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Intuit（INTU）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
Intuit的季度营收约是Rocket Companies, Inc.的1.4倍（$3.9B vs $2.7B），Intuit净利率更高（11.5% vs 2.5%，领先9.0%），Rocket Companies, Inc.同比增速更快（52.2% vs 18.3%），Intuit自由现金流更多（$599.0M vs $-1.3B），过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs 7.1%）
Intuit是总部位于美国加利福尼亚州山景城的跨国商业软件企业，专注于财务软件领域，现任首席执行官为萨桑·古达齐。旗下核心产品包括报税软件TurboTax、小微企业会计软件QuickBooks、信用监测及个人理财服务Credit Karma、邮件营销平台Mailchimp，服务覆盖个人及企业财税、营销等多个场景。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
INTU vs RKT — 直观对比
营收规模更大
INTU
是对方的1.4倍
$2.7B
营收增速更快
RKT
高出33.8%
18.3%
净利率更高
INTU
高出9.0%
2.5%
自由现金流更多
INTU
多$1.9B
$-1.3B
两年增速更快
RKT
近两年复合增速
7.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.9B | $2.7B |
| 净利润 | $446.0M | $68.0M |
| 毛利率 | — | — |
| 营业利润率 | 13.7% | 6.3% |
| 净利率 | 11.5% | 2.5% |
| 营收同比 | 18.3% | 52.2% |
| 净利润同比 | 126.4% | 100.8% |
| 每股收益（稀释后） | $1.59 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收INTURKT
| Q4 25 | $3.9B | $2.7B | ||
| Q3 25 | $3.8B | $1.6B | ||
| Q2 25 | $7.8B | $1.4B | ||
| Q1 25 | $4.0B | $1.0B | ||
| Q4 24 | $3.3B | $1.8B | ||
| Q3 24 | $3.2B | $646.9M | ||
| Q2 24 | $6.7B | $1.3B | ||
| Q1 24 | $3.4B | $1.4B |
净利润INTURKT
| Q4 25 | $446.0M | $68.0M | ||
| Q3 25 | $381.0M | $-123.9M | ||
| Q2 25 | $2.8B | $-1.8M | ||
| Q1 25 | $471.0M | $-10.4M | ||
| Q4 24 | $197.0M | $33.9M | ||
| Q3 24 | $-20.0M | $-22.0M | ||
| Q2 24 | $2.4B | $1.3M | ||
| Q1 24 | $353.0M | $16.2M |
毛利率INTURKT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 58.9% | ||
| Q3 24 | — | -8.4% | ||
| Q2 24 | — | 47.4% | ||
| Q1 24 | — | 51.2% |
营业利润率INTURKT
| Q4 25 | 13.7% | 6.3% | ||
| Q3 25 | 8.8% | -11.5% | ||
| Q2 25 | 48.0% | 1.8% | ||
| Q1 25 | 15.0% | -21.5% | ||
| Q4 24 | 8.3% | 38.1% | ||
| Q3 24 | -4.7% | -76.9% | ||
| Q2 24 | 46.1% | 14.8% | ||
| Q1 24 | 10.9% | 21.6% |
净利率INTURKT
| Q4 25 | 11.5% | 2.5% | ||
| Q3 25 | 9.9% | -7.7% | ||
| Q2 25 | 36.4% | -0.1% | ||
| Q1 25 | 11.9% | -1.0% | ||
| Q4 24 | 6.0% | 1.9% | ||
| Q3 24 | -0.6% | -3.4% | ||
| Q2 24 | 35.5% | 0.1% | ||
| Q1 24 | 10.4% | 1.2% |
每股收益（稀释后）INTURKT
| Q4 25 | $1.59 | $0.10 | ||
| Q3 25 | $1.28 | $-0.06 | ||
| Q2 25 | $10.02 | $-0.01 | ||
| Q1 25 | $1.67 | $-0.08 | ||
| Q4 24 | $0.70 | $0.28 | ||
| Q3 24 | $-0.09 | $-0.19 | ||
| Q2 24 | $8.42 | $0.01 | ||
| Q1 24 | $1.25 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $3.5B | $2.7B |
| 总债务越低越好 | $6.1B | — |
| 股东权益账面价值 | $19.3B | $22.9B |
| 总资产 | $33.2B | $60.7B |
| 负债/权益比越低杠杆越低 | 0.32× | — |
8季度趋势，按日历期对齐
现金及短期投资INTURKT
| Q4 25 | $3.5B | $2.7B | ||
| Q3 25 | $2.9B | $5.8B | ||
| Q2 25 | $5.4B | $5.1B | ||
| Q1 25 | $2.4B | $1.4B | ||
| Q4 24 | $2.9B | $1.3B | ||
| Q3 24 | $3.6B | $1.2B | ||
| Q2 24 | $4.2B | $1.3B | ||
| Q1 24 | $1.5B | $861.4M |
