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KINGSTONE COMPANIES, INC.（KINS）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
null的季度营收约是KINGSTONE COMPANIES, INC.的1.8倍（$100.0M vs $56.4M），KINGSTONE COMPANIES, INC.净利率更高（26.2% vs -7.0%，领先33.2%），KINGSTONE COMPANIES, INC.同比增速更快（34.0% vs 14.5%），KINGSTONE COMPANIES, INC.自由现金流更多（$73.1M vs $14.1M），过去两年KINGSTONE COMPANIES, INC.的营收复合增速更高（25.6% vs -4.9%）
金斯顿公司总部位于纽约金斯顿，核心业务通过旗下金斯顿保险公司开展财产意外保险产品服务，同时旗下持纽约州牌照的保险保费融资公司Payments, Inc.，会与第三方持牌保费融资机构签订合作协议。在2010年专业保险代理人协会的企业绩效调查中，金斯顿保险公司在81家参评保险公司中排名第一。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
KINS vs SWIM — 直观对比
营收规模更大
SWIM
是对方的1.8倍
$56.4M
营收增速更快
KINS
高出19.5%
14.5%
净利率更高
KINS
高出33.2%
-7.0%
自由现金流更多
KINS
多$59.0M
$14.1M
两年增速更快
KINS
近两年复合增速
-4.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $56.4M | $100.0M |
| 净利润 | $14.8M | $-7.0M |
| 毛利率 | — | 28.0% |
| 营业利润率 | 32.7% | -10.7% |
| 净利率 | 26.2% | -7.0% |
| 营收同比 | 34.0% | 14.5% |
| 净利润同比 | 171.4% | 76.0% |
| 每股收益（稀释后） | $1.09 | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KINSSWIM
| Q4 25 | $56.4M | $100.0M | ||
| Q3 25 | $55.7M | $161.9M | ||
| Q2 25 | $52.3M | $172.6M | ||
| Q1 25 | $50.5M | $111.4M | ||
| Q4 24 | $42.1M | $87.3M | ||
| Q3 24 | $40.8M | $150.5M | ||
| Q2 24 | $36.5M | $160.1M | ||
| Q1 24 | $35.8M | $110.6M |
净利润KINSSWIM
| Q4 25 | $14.8M | $-7.0M | ||
| Q3 25 | $10.9M | $8.1M | ||
| Q2 25 | $11.3M | $16.0M | ||
| Q1 25 | $3.9M | $-6.0M | ||
| Q4 24 | $5.4M | $-29.2M | ||
| Q3 24 | $7.0M | $5.9M | ||
| Q2 24 | $4.5M | $13.3M | ||
| Q1 24 | $1.4M | $-7.9M |
毛利率KINSSWIM
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 35.4% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 29.5% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 32.4% | ||
| Q2 24 | — | 33.1% | ||
| Q1 24 | — | 27.7% |
营业利润率KINSSWIM
| Q4 25 | 32.7% | -10.7% | ||
| Q3 25 | 24.6% | 13.3% | ||
| Q2 25 | 27.1% | 14.3% | ||
| Q1 25 | 9.3% | -4.4% | ||
| Q4 24 | 15.9% | -14.9% | ||
| Q3 24 | 22.3% | 8.9% | ||
| Q2 24 | 15.7% | 12.5% | ||
| Q1 24 | 5.0% | -1.9% |
净利率KINSSWIM
| Q4 25 | 26.2% | -7.0% | ||
| Q3 25 | 19.5% | 5.0% | ||
| Q2 25 | 21.5% | 9.3% | ||
| Q1 25 | 7.7% | -5.4% | ||
| Q4 24 | 12.9% | -33.4% | ||
| Q3 24 | 17.1% | 3.9% | ||
| Q2 24 | 12.4% | 8.3% | ||
| Q1 24 | 4.0% | -7.1% |
每股收益（稀释后）KINSSWIM
| Q4 25 | $1.09 | $-0.06 | ||
| Q3 25 | $0.74 | $0.07 | ||
| Q2 25 | $0.78 | $0.13 | ||
| Q1 25 | $0.27 | $-0.05 | ||
| Q4 24 | $0.44 | $-0.24 | ||
| Q3 24 | $0.55 | $0.05 | ||
| Q2 24 | $0.37 | $0.11 | ||
| Q1 24 | $0.12 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $4.4M | $279.8M |
| 股东权益账面价值 | $122.7M | $405.9M |
| 总资产 | $453.4M | $823.2M |
| 负债/权益比越低杠杆越低 | 0.04× | 0.69× |
