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Jacobs Solutions（J）与嘉信理财（SCHW）财务数据对比。点击上方公司名可切换其他公司
嘉信理财的季度营收约是Jacobs Solutions的1.9倍（$6.3B vs $3.3B），嘉信理财净利率更高（38.8% vs 3.8%，领先35.0%），嘉信理财同比增速更快（18.9% vs 12.3%），Jacobs Solutions自由现金流更多（$364.9M vs $-921.0M），过去两年嘉信理财的营收复合增速更高（15.6% vs -12.2%）
Jacobs Solutions是总部位于美国得克萨斯州达拉斯市的国际技术专业服务企业，面向全球各类企业、社会组织及政府机构客户，提供工程、技术、专业及施工服务，同时开展科学研究与专项咨询业务，在所属行业长期处于领先地位。
嘉信理财是美国领先的金融服务企业，面向个人投资者、独立财务顾问及企业客户，提供零售与机构经纪、财富管理、银行服务、退休规划、投资咨询等解决方案，主打低成本高可及性的金融产品与数字化理财工具。
J vs SCHW — 直观对比
营收规模更大
SCHW
是对方的1.9倍
$3.3B
营收增速更快
SCHW
高出6.6%
12.3%
净利率更高
SCHW
高出35.0%
3.8%
自由现金流更多
J
多$1.3B
$-921.0M
两年增速更快
SCHW
近两年复合增速
-12.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.3B | $6.3B |
| 净利润 | $125.5M | $2.5B |
| 毛利率 | 23.2% | — |
| 营业利润率 | 7.1% | 50.2% |
| 净利率 | 3.8% | 38.8% |
| 营收同比 | 12.3% | 18.9% |
| 净利润同比 | 792.3% | 33.6% |
| 每股收益（稀释后） | $1.12 | $1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JSCHW
| Q4 25 | $3.3B | $6.3B | ||
| Q3 25 | $3.2B | $6.1B | ||
| Q2 25 | $3.0B | $5.9B | ||
| Q1 25 | $2.9B | $5.6B | ||
| Q4 24 | $2.9B | $5.3B | ||
| Q3 24 | $-1.2B | $4.8B | ||
| Q2 24 | $4.2B | $4.7B | ||
| Q1 24 | $4.3B | $4.7B |
净利润JSCHW
| Q4 25 | $125.5M | $2.5B | ||
| Q3 25 | $122.2M | $2.4B | ||
| Q2 25 | $179.6M | $2.1B | ||
| Q1 25 | $5.6M | $1.9B | ||
| Q4 24 | $-18.1M | $1.8B | ||
| Q3 24 | $325.4M | $1.4B | ||
| Q2 24 | $146.9M | $1.3B | ||
| Q1 24 | $162.1M | $1.4B |
毛利率JSCHW
| Q4 25 | 23.2% | — | ||
| Q3 25 | 24.3% | — | ||
| Q2 25 | 25.0% | — | ||
| Q1 25 | 25.4% | — | ||
| Q4 24 | 24.6% | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 21.7% | — | ||
| Q1 24 | 21.2% | — |
营业利润率JSCHW
| Q4 25 | 7.1% | 50.2% | ||
| Q3 25 | 6.7% | 49.2% | ||
| Q2 25 | 7.8% | 47.9% | ||
| Q1 25 | 7.2% | 43.8% | ||
| Q4 24 | 7.1% | 43.3% | ||
| Q3 24 | — | 38.0% | ||
| Q2 24 | 6.2% | 37.2% | ||
| Q1 24 | 6.6% | 37.9% |
净利率JSCHW
| Q4 25 | 3.8% | 38.8% | ||
| Q3 25 | 3.9% | 38.4% | ||
| Q2 25 | 5.9% | 36.3% | ||
| Q1 25 | 0.2% | 34.1% | ||
| Q4 24 | -0.6% | 34.5% | ||
| Q3 24 | -28.1% | 29.0% | ||
| Q2 24 | 3.5% | 28.4% | ||
| Q1 24 | 3.8% | 28.7% |
每股收益（稀释后）JSCHW
| Q4 25 | $1.12 | $1.32 | ||
| Q3 25 | $0.88 | $1.26 | ||
| Q2 25 | $1.55 | $1.08 | ||
| Q1 25 | $0.06 | $0.99 | ||
| Q4 24 | $-0.11 | $0.94 | ||
| Q3 24 | $2.50 | $0.71 | ||
| Q2 24 | $1.17 | $0.66 | ||
| Q1 24 | $1.28 | $0.68 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.6B | $46.0B |
| 总债务越低越好 | — | $22.2B |
| 股东权益账面价值 | $3.4B | $49.4B |
| 总资产 | $11.6B | $491.0B |
| 负债/权益比越低杠杆越低 | — | 0.45× |
8季度趋势，按日历期对齐
现金及短期投资JSCHW
| Q4 25 | $1.6B | $46.0B | ||
| Q3 25 | $1.2B | $30.6B | ||
| Q2 25 | $1.3B | $32.2B | ||
| Q1 25 | $1.2B | $35.0B | ||
| Q4 24 | $1.3B | $42.1B | ||
| Q3 24 | $1.1B | $34.9B | ||
| Q2 24 | $1.2B | $25.4B | ||
| Q1 24 | $1.0B | $31.8B |
总债务JSCHW
