vs
KINGSTONE COMPANIES, INC.（KINS）与Planet Labs PBC（PL）财务数据对比。点击上方公司名可切换其他公司
Planet Labs PBC的季度营收约是KINGSTONE COMPANIES, INC.的1.4倍（$81.3M vs $56.4M），KINGSTONE COMPANIES, INC.净利率更高（26.2% vs -72.8%，领先99.0%），KINGSTONE COMPANIES, INC.同比增速更快（34.0% vs 32.6%），KINGSTONE COMPANIES, INC.自由现金流更多（$73.1M vs $1.9M），过去两年KINGSTONE COMPANIES, INC.的营收复合增速更高（25.6% vs 17.5%）
金斯顿公司总部位于纽约金斯顿，核心业务通过旗下金斯顿保险公司开展财产意外保险产品服务，同时旗下持纽约州牌照的保险保费融资公司Payments, Inc.，会与第三方持牌保费融资机构签订合作协议。在2010年专业保险代理人协会的企业绩效调查中，金斯顿保险公司在81家参评保险公司中排名第一。
Planet Labs PBC（常简称为Planet）是总部位于美国加利福尼亚州旧金山的上市地球影像企业，核心目标是实现全球范围的每日成像，以此监测地表变化、精准识别相关趋势，为多行业的地理数据分析需求提供可靠的数据支持。
KINS vs PL — 直观对比
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $56.4M | $81.3M |
| 净利润 | $14.8M | $-59.2M |
| 毛利率 | — | 57.3% |
| 营业利润率 | 32.7% | -22.6% |
| 净利率 | 26.2% | -72.8% |
| 营收同比 | 34.0% | 32.6% |
| 净利润同比 | 171.4% | -194.7% |
| 每股收益（稀释后） | $1.09 | $-0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $56.4M | $81.3M | ||
| Q3 25 | $55.7M | $73.4M | ||
| Q2 25 | $52.3M | $66.3M | ||
| Q1 25 | $50.5M | $61.6M | ||
| Q4 24 | $42.1M | $61.3M | ||
| Q3 24 | $40.8M | $61.1M | ||
| Q2 24 | $36.5M | $60.4M | ||
| Q1 24 | $35.8M | $58.9M |
| Q4 25 | $14.8M | $-59.2M | ||
| Q3 25 | $10.9M | $-22.6M | ||
| Q2 25 | $11.3M | $-12.6M | ||
| Q1 25 | $3.9M | $-35.2M | ||
| Q4 24 | $5.4M | $-20.1M | ||
| Q3 24 | $7.0M | $-38.7M | ||
| Q2 24 | $4.5M | $-29.3M | ||
| Q1 24 | $1.4M | $-30.1M |
| Q4 25 | — | 57.3% | ||
| Q3 25 | — | 57.6% | ||
| Q2 25 | — | 55.2% | ||
| Q1 25 | — | 62.1% | ||
| Q4 24 | — | 61.2% | ||
| Q3 24 | — | 52.9% | ||
| Q2 24 | — | 52.4% | ||
| Q1 24 | — | 55.2% |
| Q4 25 | 32.7% | -22.6% | ||
| Q3 25 | 24.6% | -24.5% | ||
| Q2 25 | 27.1% | -34.4% | ||
| Q1 25 | 9.3% | -31.5% | ||
| Q4 24 | 15.9% | -36.9% | ||
| Q3 24 | 22.3% | -64.8% | ||
| Q2 24 | 15.7% | -57.2% | ||
| Q1 24 | 5.0% | -57.6% |
| Q4 25 | 26.2% | -72.8% | ||
| Q3 25 | 19.5% | -30.8% | ||
| Q2 25 | 21.5% | -19.1% | ||
| Q1 25 | 7.7% | -57.1% | ||
| Q4 24 | 12.9% | -32.8% | ||
| Q3 24 | 17.1% | -63.3% | ||
| Q2 24 | 12.4% | -48.5% | ||
| Q1 24 | 4.0% | -51.1% |
| Q4 25 | $1.09 | $-0.19 | ||
| Q3 25 | $0.74 | $-0.07 | ||
| Q2 25 | $0.78 | $-0.04 | ||
| Q1 25 | $0.27 | $-0.12 | ||
| Q4 24 | $0.44 | $-0.07 | ||
| Q3 24 | $0.55 | $-0.13 | ||
| Q2 24 | $0.37 | $-0.10 | ||
| Q1 24 | $0.12 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $443.3M |
| 总债务越低越好 | $4.4M | — |
| 股东权益账面价值 | $122.7M | $349.6M |
| 总资产 | $453.4M | $1.1B |
| 负债/权益比越低杠杆越低 | 0.04× | — |
8季度趋势，按日历期对齐
| Q4 25 | — | $443.3M | ||
| Q3 25 | — | $181.1M | ||
| Q2 25 | — | $133.5M | ||
