vs
Jefferson Capital, Inc.（JCAP）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
Jefferson Capital, Inc.的季度营收约是RESOURCES CONNECTION, INC.的1.3倍（$150.8M vs $117.7M），Jefferson Capital, Inc.净利率更高（25.4% vs -10.8%，领先36.2%），Jefferson Capital, Inc.自由现金流更多（$63.0M vs $15.6M）
GE金融曾是通用电气旗下的金融服务分支，2013年至2021年间，其旗下多个业务单元陆续被出售，其中北美消费金融业务分拆为 Synchrony Financial 最为知名，最终仅保留GE能源金融服务部门，通用电气拆分后该部门被划归GE Vernova。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
JCAP vs RGP — 直观对比
营收规模更大
JCAP
是对方的1.3倍
$117.7M
净利率更高
JCAP
高出36.2%
-10.8%
自由现金流更多
JCAP
多$47.4M
$15.6M
损益表 — Q3 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $150.8M | $117.7M |
| 净利润 | $38.4M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | 46.4% | -10.3% |
| 净利率 | 25.4% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益（稀释后） | $0.59 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JCAPRGP
| Q4 25 | — | $117.7M | ||
| Q3 25 | $150.8M | $120.2M | ||
| Q2 25 | $152.7M | $139.3M | ||
| Q1 25 | — | $129.4M | ||
| Q4 24 | — | $145.6M | ||
| Q3 24 | — | $136.9M | ||
| Q2 24 | — | $148.2M | ||
| Q1 24 | — | $151.3M |
净利润JCAPRGP
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $38.4M | $-2.4M | ||
| Q2 25 | $47.7M | $-73.3M | ||
| Q1 25 | — | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | — | $-5.7M | ||
| Q2 24 | — | $10.5M | ||
| Q1 24 | — | $2.5M |
毛利率JCAPRGP
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% | ||
| Q1 24 | — | 37.0% |
营业利润率JCAPRGP
| Q4 25 | — | -10.3% | ||
| Q3 25 | 46.4% | -1.7% | ||
| Q2 25 | 56.7% | -47.0% | ||
| Q1 25 | — | -38.4% | ||
| Q4 24 | — | -52.7% | ||
| Q3 24 | — | -3.5% | ||
| Q2 24 | — | 7.6% | ||
| Q1 24 | — | 2.8% |
净利率JCAPRGP
| Q4 25 | — | -10.8% | ||
| Q3 25 | 25.4% | -2.0% | ||
| Q2 25 | 31.2% | -52.6% | ||
| Q1 25 | — | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | — | -4.2% | ||
| Q2 24 | — | 7.1% | ||
| Q1 24 | — | 1.7% |
每股收益（稀释后）JCAPRGP
| Q4 25 | — | $-0.38 | ||
| Q3 25 | $0.59 | $-0.07 | ||
| Q2 25 | $16.76 | $-2.21 | ||
| Q1 25 | — | $-1.34 | ||
| Q4 24 | — | $-2.08 | ||
| Q3 24 | — | $-0.17 | ||
| Q2 24 | — | $0.31 | ||
| Q1 24 | — | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $42.3M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $437.4M | $194.6M |
| 总资产 | $1.8B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资JCAPRGP
| Q4 25 | — | $89.8M | ||
| Q3 25 | $42.3M | $77.5M | ||
| Q2 25 | $51.7M | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M | ||
| Q1 24 | — | $113.8M |
股东权益JCAPRGP
| Q4 25 | — | $194.6M | ||
| Q3 25 | $437.4M | $206.4M | ||
| Q2 25 | $410.8M | $207.1M | ||
| Q1 25 | — | $277.8M | ||
| Q4 24 | — | $325.7M | ||
| Q3 24 | — | $407.2M | ||
| Q2 24 | — | $418.8M | ||
| Q1 24 | — | $414.9M |
总资产JCAPRGP
| Q4 25 | — | $289.3M | ||
| Q3 25 | $1.8B | $287.2M | ||
| Q2 25 | $1.8B | $304.7M | ||
| Q1 25 | — | $375.6M | ||
| Q4 24 | — | $424.9M | ||
| Q3 24 | — | $512.9M | ||
| Q2 24 | — | $510.9M | ||
| Q1 24 | — | $523.2M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $63.1M | $15.9M |
| 自由现金流经营现金流 - 资本支出 | $63.0M | $15.6M |
| 自由现金流率自由现金流/营收 | 41.7% | 13.2% |
| 资本支出强度资本支出/营收 | 0.1% | 0.3% |
| 现金转化率经营现金流/净利润 | 1.64× | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流JCAPRGP
| Q4 25 | — | $15.9M | ||
| Q3 25 | $63.1M | $-7.8M | ||
| Q2 25 | $130.6M | $16.8M | ||
| Q1 25 | — | $659.0K | ||
| Q4 24 | — | $1.8M | ||
| Q3 24 | — | $-309.0K | ||
| Q2 24 | — | $3.2M | ||
| Q1 24 | — | $20.5M |
自由现金流JCAPRGP
| Q4 25 | — | $15.6M | ||
| Q3 25 | $63.0M | $-8.0M | ||
| Q2 25 | $130.0M | $16.5M | ||
| Q1 25 | — | $238.0K | ||
| Q4 24 | — | $61.0K | ||
| Q3 24 | — | $-575.0K | ||
| Q2 24 | — | $3.0M | ||
| Q1 24 | — | $20.4M |
自由现金流率JCAPRGP
| Q4 25 | — | 13.2% | ||
| Q3 25 | 41.7% | -6.6% | ||
| Q2 25 | 85.1% | 11.8% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.0% | ||
| Q3 24 | — | -0.4% | ||
| Q2 24 | — | 2.1% | ||
| Q1 24 | — | 13.5% |
资本支出强度JCAPRGP
| Q4 25 | — | 0.3% | ||
| Q3 25 | 0.1% | 0.1% | ||
| Q2 25 | 0.4% | 0.2% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
现金转化率JCAPRGP
| Q4 25 | — | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 2.74× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.30× | ||
| Q1 24 | — | 8.04× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JCAP
| United States Segment | $108.1M | 72% |
| Other | $35.8M | 24% |
| United Kingdom Segment | $6.9M | 5% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
