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Kinsale Capital Group, Inc.（KNSL）与世纪互联（VNET）财务数据对比。点击上方公司名可切换其他公司
Kinsale Capital Group, Inc.的季度营收约是世纪互联的1.3倍（$466.7M vs $362.7M），Kinsale Capital Group, Inc.净利率更高（24.1% vs -10.7%，领先34.8%），过去两年世纪互联的营收复合增速更高（17.4% vs 10.2%）
旗星银行是一家总部位于纽约希克斯维尔的美国区域性金融服务公司，截至2023年共运营395家分支机构，并于2024年2月21日完成了全网点品牌统一，所有分支机构统一使用旗星品牌运营。
VNET Group即世纪互联，是中国领先的第三方中立数据中心服务商，提供机柜托管、云基础设施、混合云部署及网络管理等解决方案，服务覆盖科技、金融、零售等多领域企业客户，为企业数字化运营提供稳定的算力与网络支撑。
KNSL vs VNET — 直观对比
营收规模更大
KNSL
是对方的1.3倍
$362.7M
净利率更高
KNSL
高出34.8%
-10.7%
两年增速更快
VNET
近两年复合增速
10.2%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $466.7M | $362.7M |
| 净利润 | $112.6M | $-38.7M |
| 毛利率 | — | 20.9% |
| 营业利润率 | — | 0.5% |
| 净利率 | 24.1% | -10.7% |
| 营收同比 | 10.2% | — |
| 净利润同比 | 26.1% | — |
| 每股收益（稀释后） | $4.88 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收KNSLVNET
| Q1 26 | $466.7M | — | ||
| Q4 25 | $483.3M | — | ||
| Q3 25 | $497.5M | $362.7M | ||
| Q2 25 | $469.8M | — | ||
| Q1 25 | $423.4M | $309.5M | ||
| Q4 24 | $412.1M | — | ||
| Q3 24 | $418.1M | $302.2M | ||
| Q2 24 | $384.6M | $274.4M |
净利润KNSLVNET
| Q1 26 | $112.6M | — | ||
| Q4 25 | $138.6M | — | ||
| Q3 25 | $141.6M | $-38.7M | ||
| Q2 25 | $134.1M | — | ||
| Q1 25 | $89.2M | $-2.4M | ||
| Q4 24 | $109.1M | — | ||
| Q3 24 | $114.2M | $-2.1M | ||
| Q2 24 | $92.6M | $-1.1M |
毛利率KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 20.9% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 25.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 23.2% | ||
| Q2 24 | — | 21.3% |
营业利润率KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | 36.2% | — | ||
| Q3 25 | 36.0% | 0.5% | ||
| Q2 25 | 35.8% | — | ||
| Q1 25 | 26.5% | 0.1% | ||
| Q4 24 | 33.6% | — | ||
| Q3 24 | 34.5% | 24.5% | ||
| Q2 24 | 30.1% | 0.2% |
净利率KNSLVNET
| Q1 26 | 24.1% | — | ||
| Q4 25 | 28.7% | — | ||
| Q3 25 | 28.5% | -10.7% | ||
| Q2 25 | 28.5% | — | ||
| Q1 25 | 21.1% | -0.8% | ||
| Q4 24 | 26.5% | — | ||
| Q3 24 | 27.3% | -0.7% | ||
| Q2 24 | 24.1% | -0.4% |
每股收益（稀释后）KNSLVNET
| Q1 26 | $4.88 | — | ||
| Q4 25 | $5.97 | — | ||
| Q3 25 | $6.09 | — | ||
| Q2 25 | $5.76 | — | ||
| Q1 25 | $3.83 | — | ||
| Q4 24 | $4.67 | — | ||
| Q3 24 | $4.90 | — | ||
| Q2 24 | $3.97 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $223.3M | $492.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.0B | $890.8M |
| 总资产 | $6.2B | $6.1B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资KNSLVNET
| Q1 26 | $223.3M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $170.2M | $492.1M | ||
| Q2 25 | $138.1M | — | ||
| Q1 25 | $142.0M | $544.3M | ||
| Q4 24 | $113.2M | — | ||
| Q3 24 | $111.7M | $219.5M | ||
| Q2 24 | $171.0M | $247.2M |
总债务KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | $224.4M | — | ||
| Q3 25 | $199.3M | — | ||
| Q2 25 | $184.3M | — | ||
| Q1 25 | $184.2M | — | ||
| Q4 24 | $184.1M | — | ||
| Q3 24 | $184.1M | $1.2B | ||
| Q2 24 | $184.0M | — |
股东权益KNSLVNET
| Q1 26 | $2.0B | — | ||
| Q4 25 | $2.0B | — | ||
| Q3 25 | $1.9B | $890.8M | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.6B | $927.8M | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.4B | $902.9M | ||
| Q2 24 | $1.3B | $900.6M |
总资产KNSLVNET
| Q1 26 | $6.2B | — | ||
| Q4 25 | $6.0B | — | ||
| Q3 25 | $5.8B | $6.1B | ||
| Q2 25 | $5.6B | — | ||
| Q1 25 | $5.2B | $5.4B | ||
| Q4 24 | $4.9B | — | ||
| Q3 24 | $4.7B | $4.3B | ||
| Q2 24 | $4.4B | $4.0B |
负债/权益比KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | 0.11× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.12× | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.13× | 1.28× | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $113.8M |
| 自由现金流经营现金流 - 资本支出 | — | $-193.1M |
| 自由现金流率自由现金流/营收 | — | -53.2% |
| 资本支出强度资本支出/营收 | — | 84.6% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-589.7M |
8季度趋势，按日历期对齐
经营现金流KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | $241.4M | — | ||
| Q3 25 | $303.5M | $113.8M | ||
| Q2 25 | $269.1M | — | ||
| Q1 25 | $229.8M | $27.0M | ||
| Q4 24 | $213.0M | — | ||
| Q3 24 | $274.0M | $108.3M | ||
| Q2 24 | $278.9M | $55.8M |
自由现金流KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | $230.8M | — | ||
| Q3 25 | $289.5M | $-193.1M | ||
| Q2 25 | $252.1M | — | ||
| Q1 25 | $217.6M | $-220.0M | ||
| Q4 24 | $202.2M | — | ||
| Q3 24 | $268.2M | $-95.0M | ||
| Q2 24 | $275.1M | $-81.6M |
自由现金流率KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | 47.8% | — | ||
| Q3 25 | 58.2% | -53.2% | ||
| Q2 25 | 53.7% | — | ||
| Q1 25 | 51.4% | -71.1% | ||
| Q4 24 | 49.1% | — | ||
| Q3 24 | 64.2% | -31.4% | ||
| Q2 24 | 71.5% | -29.8% |
资本支出强度KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | 2.2% | — | ||
| Q3 25 | 2.8% | 84.6% | ||
| Q2 25 | 3.6% | — | ||
| Q1 25 | 2.9% | 79.8% | ||
| Q4 24 | 2.6% | — | ||
| Q3 24 | 1.4% | 67.3% | ||
| Q2 24 | 1.0% | 50.1% |
现金转化率KNSLVNET
| Q1 26 | — | — | ||
| Q4 25 | 1.74× | — | ||
| Q3 25 | 2.14× | — | ||
| Q2 25 | 2.01× | — | ||
| Q1 25 | 2.58× | — | ||
| Q4 24 | 1.95× | — | ||
| Q3 24 | 2.40× | — | ||
| Q2 24 | 3.01× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