总债务INTURKT
| Q4 25 | $6.1B | — | ||
| Q3 25 | $6.0B | — | ||
| Q2 25 | $6.4B | — | ||
| Q1 25 | $6.3B | — | ||
| Q4 24 | $6.1B | — | ||
| Q3 24 | $6.0B | — | ||
| Q2 24 | $6.0B | — | ||
| Q1 24 | $6.0B | — |
股东权益INTURKT
| Q4 25 | $19.3B | $22.9B | ||
| Q3 25 | $19.7B | $8.9B | ||
| Q2 25 | $20.1B | $7.4B | ||
| Q1 25 | $17.9B | $8.6B | ||
| Q4 24 | $18.1B | $9.0B | ||
| Q3 24 | $18.4B | $8.4B | ||
| Q2 24 | $18.8B | $8.8B | ||
| Q1 24 | $16.9B | $8.6B |
总资产INTURKT
| Q4 25 | $33.2B | $60.7B | ||
| Q3 25 | $37.0B | $33.6B | ||
| Q2 25 | $36.6B | $30.4B | ||
| Q1 25 | $31.7B | $25.3B | ||
| Q4 24 | $33.2B | $24.5B | ||
| Q3 24 | $32.1B | $25.1B | ||
| Q2 24 | $31.6B | $23.6B | ||
| Q1 24 | $29.7B | $22.2B |
负债/权益比INTURKT
| Q4 25 | 0.32× | — | ||
| Q3 25 | 0.30× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.35× | — | ||
| Q4 24 | 0.34× | — | ||
| Q3 24 | 0.33× | — | ||
| Q2 24 | 0.32× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $637.0M | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | $599.0M | $-1.3B |
| 自由现金流率自由现金流/营收 | 15.4% | -47.2% |
| 资本支出强度资本支出/营收 | 1.0% | 1.5% |
| 现金转化率经营现金流/净利润 | 1.43× | -18.08× |
| 过去12个月自由现金流最近4个季度 | $6.4B | $-4.0B |
8季度趋势，按日历期对齐
经营现金流INTURKT
| Q4 25 | $637.0M | $-1.2B | ||
| Q3 25 | $381.0M | $-50.3M | ||
| Q2 25 | $4.4B | $-1.9B | ||
| Q1 25 | $1.1B | $-797.0M | ||
| Q4 24 | $362.0M | $1.8B | ||
| Q3 24 | $417.0M | $-1.3B | ||
| Q2 24 | $4.0B | $-122.3M | ||
| Q1 24 | $613.0M | $-3.0B |
自由现金流INTURKT
| Q4 25 | $599.0M | $-1.3B | ||
| Q3 25 | $366.0M | $-71.8M | ||
| Q2 25 | $4.4B | $-1.9B | ||
| Q1 25 | $1.0B | $-811.0M | ||
| Q4 24 | $329.0M | $1.8B | ||
| Q3 24 | $400.0M | $-1.4B | ||
| Q2 24 | $3.9B | $-138.3M | ||
| Q1 24 | $550.0M | $-3.0B |
自由现金流率INTURKT
| Q4 25 | 15.4% | -47.2% | ||
| Q3 25 | 9.6% | -4.5% | ||
| Q2 25 | 56.2% | -137.2% | ||
| Q1 25 | 26.2% | -78.2% | ||
| Q4 24 | 10.0% | 103.1% | ||
| Q3 24 | 12.6% | -209.6% | ||
| Q2 24 | 57.7% | -10.6% | ||
| Q1 24 | 16.2% | -218.7% |
资本支出强度INTURKT
| Q4 25 | 1.0% | 1.5% | ||
| Q3 25 | 0.4% | 1.3% | ||
| Q2 25 | 0.5% | 1.1% | ||
| Q1 25 | 0.8% | 1.4% | ||
| Q4 24 | 1.0% | 1.1% | ||
| Q3 24 | 0.5% | 2.9% | ||
| Q2 24 | 0.9% | 1.2% | ||
| Q1 24 | 1.9% | 1.0% |
现金转化率INTURKT
| Q4 25 | 1.43× | -18.08× | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.56× | — | ||
| Q1 25 | 2.27× | — | ||
| Q4 24 | 1.84× | 54.42× | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.65× | -94.46× | ||
| Q1 24 | 1.74× | -185.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
INTU
| Quick Books Online Accounting | $1.2B | 32% |
| Product And Other | $779.0M | 20% |
| Credit Karma | $616.0M | 16% |
| Turbo Tax | $581.0M | 15% |
| Quick Books Desktop Accounting | $408.0M | 11% |
| Pro Tax | $290.0M | 7% |
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
