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Jackson Financial Inc.（JXN）与Primerica, Inc.（PRI）财务数据对比。点击上方公司名可切换其他公司
Jackson Financial Inc.的季度营收约是Primerica, Inc.的2.3倍（$2.0B vs $853.7M）。Primerica, Inc.净利率更高（23.1% vs -10.3%，领先33.3%）。Jackson Financial Inc.同比增速更快（783.6% vs 11.0%）
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
Primerica, Inc.是一家采用多层次营销模式的金融服务机构，业务覆盖美国与加拿大市场，主要面向当地中等收入家庭提供保险、投资等多元化金融产品，满足客户的风险保障与差异化财富管理需求。
JXN vs PRI — 直观对比
营收规模更大
JXN
是对方的2.3倍
$853.7M
营收增速更快
JXN
高出772.5%
11.0%
净利率更高
PRI
高出33.3%
-10.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $853.7M |
| 净利润 | $-204.0M | $197.0M |
| 毛利率 | — | — |
| 营业利润率 | -18.0% | 28.9% |
| 净利率 | -10.3% | 23.1% |
| 营收同比 | 783.6% | 11.0% |
| 净利润同比 | -159.1% | 17.9% |
| 每股收益（稀释后） | $-3.02 | $6.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JXNPRI
| Q4 25 | $2.0B | $853.7M | ||
| Q3 25 | $1.4B | $839.9M | ||
| Q2 25 | $-471.0M | $793.3M | ||
| Q1 25 | $3.8B | $804.8M | ||
| Q4 24 | $225.0M | $768.8M | ||
| Q3 24 | $2.1B | $774.1M | ||
| Q2 24 | $1.2B | $803.4M | ||
| Q1 24 | $-322.0M | $742.8M |
净利润JXNPRI
| Q4 25 | $-204.0M | $197.0M | ||
| Q3 25 | $76.0M | $206.8M | ||
| Q2 25 | $179.0M | $178.3M | ||
| Q1 25 | $-24.0M | $169.1M | ||
| Q4 24 | $345.0M | $167.1M | ||
| Q3 24 | $-469.0M | $164.4M | ||
| Q2 24 | $275.0M | $1.2M | ||
| Q1 24 | $795.0M | $137.9M |
毛利率JXNPRI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 98.0% | ||
| Q1 24 | — | 98.2% |
营业利润率JXNPRI
| Q4 25 | -18.0% | 28.9% | ||
| Q3 25 | 5.1% | 32.3% | ||
| Q2 25 | — | 29.6% | ||
| Q1 25 | -0.5% | 27.5% | ||
| Q4 24 | — | 64.7% | ||
| Q3 24 | -27.3% | 32.9% | ||
| Q2 24 | 25.5% | 1.0% | ||
| Q1 24 | — | 24.1% |
净利率JXNPRI
| Q4 25 | -10.3% | 23.1% | ||
| Q3 25 | 5.4% | 24.6% | ||
| Q2 25 | -38.0% | 22.5% | ||
| Q1 25 | -0.6% | 21.0% | ||
| Q4 24 | 153.3% | 21.7% | ||
| Q3 24 | -22.1% | 21.2% | ||
| Q2 24 | 22.1% | 0.1% | ||
| Q1 24 | -246.9% | 18.6% |
每股收益（稀释后）JXNPRI
| Q4 25 | $-3.02 | $6.11 | ||
| Q3 25 | $0.92 | $6.35 | ||
| Q2 25 | $2.34 | $5.40 | ||
| Q1 25 | $-0.48 | $5.05 | ||
| Q4 24 | $4.74 | $4.92 | ||
| Q3 24 | $-6.37 | $4.83 | ||
| Q2 24 | $3.43 | $0.03 | ||
| Q1 24 | $9.94 | $3.93 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.7B | $756.2M |
| 总债务越低越好 | $2.0B | — |
| 股东权益账面价值 | $10.0B | $2.4B |
| 总资产 | $352.6B | $15.0B |
| 负债/权益比越低杠杆越低 | 0.20× | — |
8季度趋势，按日历期对齐
现金及短期投资JXNPRI
| Q4 25 | $5.7B | $756.2M | ||
| Q3 25 | $4.6B | $644.9M | ||
| Q2 25 | $3.8B | $621.2M | ||
| Q1 25 | $3.9B | $625.1M | ||
| Q4 24 | $3.8B | $687.8M | ||
| Q3 24 | $3.1B | $550.1M | ||
| Q2 24 | $1.7B | $627.3M | ||
| Q1 24 | $2.5B | $593.4M |
总债务JXNPRI
| Q4 25 | $2.0B | — | ||
| Q3 25 | $2.0B | — | ||
| Q2 25 | $2.0B | — | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $2.0B | — | ||
| Q3 24 | $2.0B | — | ||
| Q2 24 | $2.0B | — | ||
| Q1 24 | $2.0B | — |
股东权益JXNPRI
| Q4 25 | $10.0B | $2.4B | ||
| Q3 25 | $10.2B | $2.3B | ||
| Q2 25 | $10.4B | $2.3B | ||
| Q1 25 | $10.3B | $2.3B | ||
| Q4 24 | $9.8B | $2.3B | ||
| Q3 24 | $10.7B | $1.9B | ||
| Q2 24 | $10.1B | $2.1B | ||
| Q1 24 | $10.2B | $2.2B |
总资产JXNPRI
| Q4 25 | $352.6B | $15.0B | ||
| Q3 25 | $353.6B | $14.8B | ||
| Q2 25 | $343.7B | $14.8B | ||
| Q1 25 | $327.2B | $14.6B | ||
| Q4 24 | $338.4B | $14.6B | ||
| Q3 24 | $345.7B | $14.8B | ||
| Q2 24 | $337.8B | $14.6B | ||
| Q1 24 | $340.3B | $14.9B |
负债/权益比JXNPRI
| Q4 25 | 0.20× | — | ||
| Q3 25 | 0.20× | — | ||
| Q2 25 | 0.20× | — | ||
| Q1 25 | 0.20× | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | 0.19× | — | ||
| Q2 24 | 0.20× | — | ||
| Q1 24 | 0.20× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.6B | $338.2M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 1.72× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流JXNPRI
| Q4 25 | $1.6B | $338.2M | ||
| Q3 25 | $1.4B | $202.9M | ||
| Q2 25 | $1.2B | $162.6M | ||
| Q1 25 | $1.6B | $197.5M | ||
| Q4 24 | $1.5B | $270.6M | ||
| Q3 24 | $1.4B | $207.3M | ||
| Q2 24 | $1.5B | $173.3M | ||
| Q1 24 | $1.4B | $210.9M |
现金转化率JXNPRI
| Q4 25 | — | 1.72× | ||
| Q3 25 | 18.03× | 0.98× | ||
| Q2 25 | 6.55× | 0.91× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | 4.42× | 1.62× | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | 5.37× | 147.98× | ||
| Q1 24 | 1.79× | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
PRI
| Revenues From Sources Other Than Contracts With Customers | $445.9M | 52% |
| Investment And Savings Products Segment Revenues | $340.3M | 40% |
| Other | $56.5M | 7% |
| Segment Revenues From Contracts With Customers | $11.0M | 1% |
