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ISABELLA BANK CORP（ISBA）与Rent the Runway, Inc.（RENT）财务数据对比。点击上方公司名可切换其他公司
ISABELLA BANK CORP的季度营收约是Rent the Runway, Inc.的2.0倍（$21.2M vs $10.6M），Rent the Runway, Inc.净利率更高（721.7% vs 22.2%，领先699.5%），ISABELLA BANK CORP同比增速更快（14.3% vs 10.4%），过去两年ISABELLA BANK CORP的营收复合增速更高（12.6% vs 1.0%）
菲律宾群岛银行是菲律宾的全能型银行，同时也是菲律宾乃至整个东南亚历史最悠久的银行。按资产规模计算，它是菲律宾第四大银行；按市值计算则位列第二，是菲律宾盈利能力最强的银行之一。
Rent the Runway Inc.是总部位于纽约的美国电商平台，由珍妮弗·海曼与珍妮弗·弗莱斯于2009年11月创立，主打设计师品牌服饰与配饰的租赁、订阅以及购买服务，是设计师服饰共享租赁模式的开创平台之一。
ISBA vs RENT — 直观对比
营收规模更大
ISBA
是对方的2.0倍
$10.6M
营收增速更快
ISBA
高出3.9%
10.4%
净利率更高
RENT
高出699.5%
22.2%
两年增速更快
ISBA
近两年复合增速
1.0%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $21.2M | $10.6M |
| 净利润 | $4.7M | $76.5M |
| 毛利率 | — | -126.4% |
| 营业利润率 | 32.2% | -152.8% |
| 净利率 | 22.2% | 721.7% |
| 营收同比 | 14.3% | 10.4% |
| 净利润同比 | 17.4% | 504.8% |
| 每股收益（稀释后） | $0.64 | $13.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ISBARENT
| Q4 25 | $21.2M | $10.6M | ||
| Q3 25 | $20.5M | $11.7M | ||
| Q2 25 | $18.8M | $7.6M | ||
| Q1 25 | $18.1M | $11.8M | ||
| Q4 24 | $18.5M | $9.6M | ||
| Q3 24 | $18.0M | $10.4M | ||
| Q2 24 | $17.2M | $8.9M | ||
| Q1 24 | $16.7M | $10.4M |
净利润ISBARENT
| Q4 25 | $4.7M | $76.5M | ||
| Q3 25 | $5.2M | $-26.4M | ||
| Q2 25 | $5.0M | $-26.1M | ||
| Q1 25 | $3.9M | $-13.4M | ||
| Q4 24 | $4.0M | $-18.9M | ||
| Q3 24 | $3.3M | $-15.6M | ||
| Q2 24 | $3.5M | $-22.0M | ||
| Q1 24 | $3.1M | $-24.8M |
毛利率ISBARENT
| Q4 25 | — | -126.4% | ||
| Q3 25 | — | -92.3% | ||
| Q2 25 | — | -168.4% | ||
| Q1 25 | — | -71.2% | ||
| Q4 24 | — | -122.9% | ||
| Q3 24 | — | -98.1% | ||
| Q2 24 | — | -131.5% | ||
| Q1 24 | — | -93.3% |
营业利润率ISBARENT
| Q4 25 | 32.2% | -152.8% | ||
| Q3 25 | 30.7% | -171.8% | ||
| Q2 25 | 32.8% | -259.2% | ||
| Q1 25 | 26.9% | -65.3% | ||
| Q4 24 | 26.0% | -142.7% | ||
| Q3 24 | 21.3% | -92.3% | ||
| Q2 24 | 23.9% | -185.4% | ||
| Q1 24 | 21.8% | -185.6% |
净利率ISBARENT
| Q4 25 | 22.2% | 721.7% | ||
| Q3 25 | 25.6% | -225.6% | ||
| Q2 25 | 26.7% | -343.4% | ||
| Q1 25 | 21.9% | -113.6% | ||
| Q4 24 | 21.6% | -196.9% | ||
| Q3 24 | 18.2% | -150.0% | ||
| Q2 24 | 20.3% | -247.2% | ||
| Q1 24 | 18.7% | -238.5% |
每股收益（稀释后）ISBARENT
| Q4 25 | $0.64 | $13.65 | ||
| Q3 25 | $0.71 | $-6.55 | ||
| Q2 25 | $0.68 | $-6.58 | ||
| Q1 25 | $0.53 | $-2.72 | ||
| Q4 24 | $0.54 | $-4.70 | ||
| Q3 24 | $0.44 | $-4.17 | ||
| Q2 24 | $0.46 | $-6.03 | ||
