vs
IF Bancorp, Inc.（IROQ）与RETRACTABLE TECHNOLOGIES INC（RVP）财务数据对比。点击上方公司名可切换其他公司
RETRACTABLE TECHNOLOGIES INC的季度营收约是IF Bancorp, Inc.的1.3倍（$9.4M vs $7.3M），IF Bancorp, Inc.净利率更高（18.1% vs -24.9%，领先43.0%），IF Bancorp, Inc.同比增速更快（16.8% vs 4.0%），过去两年IF Bancorp, Inc.的营收复合增速更高（16.5% vs 11.5%）
美国银行控股公司合众银行是总部位于明尼阿波利斯、在特拉华州注册的美国跨国银行机构，截至2025年为美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押贷款等金融业务。
Retractable Technologies Inc是一家专业医疗设备制造商，主打可回缩注射器、安全针头、静脉导管等一次性安全医疗产品，客户覆盖医疗机构、制药企业及公共卫生部门，产品可有效降低医护人员与患者的针刺伤害风险。
IROQ vs RVP — 直观对比
营收规模更大
RVP
是对方的1.3倍
$7.3M
营收增速更快
IROQ
高出12.8%
4.0%
净利率更高
IROQ
高出43.0%
-24.9%
两年增速更快
IROQ
近两年复合增速
11.5%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $7.3M | $9.4M |
| 净利润 | $1.3M | $-2.3M |
| 毛利率 | — | -16.2% |
| 营业利润率 | 24.9% | -81.7% |
| 净利率 | 18.1% | -24.9% |
| 营收同比 | 16.8% | 4.0% |
| 净利润同比 | 8.9% | -162.3% |
| 每股收益（稀释后） | $0.41 | $-0.09 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收IROQRVP
| Q4 25 | $7.3M | $9.4M | ||
| Q3 25 | $7.3M | $10.1M | ||
| Q2 25 | $6.9M | $10.4M | ||
| Q1 25 | $6.4M | $8.3M | ||
| Q4 24 | $6.3M | $9.1M | ||
| Q3 24 | $6.2M | $10.3M | ||
| Q2 24 | $5.7M | $6.0M | ||
| Q1 24 | $5.4M | $7.6M |
净利润IROQRVP
| Q4 25 | $1.3M | $-2.3M | ||
| Q3 25 | $1.4M | $371.0K | ||
| Q2 25 | $1.4M | $-87.5K | ||
| Q1 25 | $1.0M | $-10.5M | ||
| Q4 24 | $1.2M | $3.8M | ||
| Q3 24 | $633.0K | $-1.9M | ||
| Q2 24 | $431.0K | $-14.2M | ||
| Q1 24 | $708.0K | $429.4K |
毛利率IROQRVP
| Q4 25 | — | -16.2% | ||
| Q3 25 | — | 16.7% | ||
| Q2 25 | — | -1.0% | ||
| Q1 25 | — | -0.0% | ||
| Q4 24 | — | -27.5% | ||
| Q3 24 | — | -0.1% | ||
| Q2 24 | — | -7.0% | ||
| Q1 24 | — | 25.0% |
营业利润率IROQRVP
| Q4 25 | 24.9% | -81.7% | ||
| Q3 25 | 26.0% | -36.2% | ||
| Q2 25 | 29.1% | -49.1% | ||
| Q1 25 | 21.7% | -56.4% | ||
| Q4 24 | 26.8% | -79.6% | ||
| Q3 24 | 13.7% | -49.6% | ||
| Q2 24 | 9.3% | -95.6% | ||
| Q1 24 | 17.6% | -39.3% |
净利率IROQRVP
| Q4 25 | 18.1% | -24.9% | ||
| Q3 25 | 19.0% | 3.7% | ||
| Q2 25 | 21.0% | -0.8% | ||
| Q1 25 | 15.8% | -126.6% | ||
| Q4 24 | 19.4% | 41.6% | ||
| Q3 24 | 10.2% | -18.6% | ||
| Q2 24 | 7.6% | -234.9% | ||
| Q1 24 | 13.1% | 5.7% |
每股收益（稀释后）IROQRVP
| Q4 25 | $0.41 | $-0.09 | ||
| Q3 25 | $0.43 | $0.01 | ||
| Q2 25 | $0.48 | $0.00 | ||
| Q1 25 | $0.31 | $-0.35 | ||
| Q4 24 | $0.38 | $0.14 | ||
| Q3 24 | $0.20 | $-0.07 | ||
| Q2 24 | $0.15 | $-0.48 | ||
| Q1 24 | $0.22 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.8M | $2.6M |
| 总债务越低越好 | — | $895.6K |
| 股东权益账面价值 | $87.4M | $74.4M |