| Q1 25 | — | $118.0M | ||
| Q4 24 | — | $139.0M | ||
| Q3 24 | — | $148.3M | ||
| Q2 24 | — | $107.4M | ||
| Q1 24 | — | $83.9M |
| Q4 25 | $4.4M | — | ||
| Q3 25 | $4.8M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $5.4M | — | ||
| Q4 24 | $11.2M | — | ||
| Q3 24 | $17.3M | — | ||
| Q2 24 | $25.3M | — | ||
| Q1 24 | $25.3M | — |
| Q4 25 | $122.7M | $349.6M | ||
| Q3 25 | $107.7M | $435.7M | ||
| Q2 25 | $94.9M | $444.8M | ||
| Q1 25 | $82.2M | $441.3M | ||
| Q4 24 | $66.7M | $464.6M | ||
| Q3 24 | $59.7M | $473.2M | ||
| Q2 24 | $40.8M | $500.3M | ||
| Q1 24 | $35.7M | $518.0M |
| Q4 25 | $453.4M | $1.1B | ||
| Q3 25 | $428.6M | $696.4M | ||
| Q2 25 | $393.4M | $658.4M | ||
| Q1 25 | $385.4M | $633.8M | ||
| Q4 24 | $374.9M | $630.8M | ||
| Q3 24 | $347.0M | $658.4M | ||
| Q2 24 | $319.8M | $674.6M | ||
| Q1 24 | $318.3M | $702.0M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.07× | — | ||
| Q4 24 | 0.17× | — | ||
| Q3 24 | 0.29× | — | ||
| Q2 24 | 0.62× | — | ||
| Q1 24 | 0.71× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $75.9M | $28.6M |
| 自由现金流经营现金流 - 资本支出 | $73.1M | $1.9M |
| 自由现金流率自由现金流/营收 | 129.5% | 2.3% |
| 资本支出强度资本支出/营收 | 5.0% | 32.9% |
| 现金转化率经营现金流/净利润 | 5.14× | — |
| 过去12个月自由现金流最近4个季度 | $124.0M | $40.7M |
8季度趋势，按日历期对齐
| Q4 25 | $75.9M | $28.6M | ||
| Q3 25 | $25.9M | $67.8M | ||
| Q2 25 | $9.3M | $17.3M | ||
| Q1 25 | $17.9M | $-6.3M | ||
| Q4 24 | $57.9M | $4.1M | ||
| Q3 24 | $21.7M | $-7.9M | ||
| Q2 24 | $7.1M | $-4.3M | ||
| Q1 24 | $6.1M | $-6.8M |
| Q4 25 | $73.1M | $1.9M | ||
| Q3 25 | $25.3M | $47.5M | ||
| Q2 25 | $8.7M | $9.2M | ||
| Q1 25 | $17.0M | $-17.9M | ||
| Q4 24 | $55.6M | $-3.6M | ||
| Q3 24 | $21.0M | $-23.0M | ||
| Q2 24 | $6.6M | $-14.2M | ||
| Q1 24 | $5.6M | $-15.7M |
| Q4 25 | 129.5% | 2.3% | ||
| Q3 25 | 45.4% | 64.7% | ||
| Q2 25 | 16.6% | 13.9% | ||
| Q1 25 | 33.7% | -29.1% | ||
| Q4 24 | 132.1% | -5.8% | ||
| Q3 24 | 51.6% | -37.6% | ||
| Q2 24 | 18.1% | -23.6% | ||
| Q1 24 | 15.5% | -26.7% |
| Q4 25 | 5.0% | 32.9% | ||
| Q3 25 | 1.2% | 27.6% | ||
| Q2 25 | 1.1% | 12.3% | ||
| Q1 25 | 1.7% | 18.9% | ||
| Q4 24 | 5.6% | 12.5% | ||
| Q3 24 | 1.7% | 24.8% | ||
| Q2 24 | 1.4% | 16.4% | ||
| Q1 24 | 1.5% | 15.1% |
| Q4 25 | 5.14× | — | ||
| Q3 25 | 2.38× | — | ||
| Q2 25 | 0.82× | — | ||
| Q1 25 | 4.60× | — | ||
| Q4 24 | 10.65× | — | ||
| Q3 24 | 3.12× | — | ||
| Q2 24 | 1.58× | — | ||
| Q1 24 | 4.27× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KINS
暂无分部数据
PL
| Defense And Intelligence | $49.4M | 61% |
| Civil Government | $18.8M | 23% |
| Commercial | $13.1M | 16% |