| Q4 25 | — | $22.2B | ||
| Q3 25 | — | $20.2B | ||
| Q2 25 | — | $20.2B | ||
| Q1 25 | — | $21.5B | ||
| Q4 24 | — | $22.4B | ||
| Q3 24 | — | $22.4B | ||
| Q2 24 | — | $22.4B | ||
| Q1 24 | — | $22.9B |
股东权益JSCHW
| Q4 25 | $3.4B | $49.4B | ||
| Q3 25 | $3.6B | $49.4B | ||
| Q2 25 | $3.8B | $49.5B | ||
| Q1 25 | $3.9B | $49.5B | ||
| Q4 24 | $4.2B | $48.4B | ||
| Q3 24 | $4.5B | $47.2B | ||
| Q2 24 | $6.6B | $44.0B | ||
| Q1 24 | $6.6B | $42.4B |
总资产JSCHW
| Q4 25 | $11.6B | $491.0B | ||
| Q3 25 | $11.3B | $465.3B | ||
| Q2 25 | $11.4B | $458.9B | ||
| Q1 25 | $11.2B | $462.9B | ||
| Q4 24 | $11.6B | $479.8B | ||
| Q3 24 | $11.8B | $466.1B | ||
| Q2 24 | $15.0B | $449.7B | ||
| Q1 24 | $14.9B | $468.8B |
负债/权益比JSCHW
| Q4 25 | — | 0.45× | ||
| Q3 25 | — | 0.41× | ||
| Q2 25 | — | 0.41× | ||
| Q1 25 | — | 0.43× | ||
| Q4 24 | — | 0.46× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.51× | ||
| Q1 24 | — | 0.54× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $380.8M | $-763.0M |
| 自由现金流经营现金流 - 资本支出 | $364.9M | $-921.0M |
| 自由现金流率自由现金流/营收 | 11.1% | -14.5% |
| 资本支出强度资本支出/营收 | 0.5% | 2.5% |
| 现金转化率经营现金流/净利润 | 3.03× | -0.31× |
| 过去12个月自由现金流最近4个季度 | $875.3M | $8.8B |
8季度趋势，按日历期对齐
经营现金流JSCHW
| Q4 25 | $380.8M | $-763.0M | ||
| Q3 25 | $383.1M | $538.0M | ||
| Q2 25 | $292.6M | $3.2B | ||
| Q1 25 | $-96.4M | $6.4B | ||
| Q4 24 | $107.5M | $-10.8B | ||
| Q3 24 | $196.5M | $19.1B | ||
| Q2 24 | $482.6M | $-4.3B | ||
| Q1 24 | $-42.8M | $-1.3B |
自由现金流JSCHW
| Q4 25 | $364.9M | $-921.0M | ||
| Q3 25 | $353.5M | $393.0M | ||
| Q2 25 | $270.5M | $3.0B | ||
| Q1 25 | $-113.7M | $6.2B | ||
| Q4 24 | $97.1M | $-11.1B | ||
| Q3 24 | $158.2M | $19.0B | ||
| Q2 24 | $444.9M | $-4.3B | ||
| Q1 24 | $-70.6M | $-1.5B |
自由现金流率JSCHW
| Q4 25 | 11.1% | -14.5% | ||
| Q3 25 | 11.2% | 6.4% | ||
| Q2 25 | 8.9% | 52.1% | ||
| Q1 25 | -3.9% | 111.5% | ||
| Q4 24 | 3.3% | -207.9% | ||
| Q3 24 | -13.6% | 391.4% | ||
| Q2 24 | 10.5% | -92.6% | ||
| Q1 24 | -1.7% | -31.6% |
资本支出强度JSCHW
| Q4 25 | 0.5% | 2.5% | ||
| Q3 25 | 0.9% | 2.4% | ||
| Q2 25 | 0.7% | 2.2% | ||
| Q1 25 | 0.6% | 2.1% | ||
| Q4 24 | 0.4% | 4.8% | ||
| Q3 24 | -3.3% | 2.6% | ||
| Q2 24 | 0.9% | 1.9% | ||
| Q1 24 | 0.7% | 3.1% |
现金转化率JSCHW
| Q4 25 | 3.03× | -0.31× | ||
| Q3 25 | 3.13× | 0.23× | ||
| Q2 25 | 1.63× | 1.49× | ||
| Q1 25 | -17.18× | 3.33× | ||
| Q4 24 | — | -5.88× | ||
| Q3 24 | 0.60× | 13.56× | ||
| Q2 24 | 3.28× | -3.19× | ||
| Q1 24 | -0.26× | -0.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
J
| Infrastructure Advanced Facilities | $2.9B | 89% |
| PA Consulting | $354.4M | 11% |
SCHW
| Investor Services | $5.0B | 79% |
| Order Flow Revenue | $531.0M | 8% |
| Commissions | $482.0M | 8% |
| Other | $127.0M | 2% |
| Financial Service Other | $100.0M | 2% |
| Principal Transactions | $53.0M | 1% |
