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KINGSWAY FINANCIAL SERVICES INC（KFS）与Stran & Company, Inc.（SWAG）财务数据对比。点击上方公司名可切换其他公司
KINGSWAY FINANCIAL SERVICES INC的季度营收约是Stran & Company, Inc.的1.3倍（$38.6M vs $28.9M），Stran & Company, Inc.净利率更高（0.8% vs -4.1%，领先4.9%），KINGSWAY FINANCIAL SERVICES INC同比增速更快（30.1% vs 7.2%），过去两年Stran & Company, Inc.的营收复合增速更高（24.0% vs 21.4%）
金斯威金融服务公司是一家专业金融控股企业，主要提供财产和意外伤害保险产品，包括个人车险、商业责任险、财产险等，核心市场覆盖北美地区，服务个人消费者、小微企业主及特定商业客户群体。
Stran & Company, Inc.是品牌促销产品、定制周边及一体化营销解决方案供应商，服务覆盖零售、医疗、科技、教育等领域企业客户，助力客户开展品牌宣传、用户运营及员工激励相关工作。
KFS vs SWAG — 直观对比
营收规模更大
KFS
是对方的1.3倍
$28.9M
营收增速更快
KFS
高出22.9%
7.2%
净利率更高
SWAG
高出4.9%
-4.1%
两年增速更快
SWAG
近两年复合增速
21.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $38.6M | $28.9M |
| 净利润 | $-1.6M | $243.0K |
| 毛利率 | — | 30.4% |
| 营业利润率 | 0.8% | -0.1% |
| 净利率 | -4.1% | 0.8% |
| 营收同比 | 30.1% | 7.2% |
| 净利润同比 | -7.8% | 141.5% |
| 每股收益（稀释后） | $-0.07 | $0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KFSSWAG
| Q4 25 | $38.6M | $28.9M | ||
| Q3 25 | $37.2M | $26.0M | ||
| Q2 25 | $30.9M | $32.6M | ||
| Q1 25 | $28.3M | $28.7M | ||
| Q4 24 | $29.6M | $27.0M | ||
| Q3 24 | $27.1M | $20.1M | ||
| Q2 24 | $26.4M | $16.7M | ||
| Q1 24 | $26.2M | $18.8M |
净利润KFSSWAG
| Q4 25 | $-1.6M | $243.0K | ||
| Q3 25 | $-2.4M | $-1.2M | ||
| Q2 25 | $-3.2M | $643.0K | ||
| Q1 25 | $-3.1M | $-393.0K | ||
| Q4 24 | $-1.5M | $-586.0K | ||
| Q3 24 | $-2.3M | $-2.0M | ||
| Q2 24 | $-2.2M | $-1.0M | ||
| Q1 24 | $-2.3M | $-491.0K |
毛利率KFSSWAG
| Q4 25 | — | 30.4% | ||
| Q3 25 | — | 27.2% | ||
| Q2 25 | — | 30.3% | ||
| Q1 25 | — | 29.6% | ||
| Q4 24 | — | 32.5% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 32.8% | ||
| Q1 24 | — | 29.8% |
营业利润率KFSSWAG
| Q4 25 | 0.8% | -0.1% | ||
| Q3 25 | -2.3% | -6.9% | ||
| Q2 25 | -3.6% | 1.2% | ||
| Q1 25 | -2.5% | -1.9% | ||
| Q4 24 | 6.5% | -3.5% | ||
| Q3 24 | -2.5% | -10.8% | ||
| Q2 24 | 0.5% | -6.6% | ||
| Q1 24 | 2.9% | -3.5% |
净利率KFSSWAG
| Q4 25 | -4.1% | 0.8% | ||
| Q3 25 | -6.5% | -4.8% | ||
| Q2 25 | -10.2% | 2.0% | ||
| Q1 25 | -10.9% | -1.4% | ||
| Q4 24 | -5.0% | -2.2% | ||
| Q3 24 | -8.5% | -10.1% | ||
| Q2 24 | -8.3% | -6.1% | ||
| Q1 24 | -8.9% | -2.6% |
每股收益（稀释后）KFSSWAG
| Q4 25 | $-0.07 | $0.02 | ||
| Q3 25 | $-0.10 | $-0.07 | ||
| Q2 25 | $-0.13 | $0.03 | ||
| Q1 25 | $-0.13 | $-0.02 | ||
| Q4 24 | $-0.08 | $-0.02 | ||
| Q3 24 | $-0.10 | $-0.11 | ||
| Q2 24 | $-0.08 | $-0.06 | ||
| Q1 24 | $-0.09 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | $11.6M |
| 总债务越低越好 | $70.7M | — |
| 股东权益账面价值 | $15.2M | $30.5M |
| 总资产 | $231.5M | $49.3M |
| 负债/权益比越低杠杆越低 | 4.66× | — |
8季度趋势，按日历期对齐
现金及短期投资KFSSWAG
| Q4 25 | $8.5M | $11.6M | ||
| Q3 25 | $9.5M | $11.8M | ||
| Q2 25 | $12.3M | $18.1M | ||
| Q1 25 | $6.5M | $12.2M | ||
| Q4 24 | $5.7M | $18.2M | ||
| Q3 24 | $6.7M | $6.9M | ||
| Q2 24 | $9.8M | $9.6M | ||
