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金佰利（KMB）与Rocket Companies, Inc.（RKT）财务数据对比。点击上方公司名可切换其他公司
金佰利的季度营收约是Rocket Companies, Inc.的1.5倍（$4.2B vs $2.7B），金佰利净利率更高（16.2% vs 2.5%，领先13.7%），Rocket Companies, Inc.同比增速更快（52.2% vs 2.7%），过去两年Rocket Companies, Inc.的营收复合增速更高（39.5% vs -9.0%）
金佰利是源自美国的跨国消费品及个人护理集团，主打纸质类消费品，同时生产卫生用纸制品、外科及医疗器具。旗下拥有舒洁面巾纸、高洁丝女性护理产品、好奇纸尿裤及婴儿湿巾、Scott卫生纸等知名品牌，产品销往全球多个国家和地区。
Rocket Companies, Inc.是美国金融科技及住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。公司依托旗舰子公司Rocket Mortgage跻身美国最大抵押贷款提供商行列，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
KMB vs RKT — 直观对比
营收规模更大
KMB
是对方的1.5倍
$2.7B
营收增速更快
RKT
高出49.5%
2.7%
净利率更高
KMB
高出13.7%
2.5%
两年增速更快
RKT
近两年复合增速
-9.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $4.2B | $2.7B |
| 净利润 | $675.0M | $68.0M |
| 毛利率 | 36.8% | — |
| 营业利润率 | 18.1% | 6.3% |
| 净利率 | 16.2% | 2.5% |
| 营收同比 | 2.7% | 52.2% |
| 净利润同比 | 17.8% | 100.8% |
| 每股收益（稀释后） | $2.00 | $0.10 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KMBRKT
| Q1 26 | $4.2B | — | ||
| Q4 25 | $3.3B | $2.7B | ||
| Q3 25 | $4.2B | $1.6B | ||
| Q2 25 | $4.2B | $1.4B | ||
| Q1 25 | $4.8B | $1.0B | ||
| Q4 24 | $4.9B | $1.8B | ||
| Q3 24 | $5.0B | $646.9M | ||
| Q2 24 | $5.0B | $1.3B |
净利润KMBRKT
| Q1 26 | $675.0M | — | ||
| Q4 25 | $499.0M | $68.0M | ||
| Q3 25 | $446.0M | $-123.9M | ||
| Q2 25 | $509.0M | $-1.8M | ||
| Q1 25 | $567.0M | $-10.4M | ||
| Q4 24 | $447.0M | $33.9M | ||
| Q3 24 | $907.0M | $-22.0M | ||
| Q2 24 | $544.0M | $1.3M |
毛利率KMBRKT
| Q1 26 | 36.8% | — | ||
| Q4 25 | 37.7% | — | ||
| Q3 25 | 36.0% | — | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | 35.8% | — | ||
| Q4 24 | 34.0% | 58.9% | ||
| Q3 24 | 36.0% | -8.4% | ||
| Q2 24 | 36.0% | 47.4% |
营业利润率KMBRKT
| Q1 26 | 18.1% | — | ||
| Q4 25 | 11.2% | 6.3% | ||
| Q3 25 | 15.0% | -11.5% | ||
| Q2 25 | 14.2% | 1.8% | ||
| Q1 25 | 15.9% | -21.5% | ||
| Q4 24 | 11.1% | 38.1% | ||
| Q3 24 | 23.3% | -76.9% | ||
| Q2 24 | 13.0% | 14.8% |
净利率KMBRKT
| Q1 26 | 16.2% | — | ||
| Q4 25 | 15.1% | 2.5% | ||
| Q3 25 | 10.7% | -7.7% | ||
| Q2 25 | 12.2% | -0.1% | ||
| Q1 25 | 11.7% | -1.0% | ||
| Q4 24 | 9.1% | 1.9% | ||
| Q3 24 | 18.3% | -3.4% | ||
| Q2 24 | 10.8% | 0.1% |
每股收益（稀释后）KMBRKT
| Q1 26 | $2.00 | — | ||
| Q4 25 | $1.50 | $0.10 | ||
| Q3 25 | $1.34 | $-0.06 | ||
| Q2 25 | $1.53 | $-0.01 | ||
| Q1 25 | $1.70 | $-0.08 | ||
| Q4 24 | $1.34 | $0.28 | ||
| Q3 24 | $2.69 | $-0.19 | ||
| Q2 24 | $1.61 | $0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $542.0K | $2.7B |
| 总债务越低越好 | $6.5M | — |
| 股东权益账面价值 | $1.9M | $22.9B |
| 总资产 | $17.2M | $60.7B |
| 负债/权益比越低杠杆越低 | 3.38× | — |
8季度趋势，按日历期对齐
现金及短期投资KMBRKT
| Q1 26 | $542.0K | — | ||
| Q4 25 | $688.0M | $2.7B | ||
| Q3 25 | $617.0M | $5.8B | ||
| Q2 25 | $634.0M | $5.1B | ||