| 总资产 | $830.4M | $142.6M |
| 负债/权益比越低杠杆越低 | — | 0.01× |
8季度趋势，按日历期对齐
现金及短期投资IROQRVP
| Q4 25 | $8.8M | $2.6M | ||
| Q3 25 | $8.0M | $3.4M | ||
| Q2 25 | $20.1M | $3.0M | ||
| Q1 25 | $8.9M | $3.4M | ||
| Q4 24 | $5.9M | $4.2M | ||
| Q3 24 | $7.8M | $3.9M | ||
| Q2 24 | $9.6M | $6.9M | ||
| Q1 24 | $16.1M | $10.0M |
总债务IROQRVP
| Q4 25 | — | $895.6K | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益IROQRVP
| Q4 25 | $87.4M | $74.4M | ||
| Q3 25 | $84.5M | $76.8M | ||
| Q2 25 | $81.8M | $76.5M | ||
| Q1 25 | $78.9M | $76.6M | ||
| Q4 24 | $75.9M | $87.2M | ||
| Q3 24 | $78.8M | $83.5M | ||
| Q2 24 | $73.9M | $85.4M | ||
| Q1 24 | $72.4M | $99.7M |
总资产IROQRVP
| Q4 25 | $830.4M | $142.6M | ||
| Q3 25 | $862.3M | $146.4M | ||
| Q2 25 | $887.7M | $147.1M | ||
| Q1 25 | $879.1M | $149.3M | ||
| Q4 24 | $885.1M | $160.7M | ||
| Q3 24 | $893.4M | $157.8M | ||
| Q2 24 | $887.7M | $160.7M | ||
| Q1 24 | $905.0M | $176.0M |
负债/权益比IROQRVP
| Q4 25 | — | 0.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.01× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.8M | $-596.5K |
| 自由现金流经营现金流 - 资本支出 | $1.7M | — |
| 自由现金流率自由现金流/营收 | 23.7% | — |
| 资本支出强度资本支出/营收 | 0.9% | — |
| 现金转化率经营现金流/净利润 | 1.36× | — |
| 过去12个月自由现金流最近4个季度 | $9.5M | — |
8季度趋势，按日历期对齐
经营现金流IROQRVP
| Q4 25 | $1.8M | $-596.5K | ||
| Q3 25 | $-539.0K | $-1.3M | ||
| Q2 25 | $6.8M | $-3.7M | ||
| Q1 25 | $1.8M | $-1.5M | ||
| Q4 24 | $-155.0K | $-1.1M | ||
| Q3 24 | $2.2M | $-5.7M | ||
| Q2 24 | $2.3M | $-2.7M | ||
| Q1 24 | $19.0K | $-2.0M |
自由现金流IROQRVP
| Q4 25 | $1.7M | — | ||
| Q3 25 | $-582.0K | $-1.3M | ||
| Q2 25 | $6.5M | $-4.1M | ||
| Q1 25 | $1.8M | $-1.6M | ||
| Q4 24 | $-226.0K | $-1.4M | ||
| Q3 24 | $2.1M | $-6.5M | ||
| Q2 24 | $2.0M | $-2.8M | ||
| Q1 24 | $-67.0K | $-2.2M |
自由现金流率IROQRVP
| Q4 25 | 23.7% | — | ||
| Q3 25 | -7.9% | -13.4% | ||
| Q2 25 | 95.1% | -38.9% | ||
| Q1 25 | 28.2% | -18.8% | ||
| Q4 24 | -3.6% | -15.5% | ||
| Q3 24 | 33.6% | -63.0% | ||
| Q2 24 | 35.7% | -46.8% | ||
| Q1 24 | -1.2% | -29.6% |
资本支出强度IROQRVP
| Q4 25 | 0.9% | — | ||
| Q3 25 | 0.6% | 0.9% | ||
| Q2 25 | 3.5% | 3.2% | ||
| Q1 25 | 0.4% | 1.0% | ||
| Q4 24 | 1.1% | 3.3% | ||
| Q3 24 | 1.2% | 7.7% | ||
| Q2 24 | 4.3% | 2.0% | ||
| Q1 24 | 1.6% | 3.0% |
现金转化率IROQRVP
| Q4 25 | 1.36× | — | ||
| Q3 25 | -0.39× | -3.39× | ||
| Q2 25 | 4.69× | — | ||
| Q1 25 | 1.81× | — | ||
| Q4 24 | -0.13× | -0.29× | ||
| Q3 24 | 3.42× | — | ||
| Q2 24 | 5.30× | — | ||
| Q1 24 | 0.03× | -4.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
