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Jack Henry & Associates（JKHY）与Kontoor Brands, Inc.（KTB）财务数据对比。点击上方公司名可切换其他公司
Kontoor Brands, Inc.的季度营收约是Jack Henry & Associates的1.4倍（$853.2M vs $619.3M），Jack Henry & Associates净利率更高（20.1% vs 4.3%，领先15.8%），Kontoor Brands, Inc.同比增速更快（27.3% vs 7.9%），Jack Henry & Associates自由现金流更多（$131.4M vs $55.8M），过去两年Kontoor Brands, Inc.的营收复合增速更高（14.2% vs 7.2%）
Jack Henry & Associates是1976年成立的美国专业金融科技企业，主要面向社区银行、信用合作社等中小型金融机构提供金融科技及支付处理解决方案，同时帮助区域银行与信用合作社管控风险、完成合规申报，优化升级线上银行业务相关服务。
Kontoor Brands是美国知名服装企业，2019年5月从威富集团分拆独立运营，旗下拥有Lee、Wrangler、Helly Hansen等国际知名服饰品牌，面向全球市场销售各类服饰产品，在休闲服饰及户外功能服饰领域拥有广泛的消费者基础。
JKHY vs KTB — 直观对比
营收规模更大
KTB
是对方的1.4倍
$619.3M
营收增速更快
KTB
高出19.4%
7.9%
净利率更高
JKHY
高出15.8%
4.3%
自由现金流更多
JKHY
多$75.7M
$55.8M
两年增速更快
KTB
近两年复合增速
7.2%
损益表 — Q2 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $619.3M | $853.2M |
| 净利润 | $124.7M | $36.9M |
| 毛利率 | 43.3% | 41.3% |
| 营业利润率 | 25.7% | 7.5% |
| 净利率 | 20.1% | 4.3% |
| 营收同比 | 7.9% | 27.3% |
| 净利润同比 | 27.4% | -47.6% |
| 每股收益（稀释后） | $1.72 | $0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JKHYKTB
| Q4 25 | $619.3M | — | ||
| Q3 25 | $644.7M | $853.2M | ||
| Q2 25 | $615.4M | $658.3M | ||
| Q1 25 | $585.1M | $622.9M | ||
| Q4 24 | $573.8M | $699.3M | ||
| Q3 24 | $601.0M | $670.2M | ||
| Q2 24 | $559.9M | $606.9M | ||
| Q1 24 | $538.6M | $631.2M |
净利润JKHYKTB
| Q4 25 | $124.7M | — | ||
| Q3 25 | $144.0M | $36.9M | ||
| Q2 25 | $127.6M | $73.9M | ||
| Q1 25 | $111.1M | $42.9M | ||
| Q4 24 | $97.8M | $64.0M | ||
| Q3 24 | $119.2M | $70.5M | ||
| Q2 24 | $101.1M | $51.8M | ||
| Q1 24 | $87.1M | $59.5M |
毛利率JKHYKTB
| Q4 25 | 43.3% | — | ||
| Q3 25 | 45.9% | 41.3% | ||
| Q2 25 | 44.1% | 46.3% | ||
| Q1 25 | 41.8% | 47.5% | ||
| Q4 24 | 42.0% | 43.7% | ||
| Q3 24 | 42.9% | 44.7% | ||
| Q2 24 | 41.5% | 44.7% | ||
| Q1 24 | 39.1% | 45.2% |
营业利润率JKHYKTB
| Q4 25 | 25.7% | — | ||
| Q3 25 | 28.5% | 7.5% | ||
| Q2 25 | 25.3% | 11.9% | ||
| Q1 25 | 23.7% | 11.8% | ||
| Q4 24 | 21.4% | 12.1% | ||
| Q3 24 | 25.2% | 14.7% | ||
| Q2 24 | 22.4% | 12.4% | ||
| Q1 24 | 20.8% | 13.4% |
净利率JKHYKTB
| Q4 25 | 20.1% | — | ||
| Q3 25 | 22.3% | 4.3% | ||
| Q2 25 | 20.7% | 11.2% | ||
| Q1 25 | 19.0% | 6.9% | ||
| Q4 24 | 17.1% | 9.1% | ||
| Q3 24 | 19.8% | 10.5% | ||
| Q2 24 | 18.1% | 8.5% | ||
| Q1 24 | 16.2% | 9.4% |
每股收益（稀释后）JKHYKTB
| Q4 25 | $1.72 | — | ||
| Q3 25 | $1.97 | $0.66 | ||
| Q2 25 | $1.75 | $1.32 | ||
| Q1 25 | $1.52 | $0.76 | ||
| Q4 24 | $1.34 | $1.13 | ||
| Q3 24 | $1.63 | $1.26 | ||
| Q2 24 | $1.39 | $0.92 | ||
| Q1 24 | $1.19 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $82.4M |
| 总债务越低越好 | — | $1.3B |
| 股东权益账面价值 | $2.2B | $529.6M |
| 总资产 | $3.1B | $2.9B |
| 负债/权益比越低杠杆越低 | — | 2.53× |
8季度趋势，按日历期对齐
现金及短期投资JKHYKTB
| Q4 25 | $28.2M | — | ||
| Q3 25 | $36.2M | $82.4M | ||
| Q2 25 | $102.0M | $107.5M | ||
| Q1 25 | $39.9M | $356.7M | ||
| Q4 24 | $25.7M | $334.1M | ||
