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玖富数科（JFU）与SEACOR Marine Holdings Inc.（SMHI）财务数据对比。点击上方公司名可切换其他公司
玖富数科的季度营收约是SEACOR Marine Holdings Inc.的1.6倍（$81.4M vs $52.3M），SEACOR Marine Holdings Inc.净利率更高（-27.9% vs -105.9%，领先78.0%），玖富数科自由现金流更多（$2.7M vs $-20.6M）
玖富数科是中国领先的数字金融科技平台，主要面向国内个人消费者及小微企业客户，提供消费信贷、财富管理、保险经纪等服务，依托大数据及人工智能技术打造定制化普惠金融解决方案，覆盖多个金融科技细分领域。
SEACOR Marine Holdings总部位于美国佛罗里达州劳德代尔堡，主要为海上石油行业以及海运行业提供相关设备与服务，作为美国企业，该公司持有伊利诺伊州一座生物乙醇工厂70%的股权。
JFU vs SMHI — 直观对比
营收规模更大
JFU
是对方的1.6倍
$52.3M
净利率更高
SMHI
高出78.0%
-105.9%
自由现金流更多
JFU
多$23.3M
$-20.6M
损益表 — Q4 FY2022 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $81.4M | $52.3M |
| 净利润 | $-86.2M | $-14.6M |
| 毛利率 | 19.3% | 18.5% |
| 营业利润率 | -26.8% | -9.9% |
| 净利率 | -105.9% | -27.9% |
| 营收同比 | — | -25.0% |
| 净利润同比 | — | 44.2% |
| 每股收益（稀释后） | — | $-0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JFUSMHI
| Q4 25 | — | $52.3M | ||
| Q3 25 | — | $59.2M | ||
| Q2 25 | — | $60.8M | ||
| Q1 25 | — | $55.5M | ||
| Q4 24 | — | $69.8M | ||
| Q3 24 | — | $68.9M | ||
| Q2 24 | — | $69.9M | ||
| Q1 24 | — | $62.8M |
净利润JFUSMHI
| Q4 25 | — | $-14.6M | ||
| Q3 25 | — | $9.0M | ||
| Q2 25 | — | $-6.7M | ||
| Q1 25 | — | $-15.5M | ||
| Q4 24 | — | $-26.2M | ||
| Q3 24 | — | $-16.3M | ||
| Q2 24 | — | $-12.5M | ||
| Q1 24 | — | $-23.1M |
毛利率JFUSMHI
| Q4 25 | — | 18.5% | ||
| Q3 25 | — | 19.4% | ||
| Q2 25 | — | 18.6% | ||
| Q1 25 | — | 24.5% | ||
| Q4 24 | — | 33.1% | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 29.1% | ||
| Q1 24 | — | 23.4% |
营业利润率JFUSMHI
| Q4 25 | — | -9.9% | ||
| Q3 25 | — | 30.5% | ||
| Q2 25 | — | 10.0% | ||
| Q1 25 | — | -9.5% | ||
| Q4 24 | — | 15.2% | ||
| Q3 24 | — | -9.4% | ||
| Q2 24 | — | -5.6% | ||
| Q1 24 | — | -16.9% |
净利率JFUSMHI
| Q4 25 | — | -27.9% | ||
| Q3 25 | — | 15.2% | ||
| Q2 25 | — | -11.1% | ||
| Q1 25 | — | -27.9% | ||
| Q4 24 | — | -37.6% | ||
| Q3 24 | — | -23.7% | ||
| Q2 24 | — | -17.9% | ||
| Q1 24 | — | -36.8% |
每股收益（稀释后）JFUSMHI
| Q4 25 | — | $-0.59 | ||
| Q3 25 | — | $0.35 | ||
| Q2 25 | — | $-0.26 | ||
| Q1 25 | — | $-0.56 | ||
| Q4 24 | — | $-0.94 | ||
| Q3 24 | — | $-0.59 | ||
| Q2 24 | — | $-0.45 | ||
| Q1 24 | — | $-0.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $335.8M | $68.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $530.1M | $264.4M |
| 总资产 | $625.0M | $660.6M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资JFUSMHI
| Q4 25 | — | $68.9M | ||
| Q3 25 | — | $91.0M | ||
| Q2 25 | — | $34.4M | ||
| Q1 25 | — | $43.0M | ||
| Q4 24 | — | $59.5M | ||
| Q3 24 | — | $35.6M | ||
| Q2 24 | — | $40.6M | ||
| Q1 24 | — | $59.6M |
股东权益JFUSMHI
| Q4 25 | — | $264.4M | ||
| Q3 25 | — | $277.3M | ||
| Q2 25 | — | $267.5M | ||
| Q1 25 | — | $283.7M | ||
| Q4 24 | — | $298.0M | ||
| Q3 24 | — | $324.7M | ||
| Q2 24 | — | $337.6M | ||
| Q1 24 | — | $348.5M |
总资产JFUSMHI
| Q4 25 | — | $660.6M | ||
| Q3 25 | — | $692.5M | ||
| Q2 25 | — | $680.0M | ||
| Q1 25 | — | $694.2M | ||
| Q4 24 | — | $727.1M | ||
| Q3 24 | — | $709.4M | ||
| Q2 24 | — | $721.6M | ||
| Q1 24 | — | $744.8M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $9.2M | $-12.2M |
| 自由现金流经营现金流 - 资本支出 | $2.7M | $-20.6M |
| 自由现金流率自由现金流/营收 | 3.3% | -39.4% |
| 资本支出强度资本支出/营收 | 8.0% | 16.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-85.2M |
8季度趋势，按日历期对齐
经营现金流JFUSMHI
| Q4 25 | — | $-12.2M | ||
| Q3 25 | — | $-10.7M | ||
| Q2 25 | — | $-2.1M | ||
| Q1 25 | — | $-11.5M | ||
| Q4 24 | — | $8.5M | ||
| Q3 24 | — | $626.0K | ||
| Q2 24 | — | $-12.2M | ||
| Q1 24 | — | $-7.2M |
自由现金流JFUSMHI
| Q4 25 | — | $-20.6M | ||
| Q3 25 | — | $-20.0M | ||
| Q2 25 | — | $-12.3M | ||
| Q1 25 | — | $-32.3M | ||
| Q4 24 | — | $5.5M | ||
| Q3 24 | — | $416.0K | ||
| Q2 24 | — | $-12.9M | ||
| Q1 24 | — | $-10.6M |
自由现金流率JFUSMHI
| Q4 25 | — | -39.4% | ||
| Q3 25 | — | -33.8% | ||
| Q2 25 | — | -20.2% | ||
| Q1 25 | — | -58.1% | ||
| Q4 24 | — | 7.9% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | -18.5% | ||
| Q1 24 | — | -16.9% |
资本支出强度JFUSMHI
| Q4 25 | — | 16.1% | ||
| Q3 25 | — | 15.8% | ||
| Q2 25 | — | 16.8% | ||
| Q1 25 | — | 37.5% | ||
| Q4 24 | — | 4.3% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 5.4% |
现金转化率JFUSMHI
| Q4 25 | — | — | ||
| Q3 25 | — | -1.19× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
