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Jack Henry & Associates（JKHY）与Reddit, Inc.（RDDT）财务数据对比。点击上方公司名可切换其他公司
Reddit, Inc.的季度营收约是Jack Henry & Associates的1.1倍（$663.0M vs $619.3M），Reddit, Inc.净利率更高（30.8% vs 20.1%，领先10.6%），Reddit, Inc.同比增速更快（69.0% vs 7.9%），Reddit, Inc.自由现金流更多（$311.0M vs $131.4M），过去两年Reddit, Inc.的营收复合增速更高（53.6% vs 7.2%）
Jack Henry & Associates是1976年成立的美国专业金融科技企业，主要面向社区银行、信用合作社等中小型金融机构提供金融科技及支付处理解决方案，同时帮助区域银行与信用合作社管控风险、完成合规申报，优化升级线上银行业务相关服务。
Reddit是美国知名的社交新闻聚合与论坛类社交媒体平台，注册用户可发布链接、文字帖、图片、视频等各类内容，其他用户可对内容进行点赞或点踩，内容按主题归类到用户创建的子板块中，获赞更高的内容会排在板块前列，热度足够的内容还将展示在全站首页。
JKHY vs RDDT — 直观对比
营收规模更大
RDDT
是对方的1.1倍
$619.3M
营收增速更快
RDDT
高出61.1%
7.9%
净利率更高
RDDT
高出10.6%
20.1%
自由现金流更多
RDDT
多$179.6M
$131.4M
两年增速更快
RDDT
近两年复合增速
7.2%
损益表 — Q2 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $619.3M | $663.0M |
| 净利润 | $124.7M | $204.0M |
| 毛利率 | 43.3% | 100.0% |
| 营业利润率 | 25.7% | 0.0% |
| 净利率 | 20.1% | 30.8% |
| 营收同比 | 7.9% | 69.0% |
| 净利润同比 | 27.4% | 680.0% |
| 每股收益（稀释后） | $1.72 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JKHYRDDT
| Q1 26 | — | $663.0M | ||
| Q4 25 | $619.3M | $725.6M | ||
| Q3 25 | $644.7M | $584.9M | ||
| Q2 25 | $615.4M | $499.6M | ||
| Q1 25 | $585.1M | $392.4M | ||
| Q4 24 | $573.8M | $427.7M | ||
| Q3 24 | $601.0M | $348.4M | ||
| Q2 24 | $559.9M | $281.2M |
净利润JKHYRDDT
| Q1 26 | — | $204.0M | ||
| Q4 25 | $124.7M | $251.6M | ||
| Q3 25 | $144.0M | $162.7M | ||
| Q2 25 | $127.6M | $89.3M | ||
| Q1 25 | $111.1M | $26.2M | ||
| Q4 24 | $97.8M | $71.0M | ||
| Q3 24 | $119.2M | $29.9M | ||
| Q2 24 | $101.1M | $-10.1M |
毛利率JKHYRDDT
| Q1 26 | — | 100.0% | ||
| Q4 25 | 43.3% | 91.9% | ||
| Q3 25 | 45.9% | 91.0% | ||
| Q2 25 | 44.1% | 90.8% | ||
| Q1 25 | 41.8% | 90.5% | ||
| Q4 24 | 42.0% | 92.6% | ||
| Q3 24 | 42.9% | 90.1% | ||
| Q2 24 | 41.5% | 89.5% |
营业利润率JKHYRDDT
| Q1 26 | — | 0.0% | ||
| Q4 25 | 25.7% | 31.9% | ||
| Q3 25 | 28.5% | 23.7% | ||
| Q2 25 | 25.3% | 13.6% | ||
| Q1 25 | 23.7% | 1.0% | ||
| Q4 24 | 21.4% | 12.4% | ||
| Q3 24 | 25.2% | 2.0% | ||
| Q2 24 | 22.4% | -11.0% |
净利率JKHYRDDT
| Q1 26 | — | 30.8% | ||
| Q4 25 | 20.1% | 34.7% | ||
| Q3 25 | 22.3% | 27.8% | ||
| Q2 25 | 20.7% | 17.9% | ||
| Q1 25 | 19.0% | 6.7% | ||
| Q4 24 | 17.1% | 16.6% | ||
| Q3 24 | 19.8% | 8.6% | ||
| Q2 24 | 18.1% | -3.6% |
每股收益（稀释后）JKHYRDDT
| Q1 26 | — | $1.01 | ||
| Q4 25 | $1.72 | $1.24 | ||
| Q3 25 | $1.97 | $0.80 | ||
| Q2 25 | $1.75 | $0.45 | ||
| Q1 25 | $1.52 | $0.13 | ||
| Q4 24 | $1.34 | $4.76 | ||
| Q3 24 | $1.63 | $0.16 | ||
| Q2 24 | $1.39 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $28.2M | $1.4B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.2B | $3.2B |
| 总资产 | $3.1B | $3.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资JKHYRDDT
