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KINGSWAY FINANCIAL SERVICES INC（KFS）与VIRCO MFG CORPORATION（VIRC）财务数据对比。点击上方公司名可切换其他公司
VIRCO MFG CORPORATION的季度营收约是KINGSWAY FINANCIAL SERVICES INC的1.2倍（$47.6M vs $38.6M），VIRCO MFG CORPORATION净利率更高（-2.8% vs -4.1%，领先1.3%），KINGSWAY FINANCIAL SERVICES INC同比增速更快（30.1% vs -42.3%），过去两年KINGSWAY FINANCIAL SERVICES INC的营收复合增速更高（21.4% vs 5.7%）
金斯威金融服务公司是一家专业金融控股企业，主要提供财产和意外伤害保险产品，包括个人车险、商业责任险、财产险等，核心市场覆盖北美地区，服务个人消费者、小微企业主及特定商业客户群体。
维尔科制造公司（简称Virco）是总部位于美国加利福尼亚州托伦斯的家具制造商，主打教育场景家具产品，核心产品涵盖学生课桌、活动桌、校园及办公座椅、电脑台、轻质折叠桌与布艺沙发椅等。
KFS vs VIRC — 直观对比
营收规模更大
VIRC
是对方的1.2倍
$38.6M
营收增速更快
KFS
高出72.4%
-42.3%
净利率更高
VIRC
高出1.3%
-4.1%
两年增速更快
KFS
近两年复合增速
5.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $38.6M | $47.6M |
| 净利润 | $-1.6M | $-1.3M |
| 毛利率 | — | 38.0% |
| 营业利润率 | 0.8% | -3.6% |
| 净利率 | -4.1% | -2.8% |
| 营收同比 | 30.1% | -42.3% |
| 净利润同比 | -7.8% | -115.8% |
| 每股收益（稀释后） | $-0.07 | $-0.08 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KFSVIRC
| Q4 25 | $38.6M | $47.6M | ||
| Q3 25 | $37.2M | $92.1M | ||
| Q2 25 | $30.9M | $33.8M | ||
| Q1 25 | $28.3M | $28.5M | ||
| Q4 24 | $29.6M | $82.6M | ||
| Q3 24 | $27.1M | $108.4M | ||
| Q2 24 | $26.4M | $46.7M | ||
| Q1 24 | $26.2M | $42.6M |
净利润KFSVIRC
| Q4 25 | $-1.6M | $-1.3M | ||
| Q3 25 | $-2.4M | $10.2M | ||
| Q2 25 | $-3.2M | $732.0K | ||
| Q1 25 | $-3.1M | $-5.7M | ||
| Q4 24 | $-1.5M | $8.4M | ||
| Q3 24 | $-2.3M | $16.8M | ||
| Q2 24 | $-2.2M | $2.1M | ||
| Q1 24 | $-2.3M | $-2.3M |
毛利率KFSVIRC
| Q4 25 | — | 38.0% | ||
| Q3 25 | — | 44.4% | ||
| Q2 25 | — | 47.5% | ||
| Q1 25 | — | 26.2% | ||
| Q4 24 | — | 44.4% | ||
| Q3 24 | — | 46.3% | ||
| Q2 24 | — | 43.5% | ||
| Q1 24 | — | 37.7% |
营业利润率KFSVIRC
| Q4 25 | 0.8% | -3.6% | ||
| Q3 25 | -2.3% | 16.7% | ||
| Q2 25 | -3.6% | -0.3% | ||
| Q1 25 | -2.5% | -28.5% | ||
| Q4 24 | 6.5% | 13.5% | ||
| Q3 24 | -2.5% | 20.2% | ||
| Q2 24 | 0.5% | 6.4% | ||
| Q1 24 | 2.9% | -6.5% |
净利率KFSVIRC
| Q4 25 | -4.1% | -2.8% | ||
| Q3 25 | -6.5% | 11.1% | ||
| Q2 25 | -10.2% | 2.2% | ||
| Q1 25 | -10.9% | -20.1% | ||
| Q4 24 | -5.0% | 10.2% | ||
| Q3 24 | -8.5% | 15.5% | ||
| Q2 24 | -8.3% | 4.6% | ||
| Q1 24 | -8.9% | -5.5% |
每股收益（稀释后）KFSVIRC
| Q4 25 | $-0.07 | $-0.08 | ||
| Q3 25 | $-0.10 | $0.65 | ||
| Q2 25 | $-0.13 | $0.05 | ||
| Q1 25 | $-0.13 | $-0.37 | ||
| Q4 24 | $-0.08 | $0.52 | ||
| Q3 24 | $-0.10 | $1.04 | ||
| Q2 24 | $-0.08 | $0.13 | ||
| Q1 24 | $-0.09 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $8.5M | — |
| 总债务越低越好 | $70.7M | $3.9M |
| 股东权益账面价值 | $15.2M | $113.6M |
| 总资产 | $231.5M | $181.5M |
| 负债/权益比越低杠杆越低 | 4.66× | 0.03× |
8季度趋势，按日历期对齐
现金及短期投资KFSVIRC
| Q4 25 | $8.5M | — | ||
| Q3 25 | $9.5M | — | ||
| Q2 25 | $12.3M | — | ||
| Q1 25 | $6.5M | — | ||
