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Kinsale Capital Group, Inc.（KNSL）与PicoCELA Inc.（PCLA）财务数据对比。点击上方公司名可切换其他公司
Kinsale Capital Group, Inc.的季度营收约是PicoCELA Inc.的1.8倍（$466.7M vs $252.6M），Kinsale Capital Group, Inc.净利率更高（24.1% vs -125.2%，领先149.3%）
旗星银行是一家总部位于纽约希克斯维尔的美国区域性金融服务公司，截至2023年共运营395家分支机构，并于2024年2月21日完成了全网点品牌统一，所有分支机构统一使用旗星品牌运营。
PicoCELA Inc.是一家专注于低功耗高可靠性无线连接解决方案的科技企业，主营Wi-Fi HaLow模块、边缘网络基础设施等产品，服务工业物联网、智慧城市、零售、智能家居等领域，业务覆盖亚洲、北美及欧洲核心市场。
KNSL vs PCLA — 直观对比
营收规模更大
KNSL
是对方的1.8倍
$252.6M
净利率更高
KNSL
高出149.3%
-125.2%
损益表 — Q1 FY2026 vs Q2 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $466.7M | $252.6M |
| 净利润 | $112.6M | $-316.2M |
| 毛利率 | — | — |
| 营业利润率 | — | -114.8% |
| 净利率 | 24.1% | -125.2% |
| 营收同比 | 10.2% | — |
| 净利润同比 | 26.1% | — |
| 每股收益（稀释后） | $4.88 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KNSLPCLA
| Q1 26 | $466.7M | — | ||
| Q4 25 | $483.3M | — | ||
| Q3 25 | $497.5M | — | ||
| Q2 25 | $469.8M | — | ||
| Q1 25 | $423.4M | $252.6M | ||
| Q4 24 | $412.1M | — | ||
| Q3 24 | $418.1M | — | ||
| Q2 24 | $384.6M | — |
净利润KNSLPCLA
| Q1 26 | $112.6M | — | ||
| Q4 25 | $138.6M | — | ||
| Q3 25 | $141.6M | — | ||
| Q2 25 | $134.1M | — | ||
| Q1 25 | $89.2M | $-316.2M | ||
| Q4 24 | $109.1M | — | ||
| Q3 24 | $114.2M | — | ||
| Q2 24 | $92.6M | — |
营业利润率KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | — | ||
| Q3 25 | 36.0% | — | ||
| Q2 25 | 35.8% | — | ||
| Q1 25 | 26.5% | -114.8% | ||
| Q4 24 | 33.6% | — | ||
| Q3 24 | 34.5% | — | ||
| Q2 24 | 30.1% | — |
净利率KNSLPCLA
| Q1 26 | 24.1% | — | ||
| Q4 25 | 28.7% | — | ||
| Q3 25 | 28.5% | — | ||
| Q2 25 | 28.5% | — | ||
| Q1 25 | 21.1% | -125.2% | ||
| Q4 24 | 26.5% | — | ||
| Q3 24 | 27.3% | — | ||
| Q2 24 | 24.1% | — |
每股收益（稀释后）KNSLPCLA
| Q1 26 | $4.88 | — | ||
| Q4 25 | $5.97 | — | ||
| Q3 25 | $6.09 | — | ||
| Q2 25 | $5.76 | — | ||
| Q1 25 | $3.83 | — | ||
| Q4 24 | $4.67 | — | ||
| Q3 24 | $4.90 | — | ||
| Q2 24 | $3.97 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $223.3M | $456.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.0B | $354.8M |
| 总资产 | $6.2B | $1.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资KNSLPCLA
| Q1 26 | $223.3M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $170.2M | — | ||
| Q2 25 | $138.1M | — | ||
| Q1 25 | $142.0M | $456.8M | ||
| Q4 24 | $113.2M | — | ||
| Q3 24 | $111.7M | — | ||
| Q2 24 | $171.0M | — |
总债务KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | $224.4M | — | ||
| Q3 25 | $199.3M | — | ||
| Q2 25 | $184.3M | — | ||
| Q1 25 | $184.2M | — | ||
| Q4 24 | $184.1M | — | ||
| Q3 24 | $184.1M | — | ||
| Q2 24 | $184.0M | — |
股东权益KNSLPCLA
| Q1 26 | $2.0B | — | ||
| Q4 25 | $2.0B | — | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.6B | $354.8M | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.3B | — |
总资产KNSLPCLA
| Q1 26 | $6.2B | — | ||
| Q4 25 | $6.0B | — | ||
| Q3 25 | $5.8B | — | ||
| Q2 25 | $5.6B | — | ||
| Q1 25 | $5.2B | $1.2B | ||
| Q4 24 | $4.9B | — | ||
| Q3 24 | $4.7B | — | ||
| Q2 24 | $4.4B | — |
负债/权益比KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-245.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-256.6M |
| 自由现金流率自由现金流/营收 | — | -101.6% |
| 资本支出强度资本支出/营收 | — | 4.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | $241.4M | — | ||
| Q3 25 | $303.5M | — | ||
| Q2 25 | $269.1M | — | ||
| Q1 25 | $229.8M | $-245.6M | ||
| Q4 24 | $213.0M | — | ||
| Q3 24 | $274.0M | — | ||
| Q2 24 | $278.9M | — |
自由现金流KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | — | ||
| Q3 25 | $289.5M | — | ||
| Q2 25 | $252.1M | — | ||
| Q1 25 | $217.6M | $-256.6M | ||
| Q4 24 | $202.2M | — | ||
| Q3 24 | $268.2M | — | ||
| Q2 24 | $275.1M | — |
自由现金流率KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | 47.8% | — | ||
| Q3 25 | 58.2% | — | ||
| Q2 25 | 53.7% | — | ||
| Q1 25 | 51.4% | -101.6% | ||
| Q4 24 | 49.1% | — | ||
| Q3 24 | 64.2% | — | ||
| Q2 24 | 71.5% | — |
资本支出强度KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | — | ||
| Q3 25 | 2.8% | — | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 2.9% | 4.3% | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | 1.0% | — |
现金转化率KNSLPCLA
| Q1 26 | — | — | ||
| Q4 25 | 1.74× | — | ||
| Q3 25 | 2.14× | — | ||
| Q2 25 | 2.01× | — | ||
| Q1 25 | 2.58× | — | ||
| Q4 24 | 1.95× | — | ||
| Q3 24 | 2.40× | — | ||
| Q2 24 | 3.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
KNSL
暂无分部数据
PCLA
| Revenue from product | $179.1M | 71% |
| Revenue from SaaS, Maintenance and others | $42.4M | 17% |
| Revenue from product – related party | $31.0M | 12% |