| Q1 26 | — | $1.4B | ||
| Q4 25 | $28.2M | $953.6M | ||
| Q3 25 | $36.2M | $911.7M | ||
| Q2 25 | $102.0M | $734.1M | ||
| Q1 25 | $39.9M | $635.7M | ||
| Q4 24 | $25.7M | $562.1M | ||
| Q3 24 | $43.2M | $515.9M | ||
| Q2 24 | $38.3M | $468.0M |
总债务JKHYRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $0 | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | $60.0M | — |
股东权益JKHYRDDT
| Q1 26 | — | $3.2B | ||
| Q4 25 | $2.2B | $2.9B | ||
| Q3 25 | $2.2B | $2.6B | ||
| Q2 25 | $2.1B | $2.4B | ||
| Q1 25 | $2.0B | $2.2B | ||
| Q4 24 | $2.0B | $2.1B | ||
| Q3 24 | $1.9B | $2.0B | ||
| Q2 24 | $1.8B | $1.9B |
总资产JKHYRDDT
| Q1 26 | — | $3.5B | ||
| Q4 25 | $3.1B | $3.2B | ||
| Q3 25 | $3.0B | $2.9B | ||
| Q2 25 | $3.0B | $2.6B | ||
| Q1 25 | $2.9B | $2.4B | ||
| Q4 24 | $2.9B | $2.3B | ||
| Q3 24 | $2.9B | $2.2B | ||
| Q2 24 | $2.9B | $2.1B |
负债/权益比JKHYRDDT
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.00× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 0.03× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $152.7M | — |
| 自由现金流经营现金流 - 资本支出 | $131.4M | $311.0M |
| 自由现金流率自由现金流/营收 | 21.2% | 46.9% |
| 资本支出强度资本支出/营收 | 3.4% | — |
| 现金转化率经营现金流/净利润 | 1.22× | — |
| 过去12个月自由现金流最近4个季度 | $654.2M | $868.6M |
8季度趋势，按日历期对齐
经营现金流JKHYRDDT
| Q1 26 | — | — | ||
| Q4 25 | $152.7M | $266.8M | ||
| Q3 25 | $120.6M | $185.2M | ||
| Q2 25 | $327.1M | $111.3M | ||
| Q1 25 | $107.8M | $127.6M | ||
| Q4 24 | $89.6M | $90.0M | ||
| Q3 24 | $116.9M | $71.6M | ||
| Q2 24 | $231.8M | $28.4M |
自由现金流JKHYRDDT
| Q1 26 | — | $311.0M | ||
| Q4 25 | $131.4M | $263.6M | ||
| Q3 25 | $111.7M | $183.1M | ||
| Q2 25 | $314.9M | $110.8M | ||
| Q1 25 | $96.1M | $126.6M | ||
| Q4 24 | $73.0M | $89.2M | ||
| Q3 24 | $104.1M | $70.3M | ||
| Q2 24 | $208.0M | $27.2M |
自由现金流率JKHYRDDT
| Q1 26 | — | 46.9% | ||
| Q4 25 | 21.2% | 36.3% | ||
| Q3 25 | 17.3% | 31.3% | ||
| Q2 25 | 51.2% | 22.2% | ||
| Q1 25 | 16.4% | 32.3% | ||
| Q4 24 | 12.7% | 20.8% | ||
| Q3 24 | 17.3% | 20.2% | ||
| Q2 24 | 37.2% | 9.7% |
资本支出强度JKHYRDDT
| Q1 26 | — | — | ||
| Q4 25 | 3.4% | 0.4% | ||
| Q3 25 | 1.4% | 0.4% | ||
| Q2 25 | 2.0% | 0.1% | ||
| Q1 25 | 2.0% | 0.2% | ||
| Q4 24 | 2.9% | 0.2% | ||
| Q3 24 | 2.1% | 0.4% | ||
| Q2 24 | 4.2% | 0.4% |
现金转化率JKHYRDDT
| Q1 26 | — | — | ||
| Q4 25 | 1.22× | 1.06× | ||
| Q3 25 | 0.84× | 1.14× | ||
| Q2 25 | 2.56× | 1.25× | ||
| Q1 25 | 0.97× | 4.88× | ||
| Q4 24 | 0.92× | 1.27× | ||
| Q3 24 | 0.98× | 2.40× | ||
| Q2 24 | 2.29× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JKHY
| Processing | $273.5M | 44% |
| Private Public Cloud | $202.7M | 33% |
| On Premise Support | $79.0M | 13% |
| Product Deliveryand Service | $64.1M | 10% |
RDDT
暂无分部数据