| Q4 24 | $5.7M | — | ||
| Q3 24 | $6.7M | — | ||
| Q2 24 | $9.8M | — | ||
| Q1 24 | $12.3M | $5.3M |
总债务KFSVIRC
| Q4 25 | $70.7M | $3.9M | ||
| Q3 25 | $70.7M | $4.0M | ||
| Q2 25 | $58.3M | $4.1M | ||
| Q1 25 | $59.5M | $4.1M | ||
| Q4 24 | $57.5M | $4.2M | ||
| Q3 24 | $58.5M | $4.3M | ||
| Q2 24 | $47.3M | $7.0M | ||
| Q1 24 | $47.1M | $4.4M |
股东权益KFSVIRC
| Q4 25 | $15.2M | $113.6M | ||
| Q3 25 | $16.6M | $115.4M | ||
| Q2 25 | $17.4M | $105.6M | ||
| Q1 25 | $5.5M | $109.3M | ||
| Q4 24 | $8.4M | $115.9M | ||
| Q3 24 | $9.9M | $107.8M | ||
| Q2 24 | $20.7M | $91.6M | ||
| Q1 24 | $23.6M | $91.2M |
总资产KFSVIRC
| Q4 25 | $231.5M | $181.5M | ||
| Q3 25 | $235.1M | $198.6M | ||
| Q2 25 | $207.7M | $183.8M | ||
| Q1 25 | $192.1M | $191.9M | ||
| Q4 24 | $186.6M | $210.1M | ||
| Q3 24 | $191.1M | $216.3M | ||
| Q2 24 | $192.3M | $152.5M | ||
| Q1 24 | $198.0M | $146.4M |
负债/权益比KFSVIRC
| Q4 25 | 4.66× | 0.03× | ||
| Q3 25 | 4.25× | 0.03× | ||
| Q2 25 | 3.34× | 0.04× | ||
| Q1 25 | 10.91× | 0.04× | ||
| Q4 24 | 6.84× | 0.04× | ||
| Q3 24 | 5.88× | 0.04× | ||
| Q2 24 | 2.29× | 0.08× | ||
| Q1 24 | 2.00× | 0.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-3.0K | $25.8M |
| 自由现金流经营现金流 - 资本支出 | — | $24.5M |
| 自由现金流率自由现金流/营收 | — | 51.5% |
| 资本支出强度资本支出/营收 | — | 2.7% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-4.3M |
8季度趋势，按日历期对齐
经营现金流KFSVIRC
| Q4 25 | $-3.0K | $25.8M | ||
| Q3 25 | $1.5M | $3.2M | ||
| Q2 25 | $337.0K | $-19.0M | ||
| Q1 25 | $-1.8M | $-8.3M | ||
| Q4 24 | $1.1M | $33.5M | ||
| Q3 24 | $368.0K | $12.5M | ||
| Q2 24 | $557.0K | $-4.5M | ||
| Q1 24 | $249.0K | $4.7M |
自由现金流KFSVIRC
| Q4 25 | — | $24.5M | ||
| Q3 25 | $1.3M | $1.8M | ||
| Q2 25 | — | $-21.5M | ||
| Q1 25 | — | $-9.2M | ||
| Q4 24 | — | $31.0M | ||
| Q3 24 | — | $10.7M | ||
| Q2 24 | — | $-5.6M | ||
| Q1 24 | — | $4.0M |
自由现金流率KFSVIRC
| Q4 25 | — | 51.5% | ||
| Q3 25 | 3.4% | 2.0% | ||
| Q2 25 | — | -63.6% | ||
| Q1 25 | — | -32.4% | ||
| Q4 24 | — | 37.5% | ||
| Q3 24 | — | 9.8% | ||
| Q2 24 | — | -12.0% | ||
| Q1 24 | — | 9.5% |
资本支出强度KFSVIRC
| Q4 25 | — | 2.7% | ||
| Q3 25 | 0.5% | 1.5% | ||
| Q2 25 | — | 7.2% | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | 0.0% | 1.7% | ||
| Q2 24 | — | 2.3% | ||
| Q1 24 | — | 1.5% |
现金转化率KFSVIRC
| Q4 25 | — | — | ||
| Q3 25 | — | 0.31× | ||
| Q2 25 | — | -26.00× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 3.98× | ||
| Q3 24 | — | 0.74× | ||
| Q2 24 | — | -2.11× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KFS
| Other | $14.8M | 38% |
| Roundhouse Electric Equipment Co Inc | $9.7M | 25% |
| MLC Plumbing LLC | $5.7M | 15% |
| Systems Products International Incspi | $3.8M | 10% |
| Advanced Plumbing And Drain | $2.9M | 8% |
| Southside Plumbing | $1.7M | 4% |
VIRC
暂无分部数据