| Q3 24 | $43.2M | $269.4M | ||
| Q2 24 | $38.3M | $224.3M | ||
| Q1 24 | $27.3M | $215.1M |
总债务JKHYKTB
| Q4 25 | — | — | ||
| Q3 25 | — | $1.3B | ||
| Q2 25 | $0 | $1.4B | ||
| Q1 25 | — | $735.6M | ||
| Q4 24 | — | $740.3M | ||
| Q3 24 | — | $745.0M | ||
| Q2 24 | $60.0M | $749.7M | ||
| Q1 24 | $250.0M | $779.2M |
股东权益JKHYKTB
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $529.6M | ||
| Q2 25 | $2.1B | $498.3M | ||
| Q1 25 | $2.0B | $426.7M | ||
| Q4 24 | $2.0B | $400.1M | ||
| Q3 24 | $1.9B | $356.9M | ||
| Q2 24 | $1.8B | $367.2M | ||
| Q1 24 | $1.8B | $387.2M |
总资产JKHYKTB
| Q4 25 | $3.1B | — | ||
| Q3 25 | $3.0B | $2.9B | ||
| Q2 25 | $3.0B | $2.7B | ||
| Q1 25 | $2.9B | $1.7B | ||
| Q4 24 | $2.9B | $1.7B | ||
| Q3 24 | $2.9B | $1.7B | ||
| Q2 24 | $2.9B | $1.6B | ||
| Q1 24 | $2.8B | $1.7B |
负债/权益比JKHYKTB
| Q4 25 | — | — | ||
| Q3 25 | — | 2.53× | ||
| Q2 25 | 0.00× | 2.74× | ||
| Q1 25 | — | 1.72× | ||
| Q4 24 | — | 1.85× | ||
| Q3 24 | — | 2.09× | ||
| Q2 24 | 0.03× | 2.04× | ||
| Q1 24 | 0.14× | 2.01× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $152.7M | $64.1M |
| 自由现金流经营现金流 - 资本支出 | $131.4M | $55.8M |
| 自由现金流率自由现金流/营收 | 21.2% | 6.5% |
| 资本支出强度资本支出/营收 | 3.4% | 1.0% |
| 现金转化率经营现金流/净利润 | 1.22× | 1.74× |
| 过去12个月自由现金流最近4个季度 | $654.2M | $228.0M |
8季度趋势，按日历期对齐
经营现金流JKHYKTB
| Q4 25 | $152.7M | — | ||
| Q3 25 | $120.6M | $64.1M | ||
| Q2 25 | $327.1M | $25.7M | ||
| Q1 25 | $107.8M | $77.6M | ||
| Q4 24 | $89.6M | $82.0M | ||
| Q3 24 | $116.9M | $133.6M | ||
| Q2 24 | $231.8M | $96.2M | ||
| Q1 24 | $97.6M | $56.5M |
自由现金流JKHYKTB
| Q4 25 | $131.4M | — | ||
| Q3 25 | $111.7M | $55.8M | ||
| Q2 25 | $314.9M | $22.4M | ||
| Q1 25 | $96.1M | $74.9M | ||
| Q4 24 | $73.0M | $75.0M | ||
| Q3 24 | $104.1M | $129.9M | ||
| Q2 24 | $208.0M | $92.6M | ||
| Q1 24 | $87.7M | $52.0M |
自由现金流率JKHYKTB
| Q4 25 | 21.2% | — | ||
| Q3 25 | 17.3% | 6.5% | ||
| Q2 25 | 51.2% | 3.4% | ||
| Q1 25 | 16.4% | 12.0% | ||
| Q4 24 | 12.7% | 10.7% | ||
| Q3 24 | 17.3% | 19.4% | ||
| Q2 24 | 37.2% | 15.3% | ||
| Q1 24 | 16.3% | 8.2% |
资本支出强度JKHYKTB
| Q4 25 | 3.4% | — | ||
| Q3 25 | 1.4% | 1.0% | ||
| Q2 25 | 2.0% | 0.5% | ||
| Q1 25 | 2.0% | 0.4% | ||
| Q4 24 | 2.9% | 1.0% | ||
| Q3 24 | 2.1% | 0.6% | ||
| Q2 24 | 4.2% | 0.6% | ||
| Q1 24 | 1.8% | 0.7% |
现金转化率JKHYKTB
| Q4 25 | 1.22× | — | ||
| Q3 25 | 0.84× | 1.74× | ||
| Q2 25 | 2.56× | 0.35× | ||
| Q1 25 | 0.97× | 1.81× | ||
| Q4 24 | 0.92× | 1.28× | ||
| Q3 24 | 0.98× | 1.89× | ||
| Q2 24 | 2.29× | 1.86× | ||
| Q1 24 | 1.12× | 0.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JKHY
| Processing | $273.5M | 44% |
| Private Public Cloud | $202.7M | 33% |
| On Premise Support | $79.0M | 13% |
| Product Deliveryand Service | $64.1M | 10% |
KTB
| International Member | $292.0M | 34% |
| CTC Triangle B.V | $192.7M | 23% |
| Lee Segment | $186.7M | 22% |
| Helly Hansen Segment | $185.9M | 22% |
