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INVESTORS TITLE CO（ITIC）与STEWART INFORMATION SERVICES CORP（STC）财务数据对比。点击上方公司名可切换其他公司
STEWART INFORMATION SERVICES CORP的季度营收约是INVESTORS TITLE CO的75.2倍（$764.6M vs $10.2M）。STEWART INFORMATION SERVICES CORP同比增速更快（27.7% vs 11.3%）。过去两年STEWART INFORMATION SERVICES CORP的营收复合增速更高（12.7% vs 12.6%）
该公司是全球首家产权保险公司，前身为费城房地产产权保险公司，目前专注于为房地产交易提供产权保险相关服务，保障房地产交易中产权方的合法权益，在产权保险领域拥有悠久的发展历史与行业积累。
斯图尔特信息服务公司（STC）是一家主营房地产信息、产权保险及交易管理服务的企业，旗下全资子公司斯图尔特产权担保公司、斯图尔特产权公司通过直营网点、斯图尔特可信供应商网络内的独立代理机构及合作企业，为美国及全球市场提供相关产品与服务，总部位于得克萨斯州休斯敦，现有员工约6350人。
ITIC vs STC — 直观对比
营收规模更大
STC
是对方的75.2倍
$10.2M
营收增速更快
STC
高出16.4%
11.3%
两年增速更快
STC
近两年复合增速
12.6%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $10.2M | $764.6M |
| 净利润 | — | $17.0M |
| 毛利率 | — | — |
| 营业利润率 | 94.5% | — |
| 净利率 | — | 2.2% |
| 营收同比 | 11.3% | 27.7% |
| 净利润同比 | — | 448.4% |
| 每股收益（稀释后） | $3.97 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ITICSTC
| Q1 26 | — | $764.6M | ||
| Q4 25 | $10.2M | $790.6M | ||
| Q3 25 | $11.1M | $796.9M | ||
| Q2 25 | $11.2M | $722.2M | ||
| Q1 25 | $8.5M | $612.0M | ||
| Q4 24 | $9.1M | $665.9M | ||
| Q3 24 | $8.9M | $667.9M | ||
| Q2 24 | $9.1M | $602.2M |
净利润ITICSTC
| Q1 26 | — | $17.0M | ||
| Q4 25 | — | $36.3M | ||
| Q3 25 | $12.2M | $44.3M | ||
| Q2 25 | $12.3M | $31.9M | ||
| Q1 25 | $3.2M | $3.1M | ||
| Q4 24 | — | $22.7M | ||
| Q3 24 | $9.3M | $30.1M | ||
| Q2 24 | $8.9M | $17.3M |
营业利润率ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | 94.5% | 6.5% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 6.5% | ||
| Q1 25 | 47.7% | 1.0% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | — | 6.4% | ||
| Q2 24 | — | 4.8% |
净利率ITICSTC
| Q1 26 | — | 2.2% | ||
| Q4 25 | — | 4.6% | ||
| Q3 25 | 110.3% | 5.6% | ||
| Q2 25 | 109.9% | 4.4% | ||
| Q1 25 | 37.3% | 0.5% | ||
| Q4 24 | — | 3.4% | ||
| Q3 24 | 104.9% | 4.5% | ||
| Q2 24 | 97.4% | 2.9% |
每股收益（稀释后）ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | $3.97 | $1.26 | ||
| Q3 25 | $6.45 | $1.55 | ||
| Q2 25 | $6.48 | $1.13 | ||
| Q1 25 | $1.67 | $0.11 | ||
| Q4 24 | $4.41 | $0.81 | ||
| Q3 24 | $4.92 | $1.07 | ||
| Q2 24 | $4.70 | $0.62 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.6M | $317.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $268.3M | — |
| 总资产 | $363.1M | — |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ITICSTC
| Q1 26 | — | $317.5M | ||
| Q4 25 | $89.6M | $369.7M | ||
| Q3 25 | $110.8M | $233.2M | ||
| Q2 25 | $90.1M | $223.8M | ||
| Q1 25 | $81.7M | $194.2M | ||
| Q4 24 | $83.8M | $257.5M | ||
| Q3 24 | $112.9M | $228.7M | ||
| Q2 24 | $111.2M | $176.7M |
总债务ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $445.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | $268.3M | $1.6B | ||
| Q3 25 | $278.0M | $1.5B | ||
| Q2 25 | $266.2M | $1.4B | ||
| Q1 25 | $254.4M | $1.4B | ||
| Q4 24 | $251.8M | $1.4B | ||
| Q3 24 | $271.3M | $1.4B | ||
| Q2 24 | $261.8M | $1.4B |
总资产ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | $363.1M | $3.3B | ||
| Q3 25 | $363.3M | $2.8B | ||
| Q2 25 | $345.8M | $2.8B | ||
| Q1 25 | $333.8M | $2.7B | ||
| Q4 24 | $333.6M | $2.7B | ||
| Q3 24 | $352.0M | $2.7B | ||
| Q2 24 | $340.3M | $2.6B |
负债/权益比ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $5.0M | — |
| 自由现金流经营现金流 - 资本支出 | $3.7M | — |
| 自由现金流率自由现金流/营收 | 36.1% | — |
| 资本支出强度资本支出/营收 | 13.0% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $25.4M | — |
8季度趋势，按日历期对齐
经营现金流ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | $5.0M | $89.5M | ||
| Q3 25 | $17.2M | $92.6M | ||
| Q2 25 | $8.9M | $53.4M | ||
| Q1 25 | $-75.0K | $-29.9M | ||
| Q4 24 | $12.1M | $68.0M | ||
| Q3 24 | $7.8M | $76.1M | ||
| Q2 24 | $8.4M | $21.1M |
自由现金流ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | $3.7M | $62.3M | ||
| Q3 25 | $15.8M | $73.6M | ||
| Q2 25 | $7.3M | $38.7M | ||
| Q1 25 | $-1.4M | $-42.2M | ||
| Q4 24 | $10.8M | $55.6M | ||
| Q3 24 | $6.1M | $67.4M | ||
| Q2 24 | $6.3M | $11.9M |
自由现金流率ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | 36.1% | 7.9% | ||
| Q3 25 | 142.8% | 9.2% | ||
| Q2 25 | 65.4% | 5.4% | ||
| Q1 25 | -16.5% | -6.9% | ||
| Q4 24 | 118.2% | 8.4% | ||
| Q3 24 | 68.6% | 10.1% | ||
| Q2 24 | 69.4% | 2.0% |
资本支出强度ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | 13.0% | 3.4% | ||
| Q3 25 | 12.2% | 2.4% | ||
| Q2 25 | 13.9% | 2.0% | ||
| Q1 25 | 15.7% | 2.0% | ||
| Q4 24 | 14.8% | 1.9% | ||
| Q3 24 | 19.5% | 1.3% | ||
| Q2 24 | 23.2% | 1.5% |
现金转化率ITICSTC
| Q1 26 | — | — | ||
| Q4 25 | — | 2.47× | ||
| Q3 25 | 1.40× | 2.09× | ||
| Q2 25 | 0.72× | 1.67× | ||
| Q1 25 | -0.02× | -9.73× | ||
| Q4 24 | — | 2.99× | ||
| Q3 24 | 0.84× | 2.53× | ||
| Q2 24 | 0.95× | 1.22× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ITIC
| Escrow Title Related And Other Fees | $4.9M | 48% |
| Investment Related Revenue | $3.8M | 37% |
| Other | $1.5M | 15% |
STC
| Agency title | $333.0M | 44% |
| Direct title | $270.2M | 35% |
| Real estate solutions | $161.4M | 21% |
