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KINGSWAY FINANCIAL SERVICES INC（KFS）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是KINGSWAY FINANCIAL SERVICES INC的1.5倍（$57.1M vs $38.6M），REGIS CORP净利率更高（0.8% vs -4.1%，领先4.9%），KINGSWAY FINANCIAL SERVICES INC同比增速更快（30.1% vs 22.3%），过去两年KINGSWAY FINANCIAL SERVICES INC的营收复合增速更高（21.4% vs 7.8%）
金斯威金融服务公司是一家专业金融控股企业，主要提供财产和意外伤害保险产品，包括个人车险、商业责任险、财产险等，核心市场覆盖北美地区，服务个人消费者、小微企业主及特定商业客户群体。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
KFS vs RGS — 直观对比
营收规模更大
RGS
是对方的1.5倍
$38.6M
营收增速更快
KFS
高出7.8%
22.3%
净利率更高
RGS
高出4.9%
-4.1%
两年增速更快
KFS
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $38.6M | $57.1M |
| 净利润 | $-1.6M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 0.8% | 10.8% |
| 净利率 | -4.1% | 0.8% |
| 营收同比 | 30.1% | 22.3% |
| 净利润同比 | -7.8% | -94.0% |
| 每股收益（稀释后） | $-0.07 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KFSRGS
| Q4 25 | $38.6M | $57.1M | ||
| Q3 25 | $37.2M | $59.0M | ||
| Q2 25 | $30.9M | $60.4M | ||
| Q1 25 | $28.3M | $57.0M | ||
| Q4 24 | $29.6M | $46.7M | ||
| Q3 24 | $27.1M | $46.1M | ||
| Q2 24 | $26.4M | $49.4M | ||
| Q1 24 | $26.2M | $49.2M |
净利润KFSRGS
| Q4 25 | $-1.6M | $456.0K | ||
| Q3 25 | $-2.4M | $1.4M | ||
| Q2 25 | $-3.2M | $116.5M | ||
| Q1 25 | $-3.1M | $250.0K | ||
| Q4 24 | $-1.5M | $7.6M | ||
| Q3 24 | $-2.3M | $-853.0K | ||
| Q2 24 | $-2.2M | $91.2M | ||
| Q1 24 | $-2.3M | $-2.3M |
营业利润率KFSRGS
| Q4 25 | 0.8% | 10.8% | ||
| Q3 25 | -2.3% | 10.0% | ||
| Q2 25 | -3.6% | 12.1% | ||
| Q1 25 | -2.5% | 8.8% | ||
| Q4 24 | 6.5% | 11.8% | ||
| Q3 24 | -2.5% | 4.6% | ||
| Q2 24 | 0.5% | — | ||
| Q1 24 | 2.9% | 8.3% |
净利率KFSRGS
| Q4 25 | -4.1% | 0.8% | ||
| Q3 25 | -6.5% | 2.3% | ||
| Q2 25 | -10.2% | 192.9% | ||
| Q1 25 | -10.9% | 0.4% | ||
| Q4 24 | -5.0% | 16.4% | ||
| Q3 24 | -8.5% | -1.9% | ||
| Q2 24 | -8.3% | 184.7% | ||
| Q1 24 | -8.9% | -4.7% |
每股收益（稀释后）KFSRGS
| Q4 25 | $-0.07 | $0.16 | ||
| Q3 25 | $-0.10 | $0.49 | ||
| Q2 25 | $-0.13 | $43.67 | ||
| Q1 25 | $-0.13 | $0.08 | ||
| Q4 24 | $-0.08 | $2.71 | ||
| Q3 24 | $-0.10 | $-0.36 | ||
| Q2 24 | $-0.08 | $38.40 | ||
| Q1 24 | $-0.09 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | $18.4M |
| 总债务越低越好 | $70.7M | $113.3M |
| 股东权益账面价值 | $15.2M | $188.7M |
| 总资产 | $231.5M | $588.3M |
| 负债/权益比越低杠杆越低 | 4.66× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资KFSRGS
| Q4 25 | $8.5M | $18.4M | ||
| Q3 25 | $9.5M | $16.6M | ||
| Q2 25 | $12.3M | $17.0M | ||
| Q1 25 | $6.5M | $13.3M | ||
| Q4 24 | $5.7M | $10.2M | ||