| Q1 25 | $563.0M | $1.4B | ||
| Q4 24 | $1.0B | $1.3B | ||
| Q3 24 | $1.1B | $1.2B | ||
| Q2 24 | $1.2B | $1.3B |
总债务KMBRKT
| Q1 26 | $6.5M | — | ||
| Q4 25 | $6.5B | — | ||
| Q3 25 | $6.5B | — | ||
| Q2 25 | $6.5B | — | ||
| Q1 25 | $6.5B | — | ||
| Q4 24 | $6.9B | — | ||
| Q3 24 | $6.9B | — | ||
| Q2 24 | $7.2B | — |
股东权益KMBRKT
| Q1 26 | $1.9M | — | ||
| Q4 25 | $1.5B | $22.9B | ||
| Q3 25 | $1.3B | $8.9B | ||
| Q2 25 | $1.3B | $7.4B | ||
| Q1 25 | $1.1B | $8.6B | ||
| Q4 24 | $840.0M | $9.0B | ||
| Q3 24 | $1.3B | $8.4B | ||
| Q2 24 | $1.1B | $8.8B |
总资产KMBRKT
| Q1 26 | $17.2M | — | ||
| Q4 25 | $17.1B | $60.7B | ||
| Q3 25 | $16.9B | $33.6B | ||
| Q2 25 | $16.8B | $30.4B | ||
| Q1 25 | $16.3B | $25.3B | ||
| Q4 24 | $16.5B | $24.5B | ||
| Q3 24 | $17.2B | $25.1B | ||
| Q2 24 | $17.3B | $23.6B |
负债/权益比KMBRKT
| Q1 26 | 3.38× | — | ||
| Q4 25 | 4.31× | — | ||
| Q3 25 | 4.86× | — | ||
| Q2 25 | 5.09× | — | ||
| Q1 25 | 5.89× | — | ||
| Q4 24 | 8.18× | — | ||
| Q3 24 | 5.36× | — | ||
| Q2 24 | 6.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-1.2B |
| 自由现金流经营现金流 - 资本支出 | — | $-1.3B |
| 自由现金流率自由现金流/营收 | — | -47.2% |
| 资本支出强度资本支出/营收 | — | 1.5% |
| 现金转化率经营现金流/净利润 | — | -18.08× |
| 过去12个月自由现金流最近4个季度 | — | $-4.0B |
8季度趋势，按日历期对齐
经营现金流KMBRKT
| Q1 26 | — | — | ||
| Q4 25 | $972.0M | $-1.2B | ||
| Q3 25 | $708.0M | $-50.3M | ||
| Q2 25 | $770.0M | $-1.9B | ||
| Q1 25 | $327.0M | $-797.0M | ||
| Q4 24 | $817.0M | $1.8B | ||
| Q3 24 | $958.0M | $-1.3B | ||
| Q2 24 | $1.0B | $-122.3M |
自由现金流KMBRKT
| Q1 26 | — | — | ||
| Q4 25 | $575.0M | $-1.3B | ||
| Q3 25 | $368.0M | $-71.8M | ||
| Q2 25 | $573.0M | $-1.9B | ||
| Q1 25 | $123.0M | $-811.0M | ||
| Q4 24 | $608.0M | $1.8B | ||
| Q3 24 | $798.0M | $-1.4B | ||
| Q2 24 | $863.0M | $-138.3M |
自由现金流率KMBRKT
| Q1 26 | — | — | ||
| Q4 25 | 17.5% | -47.2% | ||
| Q3 25 | 8.9% | -4.5% | ||
| Q2 25 | 13.8% | -137.2% | ||
| Q1 25 | 2.5% | -78.2% | ||
| Q4 24 | 12.3% | 103.1% | ||
| Q3 24 | 16.1% | -209.6% | ||
| Q2 24 | 17.2% | -10.6% |
资本支出强度KMBRKT
| Q1 26 | — | — | ||
| Q4 25 | 12.1% | 1.5% | ||
| Q3 25 | 8.2% | 1.3% | ||
| Q2 25 | 4.7% | 1.1% | ||
| Q1 25 | 4.2% | 1.4% | ||
| Q4 24 | 4.2% | 1.1% | ||
| Q3 24 | 3.2% | 2.9% | ||
| Q2 24 | 3.1% | 1.2% |
现金转化率KMBRKT
| Q1 26 | — | — | ||
| Q4 25 | 1.95× | -18.08× | ||
| Q3 25 | 1.59× | — | ||
| Q2 25 | 1.51× | — | ||
| Q1 25 | 0.58× | — | ||
| Q4 24 | 1.83× | 54.42× | ||
| Q3 24 | 1.06× | — | ||
| Q2 24 | 1.88× | -94.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KMB
| NA | $2.7B | 64% |
| IPC | $1.5B | 36% |
RKT
| Other | $1.4B | 51% |
| Direct To Customer Segment | $945.8M | 35% |
| Partner Network Segment | $216.7M | 8% |
| Subscription Revenue | $91.3M | 3% |
| Closing Fees | $47.1M | 2% |
| Appraisal Revenue | $10.7M | 0% |