| Q1 24 | $12.3M | $10.7M |
总债务KFSSWAG
| Q4 25 | $70.7M | — | ||
| Q3 25 | $70.7M | — | ||
| Q2 25 | $58.3M | — | ||
| Q1 25 | $59.5M | — | ||
| Q4 24 | $57.5M | — | ||
| Q3 24 | $58.5M | — | ||
| Q2 24 | $47.3M | — | ||
| Q1 24 | $47.1M | — |
股东权益KFSSWAG
| Q4 25 | $15.2M | $30.5M | ||
| Q3 25 | $16.6M | $30.2M | ||
| Q2 25 | $17.4M | $31.8M | ||
| Q1 25 | $5.5M | $31.3M | ||
| Q4 24 | $8.4M | $31.6M | ||
| Q3 24 | $9.9M | $32.3M | ||
| Q2 24 | $20.7M | $34.3M | ||
| Q1 24 | $23.6M | $35.2M |
总资产KFSSWAG
| Q4 25 | $231.5M | $49.3M | ||
| Q3 25 | $235.1M | $50.3M | ||
| Q2 25 | $207.7M | $61.2M | ||
| Q1 25 | $192.1M | $52.2M | ||
| Q4 24 | $186.6M | $55.1M | ||
| Q3 24 | $191.1M | $48.8M | ||
| Q2 24 | $192.3M | $46.6M | ||
| Q1 24 | $198.0M | $47.9M |
负债/权益比KFSSWAG
| Q4 25 | 4.66× | — | ||
| Q3 25 | 4.25× | — | ||
| Q2 25 | 3.34× | — | ||
| Q1 25 | 10.91× | — | ||
| Q4 24 | 6.84× | — | ||
| Q3 24 | 5.88× | — | ||
| Q2 24 | 2.29× | — | ||
| Q1 24 | 2.00× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0K | $161.0K |
| 自由现金流经营现金流 - 资本支出 | — | $38.0K |
| 自由现金流率自由现金流/营收 | — | 0.1% |
| 资本支出强度资本支出/营收 | — | 0.4% |
| 现金转化率经营现金流/净利润 | — | 0.66× |
| 过去12个月自由现金流最近4个季度 | — | $-5.5M |
8季度趋势，按日历期对齐
经营现金流KFSSWAG
| Q4 25 | $-3.0K | $161.0K | ||
| Q3 25 | $1.5M | $-5.4M | ||
| Q2 25 | $337.0K | $6.4M | ||
| Q1 25 | $-1.8M | $-5.9M | ||
| Q4 24 | $1.1M | $1.3M | ||
| Q3 24 | $368.0K | $-2.7M | ||
| Q2 24 | $557.0K | $2.1M | ||
| Q1 24 | $249.0K | $2.1M |
自由现金流KFSSWAG
| Q4 25 | — | $38.0K | ||
| Q3 25 | $1.3M | $-5.9M | ||
| Q2 25 | — | $6.3M | ||
| Q1 25 | — | $-6.0M | ||
| Q4 24 | — | $1.2M | ||
| Q3 24 | — | $-2.9M | ||
| Q2 24 | — | $1.9M | ||
| Q1 24 | — | $1.9M |
自由现金流率KFSSWAG
| Q4 25 | — | 0.1% | ||
| Q3 25 | 3.4% | -22.6% | ||
| Q2 25 | — | 19.5% | ||
| Q1 25 | — | -21.0% | ||
| Q4 24 | — | 4.6% | ||
| Q3 24 | — | -14.3% | ||
| Q2 24 | — | 11.6% | ||
| Q1 24 | — | 9.9% |
资本支出强度KFSSWAG
| Q4 25 | — | 0.4% | ||
| Q3 25 | 0.5% | 1.9% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.4% | ||
| Q4 24 | — | 0.3% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | — | 1.1% | ||
| Q1 24 | — | 1.0% |
现金转化率KFSSWAG
| Q4 25 | — | 0.66× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 9.99× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KFS
| Other | $14.8M | 38% |
| Roundhouse Electric Equipment Co Inc | $9.7M | 25% |
| MLC Plumbing LLC | $5.7M | 15% |
| Systems Products International Incspi | $3.8M | 10% |
| Advanced Plumbing And Drain | $2.9M | 8% |
| Southside Plumbing | $1.7M | 4% |
SWAG
| Promotional Products Dropshipping | $11.2M | 39% |
| Casino Continuity Program | $6.9M | 24% |
| Promotional Products Company Owned Inventory | $4.6M | 16% |
| Promotional Products Bulk Dropshipping | $3.8M | 13% |
| Promotional Products Thirdparty Distributor | $1.8M | 6% |
| Other | $610.0K | 2% |