| Q1 24 | $0.42 | $-5.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $26.0M | $50.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $231.4M | $-35.1M |
| 总资产 | $2.2B | $231.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ISBARENT
| Q4 25 | $26.0M | $50.7M | ||
| Q3 25 | $161.3M | $43.6M | ||
| Q2 25 | $108.6M | $70.4M | ||
| Q1 25 | $69.2M | $77.4M | ||
| Q4 24 | $24.5M | $74.1M | ||
| Q3 24 | $27.4M | $76.6M | ||
| Q2 24 | $23.6M | $82.0M | ||
| Q1 24 | $25.2M | $84.0M |
总债务ISBARENT
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $340.6M | ||
| Q1 25 | — | $333.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益ISBARENT
| Q4 25 | $231.4M | $-35.1M | ||
| Q3 25 | $227.4M | $-232.1M | ||
| Q2 25 | $220.5M | $-207.1M | ||
| Q1 25 | $215.6M | $-182.5M | ||
| Q4 24 | $210.3M | $-171.2M | ||
| Q3 24 | $213.0M | $-154.5M | ||
| Q2 24 | $202.2M | $-141.3M | ||
| Q1 24 | $200.7M | $-122.3M |
总资产ISBARENT
| Q4 25 | $2.2B | $231.0M | ||
| Q3 25 | $2.3B | $219.0M | ||
| Q2 25 | $2.2B | $245.3M | ||
| Q1 25 | $2.1B | $240.0M | ||
| Q4 24 | $2.1B | $251.6M | ||
| Q3 24 | $2.1B | $257.4M | ||
| Q2 24 | $2.1B | $278.4M | ||
| Q1 24 | $2.1B | $278.5M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $26.8M | $-1.4M |
| 自由现金流经营现金流 - 资本支出 | $23.3M | — |
| 自由现金流率自由现金流/营收 | 110.2% | — |
| 资本支出强度资本支出/营收 | 16.4% | — |
| 现金转化率经营现金流/净利润 | 5.72× | -0.02× |
| 过去12个月自由现金流最近4个季度 | $36.0M | — |
8季度趋势，按日历期对齐
经营现金流ISBARENT
| Q4 25 | $26.8M | $-1.4M | ||
| Q3 25 | $2.7M | $-10.5M | ||
| Q2 25 | $7.8M | $8.3M | ||
| Q1 25 | $4.7M | $1.4M | ||
| Q4 24 | $19.6M | $4.7M | ||
| Q3 24 | $3.6M | $2.2M | ||
| Q2 24 | $5.5M | $4.6M | ||
| Q1 24 | $3.4M | $-8.0M |
自由现金流ISBARENT
| Q4 25 | $23.3M | — | ||
| Q3 25 | $1.7M | — | ||
| Q2 25 | $7.2M | — | ||
| Q1 25 | $3.7M | — | ||
| Q4 24 | $17.5M | — | ||
| Q3 24 | $3.2M | — | ||
| Q2 24 | $5.1M | — | ||
| Q1 24 | $2.6M | — |
自由现金流率ISBARENT
| Q4 25 | 110.2% | — | ||
| Q3 25 | 8.5% | — | ||
| Q2 25 | 38.5% | — | ||
| Q1 25 | 20.6% | — | ||
| Q4 24 | 94.6% | — | ||
| Q3 24 | 17.7% | — | ||
| Q2 24 | 29.8% | — | ||
| Q1 24 | 15.7% | — |
资本支出强度ISBARENT
| Q4 25 | 16.4% | — | ||
| Q3 25 | 5.0% | — | ||
| Q2 25 | 3.2% | — | ||
| Q1 25 | 5.5% | — | ||
| Q4 24 | 11.4% | — | ||
| Q3 24 | 2.0% | — | ||
| Q2 24 | 2.4% | — | ||
| Q1 24 | 4.9% | — |
现金转化率ISBARENT
| Q4 25 | 5.72× | -0.02× | ||
| Q3 25 | 0.52× | — | ||
| Q2 25 | 1.56× | — | ||
| Q1 25 | 1.19× | — | ||
| Q4 24 | 4.91× | — | ||
| Q3 24 | 1.08× | — | ||
| Q2 24 | 1.59× | — | ||
| Q1 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
