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Jackson Financial Inc.（JXN）与Voya Financial, Inc.（VOYA）财务数据对比。点击上方公司名可切换其他公司
Jackson Financial Inc.的季度营收约是Voya Financial, Inc.的3.3倍（$2.0B vs $603.0M）。Voya Financial, Inc.净利率更高（23.2% vs -10.3%，领先33.5%）。Jackson Financial Inc.同比增速更快（783.6% vs 7.5%）
本公司是美国大型金融服务企业，旗下子公司面向美国及全球逾40个国家的零售与机构客户，提供保险、退休规划、投资管理等多元产品及服务。2019年为美国最大保险提供商，总资产达8151亿美元，入选《财富》世界500强及美国500强榜单。
Voya Financial是总部位于美国纽约的金融服务机构，业务覆盖退休规划、投资管理及保险领域。其前身为ING集团美国运营子公司，2013年完成分拆并通过首次公开募股获得独立资金支持，2014年4月正式启用Voya Financial品牌，旗下前身机构最早在1970年代就已进入美国市场。
JXN vs VOYA — 直观对比
营收规模更大
JXN
是对方的3.3倍
$603.0M
营收增速更快
JXN
高出776.1%
7.5%
净利率更高
VOYA
高出33.5%
-10.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $2.0B | $603.0M |
| 净利润 | $-204.0M | $140.0M |
| 毛利率 | — | — |
| 营业利润率 | -18.0% | 28.0% |
| 净利率 | -10.3% | 23.2% |
| 营收同比 | 783.6% | 7.5% |
| 净利润同比 | -159.1% | 44.3% |
| 每股收益（稀释后） | $-3.02 | $1.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收JXNVOYA
| Q4 25 | $2.0B | $603.0M | ||
| Q3 25 | $1.4B | $572.0M | ||
| Q2 25 | $-471.0M | $542.0M | ||
| Q1 25 | $3.8B | $538.0M | ||
| Q4 24 | $225.0M | $561.0M | ||
| Q3 24 | $2.1B | $542.0M | ||
| Q2 24 | $1.2B | $528.0M | ||
| Q1 24 | $-322.0M | $519.0M |
净利润JXNVOYA
| Q4 25 | $-204.0M | $140.0M | ||
| Q3 25 | $76.0M | $192.0M | ||
| Q2 25 | $179.0M | $166.0M | ||
| Q1 25 | $-24.0M | $156.0M | ||
| Q4 24 | $345.0M | $97.0M | ||
| Q3 24 | $-469.0M | $114.0M | ||
| Q2 24 | $275.0M | $205.0M | ||
| Q1 24 | $795.0M | $251.0M |
营业利润率JXNVOYA
| Q4 25 | -18.0% | 28.0% | ||
| Q3 25 | 5.1% | 53.7% | ||
| Q2 25 | — | 34.7% | ||
| Q1 25 | -0.5% | 32.2% | ||
| Q4 24 | — | 21.4% | ||
| Q3 24 | -27.3% | 21.4% | ||
| Q2 24 | 25.5% | 52.3% | ||
| Q1 24 | — | 55.3% |
净利率JXNVOYA
| Q4 25 | -10.3% | 23.2% | ||
| Q3 25 | 5.4% | 33.6% | ||
| Q2 25 | -38.0% | 30.6% | ||
| Q1 25 | -0.6% | 29.0% | ||
| Q4 24 | 153.3% | 17.3% | ||
| Q3 24 | -22.1% | 21.0% | ||
| Q2 24 | 22.1% | 38.8% | ||
| Q1 24 | -246.9% | 48.4% |
每股收益（稀释后）JXNVOYA
| Q4 25 | $-3.02 | $1.41 | ||
| Q3 25 | $0.92 | $1.80 | ||
| Q2 25 | $2.34 | $1.66 | ||
| Q1 25 | $-0.48 | $1.42 | ||
| Q4 24 | $4.74 | $0.99 | ||
| Q3 24 | $-6.37 | $0.98 | ||
| Q2 24 | $3.43 | $1.96 | ||
| Q1 24 | $9.94 | $2.24 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $5.7B | — |
| 总债务越低越好 | $2.0B | $2.1B |