| Q3 24 | $6.7M | $6.3M | ||
| Q2 24 | $9.8M | $10.1M | ||
| Q1 24 | $12.3M | $5.9M |
总债务KFSRGS
| Q4 25 | $70.7M | $113.3M | ||
| Q3 25 | $70.7M | $111.3M | ||
| Q2 25 | $58.3M | $110.8M | ||
| Q1 25 | $59.5M | $112.0M | ||
| Q4 24 | $57.5M | $111.5M | ||
| Q3 24 | $58.5M | $95.2M | ||
| Q2 24 | $47.3M | $99.5M | ||
| Q1 24 | $47.1M | $179.7M |
股东权益KFSRGS
| Q4 25 | $15.2M | $188.7M | ||
| Q3 25 | $16.6M | $187.6M | ||
| Q2 25 | $17.4M | $185.6M | ||
| Q1 25 | $5.5M | $68.6M | ||
| Q4 24 | $8.4M | $66.7M | ||
| Q3 24 | $9.9M | $56.4M | ||
| Q2 24 | $20.7M | $56.8M | ||
| Q1 24 | $23.6M | $-35.8M |
总资产KFSRGS
| Q4 25 | $231.5M | $588.3M | ||
| Q3 25 | $235.1M | $592.1M | ||
| Q2 25 | $207.7M | $599.0M | ||
| Q1 25 | $192.1M | $511.2M | ||
| Q4 24 | $186.6M | $530.1M | ||
| Q3 24 | $191.1M | $508.9M | ||
| Q2 24 | $192.3M | $530.5M | ||
| Q1 24 | $198.0M | $543.7M |
负债/权益比KFSRGS
| Q4 25 | 4.66× | 0.60× | ||
| Q3 25 | 4.25× | 0.59× | ||
| Q2 25 | 3.34× | 0.60× | ||
| Q1 25 | 10.91× | 1.63× | ||
| Q4 24 | 6.84× | 1.67× | ||
| Q3 24 | 5.88× | 1.69× | ||
| Q2 24 | 2.29× | 1.75× | ||
| Q1 24 | 2.00× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0K | $1.7M |
| 自由现金流经营现金流 - 资本支出 | — | $891.0K |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流KFSRGS
| Q4 25 | $-3.0K | $1.7M | ||
| Q3 25 | $1.5M | $2.3M | ||
| Q2 25 | $337.0K | $6.8M | ||
| Q1 25 | $-1.8M | $6.2M | ||
| Q4 24 | $1.1M | $2.1M | ||
| Q3 24 | $368.0K | $-1.3M | ||
| Q2 24 | $557.0K | $5.1M | ||
| Q1 24 | $249.0K | $-277.0K |
自由现金流KFSRGS
| Q4 25 | — | $891.0K | ||
| Q3 25 | $1.3M | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.1M | ||
| Q1 24 | — | $-326.0K |
自由现金流率KFSRGS
| Q4 25 | — | 1.6% | ||
| Q3 25 | 3.4% | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | -3.0% | ||
| Q2 24 | — | 10.3% | ||
| Q1 24 | — | -0.7% |
资本支出强度KFSRGS
| Q4 25 | — | 1.4% | ||
| Q3 25 | 0.5% | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | 0.0% | 0.0% | ||
| Q2 24 | — | 0.0% | ||
| Q1 24 | — | 0.1% |
现金转化率KFSRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | — | 1.68× | ||
| Q2 25 | — | 0.06× | ||
| Q1 25 | — | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.06× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KFS
| Other | $14.8M | 38% |
| Roundhouse Electric Equipment Co Inc | $9.7M | 25% |
| MLC Plumbing LLC | $5.7M | 15% |
| Systems Products International Incspi | $3.8M | 10% |
| Advanced Plumbing And Drain | $2.9M | 8% |
| Southside Plumbing | $1.7M | 4% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
