1 25 | 0.8% | 10.7% | ||
| Q4 24 | 1.0% | 14.7% | ||
| Q3 24 | 0.5% | 6.8% | ||
| Q2 24 | 0.9% | 52.1% |
现金转化率INTURCL
| Q1 26 | — | 8.48× | ||
| Q4 25 | 1.43× | 2.16× | ||
| Q3 25 | 1.00× | 0.93× | ||
| Q2 25 | 1.56× | 1.44× | ||
| Q1 25 | 2.27× | 2.23× | ||
| Q4 24 | 1.84× | 2.66× | ||
| Q3 24 | — | 0.81× | ||
| Q2 24 | 1.65× | 1.84× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INTU
| Quick Books Online Accounting | $1.2B | 32% |
| Product And Other | $779.0M | 20% |
| Credit Karma | $616.0M | 16% |
| Turbo Tax | $581.0M | 15% |
| Quick Books Desktop Accounting | $408.0M | 11% |
| Pro Tax | $290.0M | 7% |
RCL
暂无分部数据
