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英格索兰（IR）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
Rocket Companies, Inc.的季度营收约是英格索兰的1.3倍（$2.7B vs $2.1B），英格索兰净利率更高（12.7% vs 2.5%，领先10.2%），Rocket Companies, Inc.同比增速更快（52.2% vs 10.1%），英格索兰自由现金流更多（$461.5M vs $-1.3B），过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs 11.9%）
英格索兰是一家美国跨国企业，主营流体生产及工业产品业务。公司于2020年2月由原英格索兰plc的工业业务板块分拆后与加德纳丹佛合并组建，旗下拥有40多个品牌，产品覆盖全球所有主要市场。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
IR vs RKT — 直观对比
营收规模更大
RKT
是对方的1.3倍
$2.1B
营收增速更快
RKT
高出42.0%
10.1%
净利率更高
IR
高出10.2%
2.5%
自由现金流更多
IR
多$1.7B
$-1.3B
两年增速更快
RKT
近两年复合增速
11.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $2.7B |
| 净利润 | $266.1M | $68.0M |
| 毛利率 | 42.6% | — |
| 营业利润率 | 18.7% | 6.3% |
| 净利率 | 12.7% | 2.5% |
| 营收同比 | 10.1% | 52.2% |
| 净利润同比 | 15.8% | 100.8% |
| 每股收益（稀释后） | $0.67 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IRRKT
| Q4 25 | $2.1B | $2.7B | ||
| Q3 25 | $2.0B | $1.6B | ||
| Q2 25 | $1.9B | $1.4B | ||
| Q1 25 | $1.7B | $1.0B | ||
| Q4 24 | $1.9B | $1.8B | ||
| Q3 24 | $1.9B | $646.9M | ||
| Q2 24 | $1.8B | $1.3B | ||
| Q1 24 | $1.7B | $1.4B |
净利润IRRKT
| Q4 25 | $266.1M | $68.0M | ||
| Q3 25 | $244.1M | $-123.9M | ||
| Q2 25 | $-115.3M | $-1.8M | ||
| Q1 25 | $186.5M | $-10.4M | ||
| Q4 24 | $229.8M | $33.9M | ||
| Q3 24 | $221.6M | $-22.0M | ||
| Q2 24 | $185.0M | $1.3M | ||
| Q1 24 | $202.2M | $16.2M |
毛利率IRRKT
| Q4 25 | 42.6% | — | ||
| Q3 25 | 43.7% | — | ||
| Q2 25 | 43.7% | — | ||
| Q1 25 | 44.6% | — | ||
| Q4 24 | 42.9% | 58.9% | ||
| Q3 24 | 43.8% | -8.4% | ||
| Q2 24 | 43.9% | 47.4% | ||
| Q1 24 | 44.7% | 51.2% |
营业利润率IRRKT
| Q4 25 | 18.7% | 6.3% | ||
| Q3 25 | 19.2% | -11.5% | ||
| Q2 25 | 4.0% | 1.8% | ||
| Q1 25 | 17.6% | -21.5% | ||
| Q4 24 | 20.0% | 38.1% | ||
| Q3 24 | 19.1% | -76.9% | ||
| Q2 24 | 15.1% | 14.8% | ||
| Q1 24 | 17.6% | 21.6% |
净利率IRRKT
| Q4 25 | 12.7% | 2.5% | ||
| Q3 25 | 12.5% | -7.7% | ||
| Q2 25 | -6.1% | -0.1% | ||
| Q1 25 | 10.9% | -1.0% | ||
| Q4 24 | 12.1% | 1.9% | ||
| Q3 24 | 11.9% | -3.4% | ||
| Q2 24 | 10.2% | 0.1% | ||
| Q1 24 | 12.1% | 1.2% |
每股收益（稀释后）IRRKT
| Q4 25 | $0.67 | $0.10 | ||
| Q3 25 | $0.61 | $-0.06 | ||
| Q2 25 | $-0.29 | $-0.01 | ||
| Q1 25 | $0.46 | $-0.08 | ||
| Q4 24 | $0.57 | $0.28 | ||
| Q3 24 | $0.54 | $-0.19 | ||
| Q2 24 | $0.45 | $0.01 | ||
| Q1 24 | $0.50 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $2.7B |
| 总债务越低越好 | $4.8B | — |
| 股东权益账面价值 | $10.1B | $22.9B |
| 总资产 | $18.3B | $60.7B |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资IRRKT
| Q4 25 | $1.2B | $2.7B | ||
| Q3 25 | $1.2B | $5.8B | ||
| Q2 25 | $1.3B | $5.1B | ||
| Q1 25 | $1.6B | $1.4B | ||
| Q4 24 | $1.5B | $1.3B | ||
| Q3 24 | $1.4B | $1.2B | ||
| Q2 24 | $1.1B | $1.3B | ||
| Q1 24 | $1.5B | $861.4M |
