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英格索兰（IR）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是英格索兰的1.0倍（$2.2B vs $2.1B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 12.7%，领先10.8%），英格索兰同比增速更快（10.1% vs -36.8%），过去两年英格索兰的营收复合增速更高（11.9% vs -11.9%）
英格索兰是一家美国跨国企业，主营流体生产及工业产品业务。公司于2020年2月由原英格索兰plc的工业业务板块分拆后与加德纳丹佛合并组建，旗下拥有40多个品牌，产品覆盖全球所有主要市场。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
IR vs RNR — 直观对比
营收规模更大
RNR
是对方的1.0倍
$2.1B
营收增速更快
IR
高出46.9%
-36.8%
净利率更高
RNR
高出10.8%
12.7%
两年增速更快
IR
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $2.2B |
| 净利润 | $266.1M | $515.8M |
| 毛利率 | 42.6% | — |
| 营业利润率 | 18.7% | — |
| 净利率 | 12.7% | 23.5% |
| 营收同比 | 10.1% | -36.8% |
| 净利润同比 | 15.8% | 72.6% |
| 每股收益（稀释后） | $0.67 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IRRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $2.1B | $3.0B | ||
| Q3 25 | $2.0B | $3.2B | ||
| Q2 25 | $1.9B | $3.2B | ||
| Q1 25 | $1.7B | $3.5B | ||
| Q4 24 | $1.9B | $2.3B | ||
| Q3 24 | $1.9B | $4.0B | ||
| Q2 24 | $1.8B | $2.8B |
净利润IRRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $266.1M | $760.5M | ||
| Q3 25 | $244.1M | $916.5M | ||
| Q2 25 | $-115.3M | $835.4M | ||
| Q1 25 | $186.5M | $170.0M | ||
| Q4 24 | $229.8M | $-189.7M | ||
| Q3 24 | $221.6M | $1.2B | ||
| Q2 24 | $185.0M | $503.9M |
毛利率IRRNR
| Q1 26 | — | — | ||
| Q4 25 | 42.6% | — | ||
| Q3 25 | 43.7% | — | ||
| Q2 25 | 43.7% | — | ||
| Q1 25 | 44.6% | — | ||
| Q4 24 | 42.9% | — | ||
| Q3 24 | 43.8% | — | ||
| Q2 24 | 43.9% | — |
营业利润率IRRNR
| Q1 26 | — | — | ||
| Q4 25 | 18.7% | 42.5% | ||
| Q3 25 | 19.2% | 46.3% | ||
| Q2 25 | 4.0% | 41.8% | ||
| Q1 25 | 17.6% | -2.0% | ||
| Q4 24 | 20.0% | -3.6% | ||
| Q3 24 | 19.1% | 43.7% | ||
| Q2 24 | 15.1% | 25.0% |
净利率IRRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 12.7% | 25.6% | ||
| Q3 25 | 12.5% | 28.7% | ||
| Q2 25 | -6.1% | 26.1% | ||
| Q1 25 | 10.9% | 4.9% | ||
| Q4 24 | 12.1% | -8.3% | ||
| Q3 24 | 11.9% | 29.8% | ||
| Q2 24 | 10.2% | 17.8% |
每股收益（稀释后）IRRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $0.67 | $16.16 | ||
| Q3 25 | $0.61 | $19.40 | ||
| Q2 25 | $-0.29 | $17.20 | ||
| Q1 25 | $0.46 | $3.27 | ||
| Q4 24 | $0.57 | $-3.76 | ||
| Q3 24 | $0.54 | $22.62 | ||
| Q2 24 | $0.45 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $1.6B |
| 总债务越低越好 | $4.8B | — |
| 股东权益账面价值 | $10.1B | $4.3B |
| 总资产 | $18.3B | $53.7B |
| 负债/权益比越低杠杆越低 | 0.47× | — |
8季度趋势，按日历期对齐
现金及短期投资IRRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $1.2B | $1.7B | ||
| Q3 25 | $1.2B | $1.7B | ||
| Q2 25 | $1.3B | $1.4B | ||
| Q1 25 | $1.6B | $1.6B | ||
| Q4 24 | $1.5B | $1.7B | ||
| Q3 24 | $1.4B | $1.6B | ||