8季度趋势，按日历期对齐
总债务KINSSWIM
| Q4 25 | $4.4M | $279.8M | ||
| Q3 25 | $4.8M | $281.1M | ||
| Q2 25 | $5.1M | $281.5M | ||
| Q1 25 | $5.4M | $306.9M | ||
| Q4 24 | $11.2M | $281.5M | ||
| Q3 24 | $17.3M | $282.8M | ||
| Q2 24 | $25.3M | $282.4M | ||
| Q1 24 | $25.3M | $282.8M |
股东权益KINSSWIM
| Q4 25 | $122.7M | $405.9M | ||
| Q3 25 | $107.7M | $408.4M | ||
| Q2 25 | $94.9M | $398.4M | ||
| Q1 25 | $82.2M | $381.1M | ||
| Q4 24 | $66.7M | $387.2M | ||
| Q3 24 | $59.7M | $416.6M | ||
| Q2 24 | $40.8M | $408.1M | ||
| Q1 24 | $35.7M | $391.8M |
总资产KINSSWIM
| Q4 25 | $453.4M | $823.2M | ||
| Q3 25 | $428.6M | $844.4M | ||
| Q2 25 | $393.4M | $822.1M | ||
| Q1 25 | $385.4M | $824.6M | ||
| Q4 24 | $374.9M | $794.2M | ||
| Q3 24 | $347.0M | $853.4M | ||
| Q2 24 | $319.8M | $830.0M | ||
| Q1 24 | $318.3M | $808.6M |
负债/权益比KINSSWIM
| Q4 25 | 0.04× | 0.69× | ||
| Q3 25 | 0.04× | 0.69× | ||
| Q2 25 | 0.05× | 0.71× | ||
| Q1 25 | 0.07× | 0.81× | ||
| Q4 24 | 0.17× | 0.73× | ||
| Q3 24 | 0.29× | 0.68× | ||
| Q2 24 | 0.62× | 0.69× | ||
| Q1 24 | 0.71× | 0.72× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $75.9M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $73.1M | $14.1M |
| 自由现金流率自由现金流/营收 | 129.5% | 14.1% |
| 资本支出强度资本支出/营收 | 5.0% | 9.2% |
| 现金转化率经营现金流/净利润 | 5.14× | — |
| 过去12个月自由现金流最近4个季度 | $124.0M | $38.0M |
8季度趋势，按日历期对齐
经营现金流KINSSWIM
| Q4 25 | $75.9M | $23.3M | ||
| Q3 25 | $25.9M | $51.0M | ||
| Q2 25 | $9.3M | $36.0M | ||
| Q1 25 | $17.9M | $-46.9M | ||
| Q4 24 | $57.9M | $6.2M | ||
| Q3 24 | $21.7M | $37.2M | ||
| Q2 24 | $7.1M | $52.4M | ||
| Q1 24 | $6.1M | $-34.5M |
自由现金流KINSSWIM
| Q4 25 | $73.1M | $14.1M | ||
| Q3 25 | $25.3M | $45.2M | ||
| Q2 25 | $8.7M | $29.1M | ||
| Q1 25 | $17.0M | $-50.3M | ||
| Q4 24 | $55.6M | $-98.0K | ||
| Q3 24 | $21.0M | $33.2M | ||
| Q2 24 | $6.6M | $47.9M | ||
| Q1 24 | $5.6M | $-39.9M |
自由现金流率KINSSWIM
| Q4 25 | 129.5% | 14.1% | ||
| Q3 25 | 45.4% | 27.9% | ||
| Q2 25 | 16.6% | 16.8% | ||
| Q1 25 | 33.7% | -45.2% | ||
| Q4 24 | 132.1% | -0.1% | ||
| Q3 24 | 51.6% | 22.1% | ||
| Q2 24 | 18.1% | 29.9% | ||
| Q1 24 | 15.5% | -36.0% |
资本支出强度KINSSWIM
| Q4 25 | 5.0% | 9.2% | ||
| Q3 25 | 1.2% | 3.6% | ||
| Q2 25 | 1.1% | 4.0% | ||
| Q1 25 | 1.7% | 3.1% | ||
| Q4 24 | 5.6% | 7.2% | ||
| Q3 24 | 1.7% | 2.7% | ||
| Q2 24 | 1.4% | 2.8% | ||
| Q1 24 | 1.5% | 4.8% |
现金转化率KINSSWIM
| Q4 25 | 5.14× | — | ||
| Q3 25 | 2.38× | 6.29× | ||
| Q2 25 | 0.82× | 2.25× | ||
| Q1 25 | 4.60× | — | ||
| Q4 24 | 10.65× | — | ||
| Q3 24 | 3.12× | 6.32× | ||
| Q2 24 | 1.58× | 3.95× | ||
| Q1 24 | 4.27× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KINS
暂无分部数据
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
