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KINGSTONE COMPANIES, INC.（KINS）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是KINGSTONE COMPANIES, INC.的1.0倍（$57.1M vs $56.4M），KINGSTONE COMPANIES, INC.净利率更高（26.2% vs 0.8%，领先25.4%），KINGSTONE COMPANIES, INC.同比增速更快（34.0% vs 22.3%），KINGSTONE COMPANIES, INC.自由现金流更多（$73.1M vs $891.0K），过去两年KINGSTONE COMPANIES, INC.的营收复合增速更高（25.6% vs 7.8%）
金斯顿公司总部位于纽约金斯顿，核心业务通过旗下金斯顿保险公司开展财产意外保险产品服务，同时旗下持纽约州牌照的保险保费融资公司Payments, Inc.，会与第三方持牌保费融资机构签订合作协议。在2010年专业保险代理人协会的企业绩效调查中，金斯顿保险公司在81家参评保险公司中排名第一。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
KINS vs RGS — 直观对比
营收规模更大
RGS
是对方的1.0倍
$56.4M
营收增速更快
KINS
高出11.8%
22.3%
净利率更高
KINS
高出25.4%
0.8%
自由现金流更多
KINS
多$72.2M
$891.0K
两年增速更快
KINS
近两年复合增速
7.8%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $56.4M | $57.1M |
| 净利润 | $14.8M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 32.7% | 10.8% |
| 净利率 | 26.2% | 0.8% |
| 营收同比 | 34.0% | 22.3% |
| 净利润同比 | 171.4% | -94.0% |
| 每股收益（稀释后） | $1.09 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KINSRGS
| Q4 25 | $56.4M | $57.1M | ||
| Q3 25 | $55.7M | $59.0M | ||
| Q2 25 | $52.3M | $60.4M | ||
| Q1 25 | $50.5M | $57.0M | ||
| Q4 24 | $42.1M | $46.7M | ||
| Q3 24 | $40.8M | $46.1M | ||
| Q2 24 | $36.5M | $49.4M | ||
| Q1 24 | $35.8M | $49.2M |
净利润KINSRGS
| Q4 25 | $14.8M | $456.0K | ||
| Q3 25 | $10.9M | $1.4M | ||
| Q2 25 | $11.3M | $116.5M | ||
| Q1 25 | $3.9M | $250.0K | ||
| Q4 24 | $5.4M | $7.6M | ||
| Q3 24 | $7.0M | $-853.0K | ||
| Q2 24 | $4.5M | $91.2M | ||
| Q1 24 | $1.4M | $-2.3M |
营业利润率KINSRGS
| Q4 25 | 32.7% | 10.8% | ||
| Q3 25 | 24.6% | 10.0% | ||
| Q2 25 | 27.1% | 12.1% | ||
| Q1 25 | 9.3% | 8.8% | ||
| Q4 24 | 15.9% | 11.8% | ||
| Q3 24 | 22.3% | 4.6% | ||
| Q2 24 | 15.7% | — | ||
| Q1 24 | 5.0% | 8.3% |
净利率KINSRGS
| Q4 25 | 26.2% | 0.8% | ||
| Q3 25 | 19.5% | 2.3% | ||
| Q2 25 | 21.5% | 192.9% | ||
| Q1 25 | 7.7% | 0.4% | ||
| Q4 24 | 12.9% | 16.4% | ||
| Q3 24 | 17.1% | -1.9% | ||
| Q2 24 | 12.4% | 184.7% | ||
| Q1 24 | 4.0% | -4.7% |
每股收益（稀释后）KINSRGS
| Q4 25 | $1.09 | $0.16 | ||
| Q3 25 | $0.74 | $0.49 | ||
| Q2 25 | $0.78 | $43.67 | ||
| Q1 25 | $0.27 | $0.08 | ||
| Q4 24 | $0.44 | $2.71 | ||
| Q3 24 | $0.55 | $-0.36 | ||
| Q2 24 | $0.37 | $38.40 | ||
| Q1 24 | $0.12 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | $4.4M | $113.3M |
| 股东权益账面价值 | $122.7M | $188.7M |
| 总资产 | $453.4M | $588.3M |
| 负债/权益比越低杠杆越低 | 0.04× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资KINSRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务KINSRGS
| Q4 25 | $4.4M | $113.3M | ||
| Q3 25 | $4.8M | $111.3M | ||