总债务IRRKT
| Q4 25 | $4.8B | — | ||
| Q3 25 | $4.8B | — | ||
| Q2 25 | $4.8B | — | ||
| Q1 25 | $4.8B | — | ||
| Q4 24 | $4.8B | — | ||
| Q3 24 | $4.8B | — | ||
| Q2 24 | $4.8B | — | ||
| Q1 24 | $2.7B | — |
股东权益IRRKT
| Q4 25 | $10.1B | $22.9B | ||
| Q3 25 | $10.1B | $8.9B | ||
| Q2 25 | $10.1B | $7.4B | ||
| Q1 25 | $10.5B | $8.6B | ||
| Q4 24 | $10.2B | $9.0B | ||
| Q3 24 | $10.3B | $8.4B | ||
| Q2 24 | $10.0B | $8.8B | ||
| Q1 24 | $9.9B | $8.6B |
总资产IRRKT
| Q4 25 | $18.3B | $60.7B | ||
| Q3 25 | $18.2B | $33.6B | ||
| Q2 25 | $18.1B | $30.4B | ||
| Q1 25 | $18.4B | $25.3B | ||
| Q4 24 | $18.0B | $24.5B | ||
| Q3 24 | $18.2B | $25.1B | ||
| Q2 24 | $17.8B | $23.6B | ||
| Q1 24 | $15.5B | $22.2B |
负债/权益比IRRKT
| Q4 25 | 0.47× | — | ||
| Q3 25 | 0.47× | — | ||
| Q2 25 | 0.47× | — | ||
| Q1 25 | 0.45× | — | ||
| Q4 24 | 0.47× | — | ||
| Q3 24 | 0.47× | — | ||
| Q2 24 | 0.48× | — | ||
| Q1 24 | 0.27× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $499.0M | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | $461.5M | $-1.3B |
| 自由现金流率自由现金流/营收 | 22.1% | -47.2% |
| 资本支出强度资本支出/营收 | 1.8% | 1.5% |
| 现金转化率经营现金流/净利润 | 1.88× | -18.08× |
| 过去12个月自由现金流最近4个季度 | $1.2B | $-4.0B |
8季度趋势，按日历期对齐
经营现金流IRRKT
| Q4 25 | $499.0M | $-1.2B | ||
| Q3 25 | $354.6M | $-50.3M | ||
| Q2 25 | $245.7M | $-1.9B | ||
| Q1 25 | $256.4M | $-797.0M | ||
| Q4 24 | $526.2M | $1.8B | ||
| Q3 24 | $404.0M | $-1.3B | ||
| Q2 24 | $304.9M | $-122.3M | ||
| Q1 24 | $161.6M | $-3.0B |
自由现金流IRRKT
| Q4 25 | $461.5M | $-1.3B | ||
| Q3 25 | $325.5M | $-71.8M | ||
| Q2 25 | $210.4M | $-1.9B | ||
| Q1 25 | $222.7M | $-811.0M | ||
| Q4 24 | $490.9M | $1.8B | ||
| Q3 24 | $374.3M | $-1.4B | ||
| Q2 24 | $283.1M | $-138.3M | ||
| Q1 24 | $99.3M | $-3.0B |
自由现金流率IRRKT
| Q4 25 | 22.1% | -47.2% | ||
| Q3 25 | 16.6% | -4.5% | ||
| Q2 25 | 11.1% | -137.2% | ||
| Q1 25 | 13.0% | -78.2% | ||
| Q4 24 | 25.9% | 103.1% | ||
| Q3 24 | 20.1% | -209.6% | ||
| Q2 24 | 15.7% | -10.6% | ||
| Q1 24 | 5.9% | -218.7% |
资本支出强度IRRKT
| Q4 25 | 1.8% | 1.5% | ||
| Q3 25 | 1.5% | 1.3% | ||
| Q2 25 | 1.9% | 1.1% | ||
| Q1 25 | 2.0% | 1.4% | ||
| Q4 24 | 1.9% | 1.1% | ||
| Q3 24 | 1.6% | 2.9% | ||
| Q2 24 | 1.2% | 1.2% | ||
| Q1 24 | 3.7% | 1.0% |
现金转化率IRRKT
| Q4 25 | 1.88× | -18.08× | ||
| Q3 25 | 1.45× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | 2.29× | 54.42× | ||
| Q3 24 | 1.82× | — | ||
| Q2 24 | 1.65× | -94.46× | ||
| Q1 24 | 0.80× | -185.80× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IR
| Transferred At Point In Time | $1.5B | 71% |
| Transferred Over Time | $193.0M | 9% |
| Precision And Science Technologies Segment | $183.1M | 9% |
| Acquisitions In2024 | $175.6M | 8% |
| Acquisitions In2025 | $70.8M | 3% |
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