| Q2 24 | $1.1B | $1.6B |
总债务IRRNR
| Q1 26 | — | — | ||
| Q4 25 | $4.8B | $2.3B | ||
| Q3 25 | $4.8B | $2.2B | ||
| Q2 25 | $4.8B | $2.3B | ||
| Q1 25 | $4.8B | $2.8B | ||
| Q4 24 | $4.8B | $1.9B | ||
| Q3 24 | $4.8B | $1.9B | ||
| Q2 24 | $4.8B | $2.0B |
股东权益IRRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $10.1B | $11.6B | ||
| Q3 25 | $10.1B | $11.5B | ||
| Q2 25 | $10.1B | $10.8B | ||
| Q1 25 | $10.5B | $10.3B | ||
| Q4 24 | $10.2B | $10.6B | ||
| Q3 24 | $10.3B | $11.2B | ||
| Q2 24 | $10.0B | $10.2B |
总资产IRRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $18.3B | $53.8B | ||
| Q3 25 | $18.2B | $54.5B | ||
| Q2 25 | $18.1B | $54.7B | ||
| Q1 25 | $18.4B | $53.6B | ||
| Q4 24 | $18.0B | $50.7B | ||
| Q3 24 | $18.2B | $52.8B | ||
| Q2 24 | $17.8B | $51.6B |
负债/权益比IRRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.47× | 0.20× | ||
| Q3 25 | 0.47× | 0.19× | ||
| Q2 25 | 0.47× | 0.21× | ||
| Q1 25 | 0.45× | 0.27× | ||
| Q4 24 | 0.47× | 0.18× | ||
| Q3 24 | 0.47× | 0.17× | ||
| Q2 24 | 0.48× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $499.0M | — |
| 自由现金流经营现金流 - 资本支出 | $461.5M | — |
| 自由现金流率自由现金流/营收 | 22.1% | — |
| 资本支出强度资本支出/营收 | 1.8% | — |
| 现金转化率经营现金流/净利润 | 1.88× | — |
| 过去12个月自由现金流最近4个季度 | $1.2B | — |
8季度趋势，按日历期对齐
经营现金流IRRNR
| Q1 26 | — | — | ||
| Q4 25 | $499.0M | $483.0M | ||
| Q3 25 | $354.6M | $1.6B | ||
| Q2 25 | $245.7M | $1.5B | ||
| Q1 25 | $256.4M | $157.8M | ||
| Q4 24 | $526.2M | $778.9M | ||
| Q3 24 | $404.0M | $1.5B | ||
| Q2 24 | $304.9M | $1.2B |
自由现金流IRRNR
| Q1 26 | — | — | ||
| Q4 25 | $461.5M | — | ||
| Q3 25 | $325.5M | — | ||
| Q2 25 | $210.4M | — | ||
| Q1 25 | $222.7M | — | ||
| Q4 24 | $490.9M | — | ||
| Q3 24 | $374.3M | — | ||
| Q2 24 | $283.1M | — |
自由现金流率IRRNR
| Q1 26 | — | — | ||
| Q4 25 | 22.1% | — | ||
| Q3 25 | 16.6% | — | ||
| Q2 25 | 11.1% | — | ||
| Q1 25 | 13.0% | — | ||
| Q4 24 | 25.9% | — | ||
| Q3 24 | 20.1% | — | ||
| Q2 24 | 15.7% | — |
资本支出强度IRRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.8% | — | ||
| Q3 25 | 1.5% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 2.0% | — | ||
| Q4 24 | 1.9% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.2% | — |
现金转化率IRRNR
| Q1 26 | — | — | ||
| Q4 25 | 1.88× | 0.64× | ||
| Q3 25 | 1.45× | 1.73× | ||
| Q2 25 | — | 1.76× | ||
| Q1 25 | 1.37× | 0.93× | ||
| Q4 24 | 2.29× | — | ||
| Q3 24 | 1.82× | 1.26× | ||
| Q2 24 | 1.65× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
IR
| Transferred At Point In Time | $1.5B | 71% |
| Transferred Over Time | $193.0M | 9% |
| Precision And Science Technologies Segment | $183.1M | 9% |
| Acquisitions In2024 | $175.6M | 8% |
| Acquisitions In2025 | $70.8M | 3% |
RNR
暂无分部数据