| Q2 25 | $5.1M | $110.8M | ||
| Q1 25 | $5.4M | $112.0M | ||
| Q4 24 | $11.2M | $111.5M | ||
| Q3 24 | $17.3M | $95.2M | ||
| Q2 24 | $25.3M | $99.5M | ||
| Q1 24 | $25.3M | $179.7M |
股东权益KINSRGS
| Q4 25 | $122.7M | $188.7M | ||
| Q3 25 | $107.7M | $187.6M | ||
| Q2 25 | $94.9M | $185.6M | ||
| Q1 25 | $82.2M | $68.6M | ||
| Q4 24 | $66.7M | $66.7M | ||
| Q3 24 | $59.7M | $56.4M | ||
| Q2 24 | $40.8M | $56.8M | ||
| Q1 24 | $35.7M | $-35.8M |
总资产KINSRGS
| Q4 25 | $453.4M | $588.3M | ||
| Q3 25 | $428.6M | $592.1M | ||
| Q2 25 | $393.4M | $599.0M | ||
| Q1 25 | $385.4M | $511.2M | ||
| Q4 24 | $374.9M | $530.1M | ||
| Q3 24 | $347.0M | $508.9M | ||
| Q2 24 | $319.8M | $530.5M | ||
| Q1 24 | $318.3M | $543.7M |
负债/权益比KINSRGS
| Q4 25 | 0.04× | 0.60× | ||
| Q3 25 | 0.04× | 0.59× | ||
| Q2 25 | 0.05× | 0.60× | ||
| Q1 25 | 0.07× | 1.63× | ||
| Q4 24 | 0.17× | 1.67× | ||
| Q3 24 | 0.29× | 1.69× | ||
| Q2 24 | 0.62× | 1.75× | ||
| Q1 24 | 0.71× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $75.9M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $73.1M | $891.0K |
| 自由现金流率自由现金流/营收 | 129.5% | 1.6% |
| 资本支出强度资本支出/营收 | 5.0% | 1.4% |
| 现金转化率经营现金流/净利润 | 5.14× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $124.0M | $14.9M |
8季度趋势，按日历期对齐
经营现金流KINSRGS
| Q4 25 | $75.9M | $1.7M | ||
| Q3 25 | $25.9M | $2.3M | ||
| Q2 25 | $9.3M | $6.8M | ||
| Q1 25 | $17.9M | $6.2M | ||
| Q4 24 | $57.9M | $2.1M | ||
| Q3 24 | $21.7M | $-1.3M | ||
| Q2 24 | $7.1M | $5.1M | ||
| Q1 24 | $6.1M | $-277.0K |
自由现金流KINSRGS
| Q4 25 | $73.1M | $891.0K | ||
| Q3 25 | $25.3M | $1.9M | ||
| Q2 25 | $8.7M | $6.2M | ||
| Q1 25 | $17.0M | $5.9M | ||
| Q4 24 | $55.6M | $1.7M | ||
| Q3 24 | $21.0M | $-1.4M | ||
| Q2 24 | $6.6M | $5.1M | ||
| Q1 24 | $5.6M | $-326.0K |
自由现金流率KINSRGS
| Q4 25 | 129.5% | 1.6% | ||
| Q3 25 | 45.4% | 3.2% | ||
| Q2 25 | 16.6% | 10.3% | ||
| Q1 25 | 33.7% | 10.3% | ||
| Q4 24 | 132.1% | 3.6% | ||
| Q3 24 | 51.6% | -3.0% | ||
| Q2 24 | 18.1% | 10.3% | ||
| Q1 24 | 15.5% | -0.7% |
资本支出强度KINSRGS
| Q4 25 | 5.0% | 1.4% | ||
| Q3 25 | 1.2% | 0.7% | ||
| Q2 25 | 1.1% | 0.9% | ||
| Q1 25 | 1.7% | 0.6% | ||
| Q4 24 | 5.6% | 0.9% | ||
| Q3 24 | 1.7% | 0.0% | ||
| Q2 24 | 1.4% | 0.0% | ||
| Q1 24 | 1.5% | 0.1% |
现金转化率KINSRGS
| Q4 25 | 5.14× | 3.65× | ||
| Q3 25 | 2.38× | 1.68× | ||
| Q2 25 | 0.82× | 0.06× | ||
| Q1 25 | 4.60× | 24.80× | ||
| Q4 24 | 10.65× | 0.28× | ||
| Q3 24 | 3.12× | — | ||
| Q2 24 | 1.58× | 0.06× | ||
| Q1 24 | 4.27× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KINS
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