| 股东权益账面价值 | $10.0B | $5.0B |
| 总资产 | $352.6B | $178.9B |
| 负债/权益比越低杠杆越低 | 0.20× | 0.42× |
8季度趋势，按日历期对齐
现金及短期投资JXNVOYA
| Q4 25 | $5.7B | — | ||
| Q3 25 | $4.6B | — | ||
| Q2 25 | $3.8B | — | ||
| Q1 25 | $3.9B | — | ||
| Q4 24 | $3.8B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $2.5B | — |
总债务JXNVOYA
| Q4 25 | $2.0B | $2.1B | ||
| Q3 25 | $2.0B | $2.1B | ||
| Q2 25 | $2.0B | $2.1B | ||
| Q1 25 | $2.0B | $2.1B | ||
| Q4 24 | $2.0B | $2.5B | ||
| Q3 24 | $2.0B | $2.5B | ||
| Q2 24 | $2.0B | $2.1B | ||
| Q1 24 | $2.0B | $2.1B |
股东权益JXNVOYA
| Q4 25 | $10.0B | $5.0B | ||
| Q3 25 | $10.2B | $5.0B | ||
| Q2 25 | $10.4B | $4.6B | ||
| Q1 25 | $10.3B | $4.4B | ||
| Q4 24 | $9.8B | $4.0B | ||
| Q3 24 | $10.7B | $4.7B | ||
| Q2 24 | $10.1B | $4.0B | ||
| Q1 24 | $10.2B | $4.2B |
总资产JXNVOYA
| Q4 25 | $352.6B | $178.9B | ||
| Q3 25 | $353.6B | $177.4B | ||
| Q2 25 | $343.7B | $172.4B | ||
| Q1 25 | $327.2B | $163.9B | ||
| Q4 24 | $338.4B | $163.9B | ||
| Q3 24 | $345.7B | $166.9B | ||
| Q2 24 | $337.8B | $161.3B | ||
| Q1 24 | $340.3B | $161.6B |
负债/权益比JXNVOYA
| Q4 25 | 0.20× | 0.42× | ||
| Q3 25 | 0.20× | 0.42× | ||
| Q2 25 | 0.20× | 0.45× | ||
| Q1 25 | 0.20× | 0.48× | ||
| Q4 24 | 0.21× | 0.62× | ||
| Q3 24 | 0.19× | 0.53× | ||
| Q2 24 | 0.20× | 0.52× | ||
| Q1 24 | 0.20× | 0.51× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $1.6B | $557.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 3.98× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流JXNVOYA
| Q4 25 | $1.6B | $557.0M | ||
| Q3 25 | $1.4B | $168.0M | ||
| Q2 25 | $1.2B | $742.0M | ||
| Q1 25 | $1.6B | $-179.0M | ||
| Q4 24 | $1.5B | $79.0M | ||
| Q3 24 | $1.4B | $719.0M | ||
| Q2 24 | $1.5B | $316.0M | ||
| Q1 24 | $1.4B | $231.0M |
现金转化率JXNVOYA
| Q4 25 | — | 3.98× | ||
| Q3 25 | 18.03× | 0.88× | ||
| Q2 25 | 6.55× | 4.47× | ||
| Q1 25 | — | -1.15× | ||
| Q4 24 | 4.42× | 0.81× | ||
| Q3 24 | — | 6.31× | ||
| Q2 24 | 5.37× | 1.54× | ||
| Q1 24 | 1.79× | 0.92× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
JXN
| Retail Annuities Segment | $1.5B | 74% |
| Closed Life And Annuity Blocks Segment | $298.0M | 15% |
| Institutional Products Segment | $146.0M | 7% |
| Other | $70.0M | 4% |
VOYA
| Other | $295.0M | 49% |
| Investment Management Segment | $274.0M | 45% |
| Distribution Fees Member | $34.0M | 6% |
